SCI-GRAPH
ActiveSummary
SCI-GRAPH has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €9k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 95% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+65
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 42.42 against 34.27 in 2024; short-term debt: 2.3% and cash: 27.8% of total assets), and 2.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
8.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
28 d early
2022
22 d early
2021
32 d early
2020
19 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 8.8%
2024 · €93k
2019: €25k
2020: €46k
2021: €60k
2022: €84k
2023: €96k
2024: €93k
2019 → 2025
Total assets
€103k▲ 8.1%
2024 · €96k
2019: €60k
2020: €79k
2021: €89k
2022: €114k
2023: €97k
2024: €96k
2019 → 2025
Net result
€9k
2024 · €-3k
2019: €10k
2020: €21k
2021: €15k
2022: €23k
2023: €12k
2024: €-3k
2019 → 2025
Working capital
€97k▲ 5.8%
2024 · €92k
2019: €41k
2020: €56k
2021: €71k
2022: €84k
2023: €95k
2024: €92k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€84k▲ 38.9%€96k▲ 14.1%€93k▼ 3.4%€101k▲ 8.8%
Operating result€21k-€36k▲ 70.8%€17k▼ 52.3%€-3k€9k
Net result€15k-€23k▲ 59.3%€12k▼ 49.7%€-3k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€4k ▲ 260%
Current assets
€100k ▲ 5.2%
Equity and liabilities €103k
Equity
€101k ▲ 8.8%
Debt
€3k ▼ 12.9%
Debt's share of the balance-sheet total falls from 3.4% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▲
2024 · €-2k
Cash flow
€10k▲
2024 · €-2k
Current ratio
42.42▲
2024 · 34.27
Debt to equity
0.03▼
2024 · 0.03
ROE
8.9%▲
2024 · -3.5%
ROA
8.7%▲
2024 · -3.4%
Interest coverage
65.21▲
2024 · -22.18
Debt ≤ 1 year
€2k▼
2024 · €3k
Income taxes
€4k▲
2024 · €294
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€96k€103k▲
Fixed assets21/28€1k€4k▲
Tangible fixed assets22/27€1k€4k▲
Plant, machinery and equipment23€1k€788▼
Furniture and vehicles24-€3k
Current assets29/58€95k€100k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€3k€3k▼
Current investments50/53€65k€65k=
Cash at bank and in hand54/58€24k€29k▲
Deferred charges and accrued income490/1€154€218▲
Equity and liabilities
Total equity and liabilities10/49€96k€103k▲
Equity10/15€93k€101k▲
Contributions10/11€19k€19k=
Reserves13€77k€82k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€75k€80k▲
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€3k€3k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€1k€853▼
Suppliers440/4€1k€853▼
Taxes, remuneration and social security45€2k€662▼
Taxes450/3-€662
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€833
Accrued charges and deferred income492/3€450€450=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€729€979▲
Other operating charges640/8€499€918▲
Gross operating margin9900€-2k€11k▲
Operating profit (loss)9901€-3k€9k▲
Financial income75/76B€88€3k▲
Recurring financial income75€88€3k▲
Financial charges65/66B€98€160▲
Recurring financial charges65€98€160▲
Profit (loss) for the period before taxes9903€-3k€13k▲
Income taxes67/77€294€4k▲
Profit (loss) for the period9904€-3k€9k▲
Profit (loss) for the period to be appropriated9905€-3k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€6k▲
Profit (loss) brought forward from the previous period14P-€-3k
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-06
Financial
Equity above €100kEq €101k ▲8.8%
Equity rises from €93k to €101k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-3k ▼127%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 29current ratio 111.69
Current ratio from 3.90 to 111.69; short-term debt falls from €29k to €854.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €23k ▲59.3%
Operating result €36k, net result €23k, both a record.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mgr. Cardijnlaan 958890 MoorsledeGround area
196 m²
Building footprint
108 m²
Volume, LiDAR
555 m³
Parcel 36003A0925/00V000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCI-GRAPH
since 20102.189.816.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36003A0925/00V000 | Flanders | 196 m² | 1 · 108 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEJONGHE ARCHITECTEN
BE 0762.768.408
Roeselare · Eq €100,651
Architect Glenn Staelens
BE 0786.836.086
Zottegem · Eq €100,612
ARCHITECTEN VANBECELAERE HAUSPIE
BE 0824.659.653
Veurne · Eq €100,524
LODE4architect
BE 0804.086.052
Kortrijk · Eq €100,802
2PK Architecten
BE 0698.838.478
Gent · Eq €100,417
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-2010
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.