SCIPIO CONSULTING
ActiveSummary
SCIPIO CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €13k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.97 against 14.94 in 2024; short-term debt: 11.1% and cash: 57.8% of total assets), and 11.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
73 d late
2022
60 d late
2021
13 d early
2020
140 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€284k▼ 5.1%
2024 · €300k
2018: €201k
2019: €212k
2020: €241k
2021: €267k
2022: €280k
2023: €296k
2024: €300k
2018 → 2025
Total assets
€320k▼ 0.3%
2024 · €321k
2018: €306k
2019: €285k
2020: €287k
2021: €292k
2022: €299k
2023: €311k
2024: €321k
2018 → 2025
Net result
€13k▼ 8.7%
2024 · €14k
2018: €9k
2019: €11k
2020: €28k
2021: €27k
2022: €13k
2023: €16k
2024: €14k
2018 → 2025
Working capital
€283k▼ 4.8%
2024 · €297k
2018: €188k
2019: €197k
2020: €226k
2021: €244k
2022: €264k
2023: €290k
2024: €297k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€267k-€280k▲ 4.8%€296k▲ 5.6%€300k▲ 1.3%€284k▼ 5.1%
Operating result€35k-€15k▼ 55.8%€19k▲ 26.2%€16k▼ 16.4%€15k▼ 7.0%
Net result€27k-€13k▼ 52.3%€16k▲ 23.8%€14k▼ 11.4%€13k▼ 8.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320k
Fixed assets
€952 ▼ 53.4%
Current assets
€319k =
Equity and liabilities €320k
Equity
€284k ▼ 5.1%
Debt
€36k ▲ 66.5%
Debt's share of the balance-sheet total rises from 6.7% to 11.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €20k
Cash flow
€14k▼
2024 · €18k
Current ratio
8.97▼
2024 · 14.94
Debt to equity
0.13▲
2024 · 0.07
ROE
4.5%▼
2024 · 4.6%
ROA
4.0%▼
2024 · 4.3%
Interest coverage
48.69▼
2024 · 57.16
Debt ≤ 1 year
€36k▲
2024 · €21k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€321k€320k▼
Fixed assets21/28€2k€952▼
Tangible fixed assets22/27€2k€952▼
Land and buildings22€39-
Plant, machinery and equipment23€2k€952▼
Furniture and vehicles24€141-
Current assets29/58€319k€319k=
Amounts receivable within one year40/41€134k€134k▼
Trade receivables40€13k€22k▲
Other amounts receivable41€121k€112k▼
Cash at bank and in hand54/58€184k€185k▲
Deferred charges and accrued income490/1€318€184▼
Equity and liabilities
Total equity and liabilities10/49€321k€320k▼
Equity10/15€300k€284k▼
Contributions10/11€6k€6k=
Reserves13€97k€82k▼
Non-distributable reserves130/1€95k€80k▼
Other1319€95k€80k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€196k€196k=
Amounts payable17/49€21k€36k▲
Amounts payable within one year42/48€21k€36k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€6k€8k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€10k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€695€767▲
Gross operating margin9900€21k€17k▼
Operating profit (loss)9901€16k€15k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€350€332▼
Recurring financial charges65€350€332▼
Profit (loss) for the period before taxes9903€20k€18k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€14k€13k▼
Profit (loss) for the period to be appropriated9905€14k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€210k€209k▼
Profit (loss) brought forward from the previous period14P€196k€196k=
Transfer from equity791/2€10k€28k▲
Transfer to equity691/2€14k€13k▼
To other reserves6921€14k€13k▼
Profit to be distributed694/7€10k€28k▲
Return on contributions (dividend)694€10k€28k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 73 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 140 days late
2020
31-12
Financial
Highest result since 2018net €28k ▲161%
Operating result €37k, net result €28k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensebaan 1412580 PutteGround area
2,886 m²
Building footprint
245 m²
Volume, LiDAR
1,368 m³
Parcel 12029B1005/00S000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leuvensebaan 141, 2580 Putte
since 20002.099.949.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029B1005/00S000 | Flanders | 2,886 m² | 1 · 245 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SITEWARE
BE 0887.660.559
Lier · Eq €284,230
CANN-IT
BE 0848.098.318
Knokke-Heist · Eq €284,222
Bella Palooza
BE 0786.817.973
Kontich · Eq €284,263
MIND2CONSULT
BE 0883.225.580
Kortenberg · Eq €284,198
Asconit
BE 0896.810.035
Peer · Eq €284,295
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,885 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2000
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.