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JOG

Active
Private limited companyfounded 200718 yrs activeKantersteen 47, 1000 Brussel, BelgiumKBO/BCE: BE 0894.231.716
Summary

JOG has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €784,610 and a net result of €67,012. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability32▼-30
Solvency66▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.57 in 2024; short-term debt: 28.4% and cash: 1.2% of total assets), and 58.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.2%
Return on assets
3.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
35 d early
2023
14 d early
2022
23 d late
2021
81 d late
2020
27 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOG was incorporated on 17 December 2007.1 Total assets rose from EUR 655,957 in 2018 to EUR 1.9 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€784,610▲ 9.3%
2024 · €717,598
Total assets
€1.9m▲ 4.2%
2024 · €1.8m
Net result
€67,012▼ 47.4%
2024 · €127,279
Working capital
-€108,618▲ 54.2%
2024 · -€237,248
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€48,818-€82,167▼ 68.3%€27,739€184,923▲ 567%€39,580▼ 78.6%
Net result-€35,479below the sector's middle half-€85,468below the sector's middle half▼ 141%€21,813within the sector's middle half€127,279within the sector's middle half▲ 483%€67,012within the sector's middle half▼ 47.4%
Equity€418,974within the sector's middle half▼ 7.8%€333,505within the sector's middle half▼ 20.4%€590,318within the sector's middle half▲ 77.0%€717,598within the sector's middle half▲ 21.6%€784,610within the sector's middle half▲ 9.3%
Total assets€1.9mwithin the sector's middle half▼ 12.6%€2.0mwithin the sector's middle half▲ 2.5%€1.6mwithin the sector's middle half▼ 17.7%€1.8mwithin the sector's middle half▲ 13.0%€1.9mwithin the sector's middle half▲ 4.2%
Debt€1.5m▼ 13.8%€1.6m▲ 9.0%€1.0m▼ 37.0%€1.1m▲ 8.1%€1.1m▲ 0.9%
Working capital€1.3mabove the sector's middle half▲ 5.7%€1.3mabove the sector's middle half▼ 0.4%-€137,616below the sector's middle half-€237,248below the sector's middle half▼ 72.4%-€108,618below the sector's middle half▲ 54.2%
Solvency21.8%below the sector's middle half▲ 1.1pp17.0%below the sector's middle half▼ 4.9pp36.5%within the sector's middle half▲ 19.5pp39.2%within the sector's middle half▲ 2.8pp41.2%within the sector's middle half▲ 1.9pp
Current ratio8.67above the sector's middle half▲ 4.376.69above the sector's middle half▼ 1.980.45below the sector's middle half▼ 6.240.57below the sector's middle half▲ 0.120.80within the sector's middle half▲ 0.23
Return on assets (ROA)-1.8%below the sector's middle half▼ 6.1pp-4.3%below the sector's middle half▼ 2.5pp1.3%within the sector's middle half▲ 5.7pp7.0%within the sector's middle half▲ 5.6pp3.5%within the sector's middle half▼ 3.4pp
Staff (FTE)0below the sector's middle half0within the sector's middle half0.4within the sector's middle half0.4within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: -€48,818-€48,818Net result 2021: -€35,479-€35,479Operating result 2022: -€82,167-€82,167Net result 2022: -€85,468-€85,468Operating result 2023: €27,739€27,739Net result 2023: €21,813€21,813Operating result 2024: €184,923€184,923Net result 2024: €127,279€127,279Operating result 2025: €39,580€39,580Net result 2025: €67,012€67,01220212022202320242025€0€50,000€100,000€150,000€200,000Operating result 2023: €27,739€27,700Net result 2023: €21,813€21,800Operating result 2024: €184,923€185,000Net result 2024: €127,279€127,000Operating result 2025: €39,580€39,600Net result 2025: €67,012€67,000202320242025
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets €1.5m ▼ 3.0%
Current assets €432,614 ▲ 39.3%
Equity and liabilities €1.9m
Equity €784,610 ▲ 9.3%
Debt €1.1m ▲ 0.9%
Debt's share of the balance-sheet total falls from 60.8% to 58.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50,034▼
2024 · €195,780
Cash flow
€77,465▼
2024 · €138,137
Debt to equity
1.43▼
2024 · 1.55
ROE
8.5%▼
2024 · 17.7%
Interest coverage
1.07▼
2024 · 4.17
Debt ≤ 1 year
€541,233▼
2024 · €547,810
Debt > 1 year
€564,549▲
2024 · €543,882
Income taxes
€40,138▼
2024 · €49,721
Staff costs
€17,479▲
2024 · €3,300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.8m€1.9m▲
Fixed assets21/28€1.5m€1.5m▼
Tangible fixed assets22/27€268,462€258,008▼
Land and buildings22€247,579€241,897▼
Furniture and vehicles24€15,028€10,257▼
Other tangible fixed assets26€5,855€5,855=
Financial fixed assets28€1.3m€1.2m▼
Current assets29/58€310,562€432,614▲
Amounts receivable within one year40/41€229,032€235,791▲
Trade receivables40€229,032€235,791▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€25,047€23,004▼
Deferred charges and accrued income490/1€56,483€173,819▲
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.9m▲
Equity10/15€717,598€784,610▲
Contributions10/11€253,600€253,600=
Reserves13€463,998€531,010▲
Distributable reserves133€463,998€531,010▲
Amounts payable17/49€1.1m€1.1m▲
Amounts payable after more than one year17€543,882€564,549▲
Financial debts170/4€543,882€564,549▲
Amounts payable within one year42/48€547,810€541,233▼
Current portion of amounts payable after more than one year42€250,000€262,552▲
Trade debts44€2,739€2,341▼
Suppliers440/4€2,739€2,341▼
Taxes, remuneration and social security45€59,557€101,342▲
Taxes450/3€59,169€98,933▲
Remuneration and social security454/9€388€2,409▲
Other amounts payable47/48€235,514€174,998▼
Accrued charges and deferred income492/3€20,020€15,516▼
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€3,300€17,479▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,858€10,454▼
Other operating charges640/8€4,026€2,134▼
Gross operating margin9900€203,107€69,647▼
Operating profit (loss)9901€184,923€39,580▼
Financial income75/76B€39,074€114,228▲
Recurring financial income75€39,074€114,228▲
Financial charges65/66B€46,995€46,658▼
Recurring financial charges65€46,995€46,658▼
Profit (loss) for the period before taxes9903€177,001€107,149▼
Income taxes67/77€49,721€40,138▼
Profit (loss) for the period9904€127,279€67,012▼
Profit (loss) for the period to be appropriated9905€127,279€67,012▼
Appropriation of the result
Profit (loss) to be appropriated9906€127,279€67,012▼
Transfer to equity691/2€127,279€67,012▼
To other reserves6921€127,279€67,012▼
Social balance
Average headcount (FTE)90870.40.4=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€79,756€0€3,000€0--
Remuneration, social security and pensions62---€3,300€17,479▲ 430%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,683€3,683€7,461€10,858€10,454▼ 3.7%
Other operating charges640/8€4,161€1,979€2,877€4,026€2,134▼ 47.0%
Non-recurring operating charges66A€403€0----
Gross operating margin9900-€40,571-€76,505€38,077€203,107€69,647▼ 65.7%
Operating profit (loss)9901-€48,818-€82,167€27,739€184,923€39,580▼ 78.6%
Financial income75/76B€77,895€86,576€40,125€39,074€114,228▲ 192%
Recurring financial income75€77,895€86,576€40,125€39,074€114,228▲ 192%
Financial charges65/66B€64,332€88,560€43,769€46,995€46,658▼ 0.7%
Recurring financial charges65€64,332€88,560€43,769€46,995€46,658▼ 0.7%
Profit (loss) for the period before taxes9903-€35,255-€84,152€24,094€177,001€107,149▼ 39.5%
Income taxes67/77€224€1,317€2,281€49,721€40,138▼ 19.3%
Profit (loss) for the period9904-€35,479-€85,468€21,813€127,279€67,012▼ 47.4%
Profit (loss) for the period to be appropriated9905-€35,479-€85,468€21,813€127,279€67,012▼ 47.4%
Line20212022202320242025Change
Assets
Total assets20/58€1.9m€2.0m€1.6m€1.8m€1.9m▲ 4.2%
Fixed assets21/28€471,299€467,815€1.5m€1.5m€1.5m▼ 3.0%
Tangible fixed assets22/27€18,799€15,115€257,315€268,462€258,008▼ 3.9%
Land and buildings22€0-€232,507€247,579€241,897▼ 2.3%
Furniture and vehicles24€15,194€11,511€18,954€15,028€10,257▼ 31.7%
Other tangible fixed assets26€3,605€3,605€5,855€5,855€5,855=
Financial fixed assets28€452,500€452,700€1.3m€1.3m€1.2m▼ 2.8%
Current assets29/58€1.4m€1.5m€111,098€310,562€432,614▲ 39.3%
Amounts receivable after more than one year29€1.4m€1.3m€0---
Other amounts receivable291€1.4m€1.3m€0---
Amounts receivable within one year40/41€6,104€4,727€90,395€229,032€235,791▲ 3.0%
Trade receivables40€17€17€87,124€229,032€235,791▲ 3.0%
Other amounts receivable41€6,087€4,710€3,271€0--
Cash at bank and in hand54/58€82,316€164,501€18,921€25,047€23,004▼ 8.2%
Deferred charges and accrued income490/1€6,825€1,426€1,782€56,483€173,819▲ 208%
Equity and liabilities
Total equity and liabilities10/49€1.9m€2.0m€1.6m€1.8m€1.9m▲ 4.2%
Equity10/15€418,974€333,505€590,318€717,598€784,610▲ 9.3%
Contributions10/11€18,600€18,600€253,600€253,600€253,600=
Reserves13€400,374€314,905€336,718€463,998€531,010▲ 14.4%
Non-distributable reserves130/1€1,860€1,860€0---
Reserves not available under the articles1311€1,860€1,860€0---
Distributable reserves133€398,514€313,045€336,718€463,998€531,010▲ 14.4%
Amounts payable17/49€1.5m€1.6m€1.0m€1.1m€1.1m▲ 0.9%
Amounts payable after more than one year17€1.3m€1.3m€765,319€543,882€564,549▲ 3.8%
Financial debts170/4€1.3m€1.3m€765,319€543,882€564,549▲ 3.8%
Amounts payable within one year42/48€166,769€224,009€248,713€547,810€541,233▼ 1.2%
Current portion of amounts payable after more than one year42€0--€250,000€262,552▲ 5.0%
Trade debts44€776€2,491€1,922€2,739€2,341▼ 14.6%
Suppliers440/4€776€2,491€1,922€2,739€2,341▼ 14.6%
Taxes, remuneration and social security45€1,119€8,894€4,012€59,557€101,342▲ 70.2%
Taxes450/3€1,119€8,894€4,012€59,169€98,933▲ 67.2%
Remuneration and social security454/9---€388€2,409▲ 521%
Other amounts payable47/48€164,874€212,625€242,779€235,514€174,998▼ 25.7%
Accrued charges and deferred income492/3€82,141€159,080€14,263€20,020€15,516▼ 22.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€35,479-€85,468€21,813€127,279€67,012▼ 47.4%
+ Depreciation and write-downs630€3,683€3,683€7,461€10,858€10,454▼ 3.7%
Operating cash flow (approximation)-€31,795-€81,785€29,274€138,137€77,465▼ 43.9%
Investment in fixed assets (approximation)--€200-€1.0m-€22,089€35,000▲ 258%
Change in cash-€82,185-€145,580€6,126-€2,043▼ 133%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €127,279 ▲483%
Operating result €184,923, net result €127,279, both a record.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €21,813
Net result €21,813 after 2 loss-making years.
31-12
Financial Equity above €500,000Eq €590,318 ▲77%
Equity rises from €333,505 to €590,318.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial Weakest financial yearnet -€85,468
Net result drops to -€85,468, the lowest in the series; recovery starts the following year.
20-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 81 days late
2021
31-12
Financial Liquidity doublescurrent ratio 8.67
Current ratio from 4.31 to 8.67; short-term debt falls from €366,415 to €166,769.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
Show earlier events
2019
31-12
Financial Back to profitnet €26,928
Net result €26,928 after one loss-making year.
31-12
Financial Liquidity times 64current ratio 11.43
Current ratio from 0.18 to 11.43; short-term debt falls from €198,078 to €105,866.
06-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
01-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
29-11
State Gazette act General meeting · Capital
Statutes amendment · Director resignation
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
07-04
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2007
seat establishment All 2 establishment units on the map
Ground area
1.5 ha
Building footprint
8,029 m²
Volume, LiDAR
180,098 m³
2 parcels, Brussels, Flanders · tallest building 44.7 m, ±8 floors. Linked by address, not a title deed.
263 companies at this address See who is registered here
2 establishment units
Kantersteen 47, 1000 Brussel
NACE 51190
since 20072.168.608.610
Brelaarstraat 97, 3583 Beringen
Agents in non-specialised wholesale trade
since 20232.343.920.965
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
71382D1144/00G000 Flanders 7,772 m² 1 · 155 m² 6.8 m · 2 fl.
21804D0900/00E002
ProtectedMonumentRavensteingalerijSource ↗
Brussels 6,828 m² 1 · 7,874 m² 44.7 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 holding · 3 subsidiaries in the tree

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2025 annual accounts of JOG and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 30,469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0894231716
Also 9925:BE0894231716
Registered 04-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.