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SCIFO

Active
Private limited companyfounded 2008active for 18 yearsGrand-Rue(OBI) 117, 7743 Pecq, BelgiumKBO/BCE: BE 0897.161.809

From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SCIFO has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €906,461. Equity has been growing by about 11% per year since 2019. Its solvency ranks better than 68% of 3,861 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
SCIFOActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 10-04-2008 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.171.270.368 7743 Pecq, since 18-06-2008
Financial year end
30 September
Peppol
Reachable since 25-11-2025
Company details

Board and ownership

Board
Holdings
Shares in 3 companies including GIL CONSTRUCTIONS and CLBD PROMOTION
Board & ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€85,907
▲ 33.3%
Turnover
≈ €170,000
estimated
Profit
€906,461
Equity
€1.9m
▲ 90.5%
Total assets
€2.6m
▲ 32.6%
Staff
1 FTE
=
Filed on 17-03-2026, 44 days before the deadlinePDF
Financials
Score breakdownlowers riskFigures for financial year 2025 (filed on 17-03-2026)Size: 1 FTE, total assets €2.6mSector: Activities of head offices; management consultancy activities (NACE 70)Equity €1.9m (73.3% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in head offices and management consultancy (NACE 70)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 98+22
equity 73.3% of total assets
Liquidity 56+16
short-term debt 12.2% · cash 6.0%
Profitability 64+36
return on assets 34.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026highest value 04-2026: < 0.1%▼ -0.2 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.42 (1.68 in 2024), above the usual 1.5. Short-term debt is 12.2% and cash 6% of total assets. 26.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 70% of them on solvency, 47% on liquidity, 28% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Figures for financial year 2025 (filed on 17-03-2026)
NBB · annual accounts
lowers risk · Size: 1 FTE, total assets €2.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €1.9m (73.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
128 days early
2023
28 days early
2022
116 days early
2021
54 days early
2020
32 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 7 March (4 of the last 5 accounts filed within 62 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €1.0m to €1.9m ▲ 90.5% View
  • Positive: 3rd largest company by equity in Pecq, Professional and technical services sectorin the Checked rankings No. 3 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Companies linked to SCIFO

Comparable companies

These companies have the same main activity as SCIFO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.9m and €2.8m, founded between 2001 and 2012.

CompanyTotal assetsGross margin
SCIFO Pecq€2.6m€0.09m
XMA Laarne€2.8m€0.1m
THIALE Kuurne€2.5m€0.1m
BOUSICO Namur€1.9m€0.1m
JOG Brussel€1.9m€0.07m
AZURTIS Ukkel€2.1m€0.1m
VA PROJECTS Veurne€2.2m€0.1m
Full comparison

Documents

Annual accounts at the NBB

All 17 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SCIFO
What is the company number of SCIFO?
The company number of SCIFO is 0897.161.809. The VAT number is the same number with BE in front: BE 0897.161.809.
Where is SCIFO based?
The registered office is at Grand-Rue(OBI) 117, 7743 Pecq.Company details
What does SCIFO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SCIFO?
The legal form of SCIFO is Private limited company (BV).
When was SCIFO founded?
SCIFO was founded on 10-04-2008.
Is SCIFO still active?
Yes, SCIFO is an active enterprise in the KBO register.
How many employees does SCIFO have?
SCIFO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SCIFO?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €85,907 and 64 comparable companies (NACE 70200). It probably lies between €120,000 and €260,000.
Is SCIFO profitable?
In financial year 2025, SCIFO made a profit of €906,461.
Where can I find the annual accounts of SCIFO?
SCIFO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SCIFO due?
SCIFO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

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