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AGECI ARCHITECTURE

Active
Private limited companyfounded 200818 yrs activeRue Auguste Lannoye 43, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0806.262.218
Summary

AGECI ARCHITECTURE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €44,851 and a net result of €12,244. Equity is growing by ~39.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Activities of building architects
NACE 71111
1 site
How big
€76,213total assets 2024
Equity
€44,851
Profit
€12,244
Turnover not published (abridged schema)
Financially healthy?
81 Excellent Checked score 2024
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 36 d early0 of 6 deeds read
Why 81- Higher-failure-rate region- Annual accounts: weaker financial profile+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2024
Axes · tick = 2023
Profitability89▲+14
Solvency84▲+24
Growth71=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.45 in 2023; short-term debt: 41.1% and cash: 20.3% of total assets), and 41.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
58.9%
Return on assets
16.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
38 d early
2023
28 d early
2022
21 d late
2021
20 d early
2020
25 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Financials

Fiscal year 2024Total assets €76,213Profit €12,244Solvency 58.9%Liquidity 2.22
Turnover
€403,471▲ 7.5%
2018 - 2019
Net result
€12,244▲ 174%
2018 - 2024
Equity
€44,851▲ 37.5%
2018 - 2024
Solvency
58.9%▲ 23.4pp
2018 - 2024

Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover
Operating result-€3,227-€1,657▲ 48.7%€20,425€7,484▼ 63.4%€17,197▲ 130%
Net result-€3,867below the sector's middle half-€2,235below the sector's middle half▲ 42.2%€15,463within the sector's middle half€4,473within the sector's middle half▼ 71.1%€12,244within the sector's middle half▲ 174%
EBIT margin
Equity€14,907below the sector's middle half▼ 20.6%€12,672below the sector's middle half▼ 15.0%€28,135within the sector's middle half▲ 122%€32,608within the sector's middle half▲ 15.9%€44,851within the sector's middle half▲ 37.5%
Total assets€61,934below the sector's middle half▼ 7.4%€83,075within the sector's middle half▲ 34.1%€67,695within the sector's middle half▼ 18.5%€92,100within the sector's middle half▲ 36.1%€76,213within the sector's middle half▼ 17.2%
Debt€47,027▼ 2.3%€70,404▲ 49.7%€39,560▼ 43.8%€59,492▲ 50.4%€31,362▼ 47.3%
Working capital€10,902within the sector's middle half▼ 28.5%€14,632within the sector's middle half▲ 34.2%€25,924within the sector's middle half▲ 77.2%€26,714within the sector's middle half▲ 3.0%€38,145within the sector's middle half▲ 42.8%
Solvency24.1%within the sector's middle half▼ 4.0pp15.3%below the sector's middle half▼ 8.8pp41.6%within the sector's middle half▲ 26.3pp35.4%within the sector's middle half▼ 6.2pp58.9%within the sector's middle half▲ 23.4pp
Current ratio1.23within the sector's middle half▼ 0.081.23within the sector's middle half▼ 0.011.66within the sector's middle half▲ 0.441.45within the sector's middle half▼ 0.212.22within the sector's middle half▲ 0.77
Return on assets (ROA)-6.2%below the sector's middle half▼ 45.7pp-2.7%below the sector's middle half▲ 3.6pp22.8%above the sector's middle half▲ 25.5pp4.9%within the sector's middle half▼ 18.0pp16.1%within the sector's middle half▲ 11.2pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2024
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2020: -€3,227-€3,227Net result 2020: -€3,867-€3,867Operating result 2021: -€1,657-€1,657Net result 2021: -€2,235-€2,235Operating result 2022: €20,425€20,425Net result 2022: €15,463€15,463Operating result 2023: €7,484€7,484Net result 2023: €4,473€4,473Operating result 2024: €17,197€17,197Net result 2024: €12,244€12,24420202021202220232024€0€10,000€20,000Operating result 2022: €20,425€20,400Net result 2022: €15,463€15,500Operating result 2023: €7,484€7,480Net result 2023: €4,473€4,470Operating result 2024: €17,197€17,200Net result 2024: €12,244€12,200202220232024
The operating result recovers in 2024; 2024 is 130% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76,213
Fixed assets €6,706 ▲ 13.8%
Current assets €69,507 ▼ 19.4%
Equity and liabilities €76,213
Equity €44,851 ▲ 37.5%
Debt €31,362 ▼ 47.3%
Debt's share of the balance-sheet total falls from 64.6% to 41.1%. Equity is higher and debt is lower.
Key figures and ratios2024
Key figures and ratios
2024 value · change against 2023
EBITDA
€19,586▲
2023 · €10,415
Cash flow
€14,633▲
2023 · €7,403
Quick ratio
1.58▲
2023 · 1.11
Debt to equity
0.70▼
2023 · 1.82
ROE
27.3%▲
2023 · 13.7%
Interest coverage
146.27▲
2023 · 18.93
Debt ≤ 1 year
€31,362▼
2023 · €59,492
Income taxes
€4,819▲
2023 · €2,467
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2024
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€92,100€76,213▼
Fixed assets21/28€5,894€6,706▲
Tangible fixed assets22/27€5,894€6,706▲
Furniture and vehicles24€5,894€6,706▲
Current assets29/58€86,206€69,507▼
Stocks and contracts in progress3€20,000€20,000=
Stocks30/36€20,000€20,000=
Amounts receivable within one year40/41€56,746€30,674▼
Trade receivables40€53,179€29,944▼
Other amounts receivable41€3,567€730▼
Cash at bank and in hand54/58€6,017€15,463▲
Deferred charges and accrued income490/1€3,443€3,370▼
Equity and liabilities
Total equity and liabilities10/49€92,100€76,213▼
Equity10/15€32,608€44,851▲
Contributions10/11€18,550€18,550=
Reserves13€28,496€28,496=
Non-distributable reserves130/1€1,850€1,850=
Reserves not available under the articles1311€1,850€1,850=
Distributable reserves133€26,646€26,646=
Profit (loss) carried forward14-€14,438-€2,195▲
Amounts payable17/49€59,492€31,362▼
Amounts payable within one year42/48€59,492€31,362▼
Current portion of amounts payable after more than one year42€423-
Trade debts44€59,008€29,671▼
Suppliers440/4€59,008€29,671▼
Taxes, remuneration and social security45-€1,630
Taxes450/3-€1,630
Other amounts payable47/48€61€61=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,931€2,390▼
Other operating charges640/8€386-
Gross operating margin9900€10,800€19,586▲
Operating profit (loss)9901€7,484€17,197▲
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€550€134▼
Recurring financial charges65€550€134▼
Profit (loss) for the period before taxes9903€6,940€17,063▲
Income taxes67/77€2,467€4,819▲
Profit (loss) for the period9904€4,473€12,244▲
Profit (loss) for the period to be appropriated9905€4,473€12,244▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,621-€2,195▲
Profit (loss) brought forward from the previous period14P-€19,094-€14,438▲
Transfer from equity791/2€183-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,275€1,493€1,947€2,931€2,390▼ 18.4%
Other operating charges640/8-€348€348€386--
Gross operating margin9900-€430€183€22,720€10,800€19,586▲ 81.4%
Operating profit (loss)9901-€3,227-€1,657€20,425€7,484€17,197▲ 130%
Financial income75/76B-€5€0€6€0▼ 98.7%
Recurring financial income75€3€5€0€6€0▼ 98.7%
Financial charges65/66B-€631€580€550€134▼ 75.7%
Recurring financial charges65€643€631€580€550€134▼ 75.7%
Profit (loss) for the period before taxes9903-€3,867-€2,282€19,845€6,940€17,063▲ 146%
Income taxes67/77--€47€4,382€2,467€4,819▲ 95.4%
Profit (loss) for the period9904-€3,867-€2,235€15,463€4,473€12,244▲ 174%
Profit (loss) for the period to be appropriated9905-€3,867-€2,235€15,463€4,473€12,244▲ 174%
Line20202021202220232024Change
Assets
Total assets20/58€61,934€83,075€67,695€92,100€76,213▼ 17.2%
Fixed assets21/28€4,004€3,512€2,634€5,894€6,706▲ 13.8%
Tangible fixed assets22/27€4,004€3,512€2,634€5,894€6,706▲ 13.8%
Furniture and vehicles24-€3,512€2,634€5,894€6,706▲ 13.8%
Current assets29/58€57,930€79,564€65,061€86,206€69,507▼ 19.4%
Stocks and contracts in progress3-€20,000€20,000€20,000€20,000=
Stocks30/36-€20,000€20,000€20,000€20,000=
Amounts receivable within one year40/41€43,575€47,920€35,738€56,746€30,674▼ 45.9%
Trade receivables40-€42,920€30,120€53,179€29,944▼ 43.7%
Other amounts receivable41-€5,000€5,618€3,567€730▼ 79.5%
Cash at bank and in hand54/58€14,355€11,435€6,368€6,017€15,463▲ 157%
Deferred charges and accrued income490/1-€209€2,955€3,443€3,370▼ 2.1%
Equity and liabilities
Total equity and liabilities10/49€61,934€83,075€67,695€92,100€76,213▼ 17.2%
Equity10/15€14,907€12,672€28,135€32,608€44,851▲ 37.5%
Contributions10/11-€18,550€18,550€18,550€18,550=
Reserves13€28,679€28,679€28,679€28,496€28,496=
Non-distributable reserves130/1-€1,850€1,850€1,850€1,850=
Reserves not available under the articles1311-€1,850€1,850€1,850€1,850=
Distributable reserves133-€26,829€26,829€26,646€26,646=
Profit (loss) carried forward14-€32,323-€34,558-€19,094-€14,438-€2,195▲ 84.8%
Amounts payable17/49€47,027€70,404€39,560€59,492€31,362▼ 47.3%
Amounts payable after more than one year17-€5,472€423---
Financial debts170/4-€5,472€423---
Amounts payable within one year42/48€47,027€64,932€39,137€59,492€31,362▼ 47.3%
Current portion of amounts payable after more than one year42-€4,995€5,049€423--
Trade debts44€42,489€58,148€31,546€59,008€29,671▼ 49.7%
Suppliers440/4-€43,023€31,546€59,008€29,671▼ 49.7%
Bills of exchange payable441-€15,125----
Taxes, remuneration and social security45-€1,727€2,481-€1,630-
Taxes450/3-€1,727€2,481-€1,630-
Other amounts payable47/48-€61€61€61€61=
Line20202021202220232024Change
Profit (loss) for the period9904-€3,867-€2,235€15,463€4,473€12,244▲ 174%
+ Depreciation and write-downs630€2,275€1,493€1,947€2,931€2,390▼ 18.4%
Operating cash flow (approximation)-€1,592-€742€17,411€7,403€14,633▲ 97.7%
Investment in fixed assets (approximation)--€1,000-€1,070-€6,190-€3,202▲ 48.3%
Change in cash--€2,920-€5,067-€351€9,446▲ 2,792%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Timeline

12 eventsLatest 25-06-2026Next filing 31-07-2027

History

AGECI ARCHITECTURE was incorporated on 2 September 2008.1 Total assets fell from €86,269 in 2018 to €76,213 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial Back to profitnet €15,463
Net result €15,463 after 2 loss-making years.
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €26,396
Net result €26,396 after one loss-making year.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 02-09-2008Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded02-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID 0208:0806262218
Also 9925:BE0806262218
Registered 11-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,027 m²
Building footprint
247 m²
Volume, LiDAR
2,262 m³
Parcel 25068B0655/00C000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
AGECI ARCHITECTURE
Rue Auguste Lannoye 43, 1435 Mont-Saint-GuibertActivities of building architects
since 2008unit no. 2.270.175.627
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25068B0655/00C000 Wallonia 1,027 m² 1 · 247 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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