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SCHROONS EN ZONEN

Active
Private limited companyfounded 1978active for 47 yearsWouwerstraat 11, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0419.042.275
Summary

The computed 12-month bankruptcy probability of SCHROONS EN ZONEN is 1.8% (moderate). The 2025 annual accounts show equity of €98,613 and a net result of €19,860. Equity remains stable across the filed financial years (±0.5% per year). Its solvency ranks better than 13% of 9,799 sector peers (NACE 43, financial year 2025). The company has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€859,095total assets 2025
Staff
8.1 FTE
Equity
€98,613
Profit
€19,860
Turnover not published (abbreviated or micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Structure
2025 accounts 92 days early1 of 4 deeds summarised
Why 54raises riskEquity €98,613 (11.5% of total assets)Sector: Specialised construction activities (NACE 43)Size: 8.1 FTE, total assets €859,095Liquidity: current ratio 2.49, cash €47,127Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 41% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 36+2
equity 11.5% of total assets
Liquidity 49+8
short-term debt 23.3% · cash 5.5%
Profitability 71+71
return on assets 2.3%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.8%▲ +0.2 percentage points vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 4.2%▲ +2.8 percentage points vs 08-2025 10-2025: 4.2%● unchanged vs 09-2025 11-2025: 4.2%● unchanged vs 10-2025 12-2025: 4.2%● unchanged vs 11-2025 01-2026: 4.2%● unchanged vs 12-2025 02-2026: 4.2%● unchanged vs 01-2026 03-2026: 4.2%● unchanged vs 02-2026 04-2026: 4.2%● unchanged vs 03-2026 05-2026: 4.3%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 1.8%▼ -2.5 percentage points vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 1.8%● unchanged vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.49, compared with 1.48 in 2024, above the usual 1.5; short-term debt: 23.3% and cash: 5.5% of total assets), but 88.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 15% on solvency, 40% on liquidity, 39% on profitability and 72% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Equity €98,613 (11.5% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: 8.1 FTE, total assets €859,095
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.49, cash €47,127
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9799 sector peers (2025).
NBB · sector comparison
Position among 9799 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
92 days early
2024
29 days late
2023
1 day early
2022
6 days early
2021
31 days late
2020
27 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €19,860
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€292,669 in 2024 €19,860 View
  • Caution: Among the weakest 14% on solvencysector median 44.0% · 9,799 companies 11.5% View
  • Active since 1978founded 26-12-1978 47 years View

By topic

Financials

Financial year
2025
Total assets
€859,095
Profit
€19,860
Solvency
11.5%
Total assets▼ 3.9%
Net result
20182025
Go to Financials

Timeline

Events
52
Since
1980
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 30-07-2024Annual accounts filed
  3. 09-10-2023Purpose · Amendment of the articles ·…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
26-12-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about SCHROONS EN ZONEN

What is the company number of SCHROONS EN ZONEN?
0419.042.275. In Belgium the VAT number is the company number with BE in front: BE 0419.042.275.
Where is SCHROONS EN ZONEN based?
The registered office is at Wouwerstraat 11, 2220 Heist-op-den-Berg.Company details
What does SCHROONS EN ZONEN do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of SCHROONS EN ZONEN?
Private limited company (BV).
When was SCHROONS EN ZONEN founded?
On 26-12-1978.
Is SCHROONS EN ZONEN still active?
Yes, SCHROONS EN ZONEN is an active enterprise in the KBO register.
How many employees does SCHROONS EN ZONEN have?
On average 8.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SCHROONS EN ZONEN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SCHROONS EN ZONEN profitable?
In financial year 2025, SCHROONS EN ZONEN made a profit of €19,860.
Where can I find the annual accounts of SCHROONS EN ZONEN?
SCHROONS EN ZONEN filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHROONS EN ZONEN due?
By 31-07-2027, for financial year 2026.Timeline

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