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SCOLAU

Active
Private limited companyfounded 20206 yrs activeLodewijk de Raetlaan 17, 8870 Izegem, BelgiumKBO/BCE: BE 0746.410.149
Summary

SCOLAU has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €175,973 and a net result of €873,604. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 144 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability100▲+3
Solvency31=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.12 in 2025; short-term debt: 88.4% and cash: 4% of total assets), and 94.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
5.6%
Return on assets
27.6%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 144 sector peers (2026).
NBB · sector comparison
Position among 144 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-05-2026, 164 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
164 d early
2025
31 d early
2024
36 d early
2023
43 d early
2022
116 d early
2021
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 71 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 18 September (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 April 2020, SCOLAU was incorporated as a Private limited company.1 Total assets went from EUR 81,048 in 2021 to EUR 3.2 million in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2026

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Financials · fiscal year 2026, abbreviated schema

Equity
€175,973▲ 2.1%
2025 · €172,369
Total assets
€3.2m▲ 11.1%
2025 · €2.8m
Net result
€873,604▲ 35.2%
2025 · €646,010
Working capital
€297,481▼ 1.2%
2025 · €301,157
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€81,844▼ 3.3%€135,941▲ 66.1%€463,579▲ 241%€837,481▲ 80.7%€1.1m▲ 34.4%
Net result€59,769within the sector's middle half▼ 8.0%€96,759within the sector's middle half▲ 61.9%€480,568above the sector's middle half▲ 397%€646,010above the sector's middle half▲ 34.4%€873,604▲ 35.2%
Equity€124,031within the sector's middle half▲ 93.0%€220,790within the sector's middle half▲ 78.0%€176,359within the sector's middle half▼ 20.1%€172,369within the sector's middle half▼ 2.3%€175,973▲ 2.1%
Total assets€138,331below the sector's middle half▲ 70.7%€269,330below the sector's middle half▲ 94.7%€2.1mwithin the sector's middle half▲ 676%€2.8mabove the sector's middle half▲ 36.2%€3.2m▲ 11.1%
Debt€14,299▼ 14.8%€48,539▲ 239%€1.9m▲ 3,845%€2.7m▲ 39.7%€3.0m▲ 11.7%
Working capital€124,031within the sector's middle half▲ 93.0%€220,790within the sector's middle half▲ 78.0%€100,996within the sector's middle half▼ 54.3%€301,157within the sector's middle half▲ 198%€297,481▼ 1.2%
Solvency89.7%above the sector's middle half▲ 10.4pp82.0%above the sector's middle half▼ 7.7pp8.4%below the sector's middle half▼ 73.5pp6.1%below the sector's middle half▼ 2.4pp5.6%▼ 0.5pp
Current ratio9.67above the sector's middle half▲ 4.855.55above the sector's middle half▼ 4.131.05within the sector's middle half▼ 4.501.12within the sector's middle half▲ 0.071.11▼ 0.01
Return on assets (ROA)43.2%above the sector's middle half▼ 36.9pp35.9%above the sector's middle half▼ 7.3pp23.0%above the sector's middle half▼ 12.9pp22.7%above the sector's middle half▼ 0.3pp27.6%▲ 4.9pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0mOperating result 2022: €81,844€81,844Net result 2022: €59,769€59,769Operating result 2023: €135,941€135,941Net result 2023: €96,759€96,759Operating result 2024: €463,579€463,579Net result 2024: €480,568€480,568Operating result 2025: €837,481€837,481Net result 2025: €646,010€646,010Operating result 2026: €1.1m€1.1mNet result 2026: €873,604€873,60420222023202420252026€0€500,000€1mOperating result 2024: €463,579€464,000Net result 2024: €480,568€481,000Operating result 2025: €837,481€837,000Net result 2025: €646,010€646,000Operating result 2026: €1.1m€1.1mNet result 2026: €873,604€874,000202420252026
The operating result has risen four years in a row; 2026 is 34% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €3.2m
Fixed assets €69,303 ▲ 11.7%
Current assets €3.1m ▲ 11.1%
Equity and liabilities €3.2m
Equity €175,973 ▲ 2.1%
Debt €3.0m ▲ 11.7%
Debt's share of the balance-sheet total rises from 93.9% to 94.4%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€1.1m▲
2025 · €854,997
Cash flow
€880,693▲
2025 · €663,525
Debt to equity
16.98▲
2025 · 15.52
ROE
496.4%▲
2025 · 374.8%
Interest coverage
56.09▲
2025 · 36.60
Debt ≤ 1 year
€2.8m▲
2025 · €2.5m
Debt > 1 year
€175,000=
2025 · €175,000
Income taxes
€289,429▲
2025 · €211,151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 875 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.4% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet Code20252026
Assets
Total assets20/58€2.8m€3.2m▲
Fixed assets21/28€62,048€69,303▲
Tangible fixed assets22/27€62,048€69,303▲
Plant, machinery and equipment23-€28,504
Furniture and vehicles24€62,048€40,799▼
Current assets29/58€2.8m€3.1m▲
Amounts receivable within one year40/41€15,000€44,500▲
Trade receivables40-€30,000
Other amounts receivable41€15,000€14,500▼
Current investments50/53€2.4m€2.9m▲
Cash at bank and in hand54/58€333,942€126,001▼
Deferred charges and accrued income490/1€1,872-
Equity and liabilities
Total equity and liabilities10/49€2.8m€3.2m▲
Equity10/15€172,369€175,973▲
Contributions10/11€120€120=
Reserves13€170,000€170,000=
Distributable reserves133€170,000€170,000=
Profit (loss) carried forward14€2,249€5,853▲
Amounts payable17/49€2.7m€3.0m▲
Amounts payable after more than one year17€175,000€175,000=
Other amounts payable178/9€175,000€175,000=
Amounts payable within one year42/48€2.5m€2.8m▲
Trade debts44€2,750€3,473▲
Suppliers440/4€2,750€3,473▲
Taxes, remuneration and social security45€29,744€18,947▼
Taxes450/3€29,744€18,947▼
Other amounts payable47/48€2.5m€2.8m▲
Accrued charges and deferred income492/3€15,837€15,812▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,516€7,088▼
Other operating charges640/8€2,932€4,555▲
Non-recurring operating charges66A-€11,848
Gross operating margin9900€857,928€1.1m▲
Operating profit (loss)9901€837,481€1.1m▲
Financial income75/76B€43,038€57,588▲
Recurring financial income75€43,038€57,588▲
Financial charges65/66B€23,358€20,194▼
Recurring financial charges65€23,358€20,194▼
Profit (loss) for the period before taxes9903€857,161€1.2m▲
Income taxes67/77€211,151€289,429▲
Profit (loss) for the period9904€646,010€873,604▲
Profit (loss) for the period to be appropriated9905€646,010€873,604▲
Appropriation of the result
Profit (loss) to be appropriated9906€652,249€875,853▲
Profit (loss) brought forward from the previous period14P€6,239€2,249▼
Profit to be distributed694/7€650,000€870,000▲
Return on contributions (dividend)694€650,000€870,000▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€8,014€17,516€7,088▼ 59.5%
Other operating charges640/8€459€460€499€2,932€4,555▲ 55.3%
Non-recurring operating charges66A----€11,848-
Gross operating margin9900€82,303€136,400€472,092€857,928€1.1m▲ 33.9%
Operating profit (loss)9901€81,844€135,941€463,579€837,481€1.1m▲ 34.4%
Financial income75/76B--€141,641€43,038€57,588▲ 33.8%
Recurring financial income75--€141,641€43,038€57,588▲ 33.8%
Financial charges65/66B€556€64€9,358€23,358€20,194▼ 13.5%
Recurring financial charges65€556€64€9,358€23,358€20,194▼ 13.5%
Profit (loss) for the period before taxes9903€81,288€135,877€595,861€857,161€1.2m▲ 35.7%
Income taxes67/77€21,518€39,118€115,293€211,151€289,429▲ 37.1%
Profit (loss) for the period9904€59,769€96,759€480,568€646,010€873,604▲ 35.2%
Profit (loss) for the period to be appropriated9905€59,769€96,759€480,568€646,010€873,604▲ 35.2%
Line20222023202420252026Change
Assets
Total assets20/58€138,331€269,330€2.1m€2.8m€3.2m▲ 11.1%
Fixed assets21/28--€79,564€62,048€69,303▲ 11.7%
Tangible fixed assets22/27--€79,564€62,048€69,303▲ 11.7%
Plant, machinery and equipment23----€28,504-
Furniture and vehicles24--€79,564€62,048€40,799▼ 34.2%
Current assets29/58€138,331€269,330€2.0m€2.8m€3.1m▲ 11.1%
Amounts receivable within one year40/41€35,481€51,000€18,000€15,000€44,500▲ 197%
Trade receivables40----€30,000-
Other amounts receivable41€35,481€51,000€18,000€15,000€14,500▼ 3.3%
Current investments50/53--€1.9m€2.4m€2.9m▲ 20.1%
Cash at bank and in hand54/58€102,850€218,330€92,798€333,942€126,001▼ 62.3%
Deferred charges and accrued income490/1--€2,024€1,872--
Equity and liabilities
Total equity and liabilities10/49€138,331€269,330€2.1m€2.8m€3.2m▲ 11.1%
Equity10/15€124,031€220,790€176,359€172,369€175,973▲ 2.1%
Contributions10/11€120€120€120€120€120=
Reserves13€100,000€220,000€170,000€170,000€170,000=
Distributable reserves133€100,000€220,000€170,000€170,000€170,000=
Profit (loss) carried forward14€23,911€670€6,239€2,249€5,853▲ 160%
Amounts payable17/49€14,299€48,539€1.9m€2.7m€3.0m▲ 11.7%
Amounts payable after more than one year17---€175,000€175,000=
Other amounts payable178/9---€175,000€175,000=
Amounts payable within one year42/48€14,299€48,539€1.9m€2.5m€2.8m▲ 12.6%
Trade debts44€2,000€2,298€2,352€2,750€3,473▲ 26.3%
Suppliers440/4€2,000€2,298€2,352€2,750€3,473▲ 26.3%
Taxes, remuneration and social security45€12,299€14,245€15,655€29,744€18,947▼ 36.3%
Taxes450/3€12,299€14,245€15,655€29,744€18,947▼ 36.3%
Other amounts payable47/48-€31,996€1.9m€2.5m€2.8m▲ 13.2%
Accrued charges and deferred income492/3--€4,201€15,837€15,812▼ 0.2%
Line20222023202420252026Change
Profit (loss) for the period9904€59,769€96,759€480,568€646,010€873,604▲ 35.2%
+ Depreciation and write-downs630--€8,014€17,516€7,088▼ 59.5%
Operating cash flow (approximation)€59,769€96,759€488,582€663,525€880,693▲ 32.7%
Investment in fixed assets (approximation)---€0-€14,343-
Change in cash-€115,480-€125,532€241,144-€207,941▼ 186%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
20-05
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial Highest result since 2021net €873,604 ▲35.2%
Operating result €1.1m, net result €873,604, both a record.
2025
30-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
25-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
18-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial Equity above €200,000Eq €220,790 ▲78%
3 profitable years in a row build equity to €220,790.
2022
07-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Weakest financial yearnet €59,769 ▼8%
Net result drops to €59,769, the lowest in the series; recovery starts the following year.
31-03
Financial Liquidity doublescurrent ratio 9.67
Current ratio from 4.83 to 9.67; short-term debt falls from €16,786 to €14,299.
31-03
Financial Equity above €100,000Eq €124,031 ▲93%
2 profitable years in a row build equity to €124,031.
2021
27-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,947 m²
Building footprint
579 m²
Volume, LiDAR
4,281 m³
Parcel 36494D0115/00B003, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SCOLAU
Lodewijk de Raetlaan 17, 8870 IzegemFinancial service activities, except insurance and pension funding
since 20202.301.356.573
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36494D0115/00B003 Flanders 1,947 m² 1 · 579 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 40,675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-04-2020
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0746410149
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.