RRM
ActiveRRM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €283k. Equity is shrinking by ~15.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 66% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency86▲+86
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 0.08 in 2024; short-term debt: 38.6% and cash: 80.8% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
176.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
3 d early
2023
14 d early
2022
48 d early
2021
45 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k
2024 · €-185k
2018: €-23k
2019: €-51k
2020: €-74k
2021: €-78k
2022: €-95k
2023: €-84k
2024: €-185k
2018 → 2025
Total assets
€160k▼ 42.4%
2024 · €279k
2018: €488k
2019: €454k
2020: €412k
2021: €398k
2022: €372k
2023: €362k
2024: €279k
2018 → 2025
Net result
€283k
2024 · €-101k
2018: €-17k
2019: €-28k
2020: €-23k
2021: €-4k
2022: €-18k
2023: €12k
2024: €-101k
2018 → 2025
Working capital
€74k
2024 · €-71k
2018: €4k
2019: €-26k
2020: €-2k
2021: €8k
2022: €-6k
2023: €12k
2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-78k-€-95k▼ 23.1%€-84k▲ 12.1%€-185k▼ 120%€99k
Operating result€8k-€-7k€23k€-90k€326k
Net result€-4k-€-18k▼ 350%€12k€-101k€283k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €326k after a loss of €90k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€25k▼ 91.0%
Current assets
€136k▲ 2,085%
Equity and liabilities €160k
Equity
€99k
Debt
€62k
Debt finances 38.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€334k▲
2024 · €-70k
Cash flow
€290k▲
2024 · €-81k
Solvency
61.4%▲
2024 · -66.3%
Current ratio
2.20▲
2024 · 0.08
Quick ratio
2.20▲
2024 · 0.08
Debt / equity
0.63▲
2024 · -2.51
ROE
287.3%
ROA
176.5%▲
2024 · -36.2%
Interest coverage
36.88▲
2024 · -6.59
Debt
€62k▼
2024 · €463k
Debt ≤ 1 year
€62k▼
2024 · €77k
Income taxes
€34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€160k▼
Fixed assets21/28€272k€25k▼
Tangible fixed assets22/27€272k€24k▼
Land and buildings22€272k-
Furniture and vehicles24-€24k
Financial fixed assets28-€321
Current assets29/58€6k€136k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€786€130k▲
Deferred charges and accrued income490/1€295€261▼
Equity and liabilities
Total equity and liabilities10/49€279k€160k▼
Equity10/15€-185k€99k▲
Contributions10/11€12k€12k=
Reserves13€20k€86k▲
Distributable reserves133€20k€86k▲
Profit (loss) carried forward14€-217k-
Amounts payable17/49€463k€62k▼
Amounts payable after more than one year17€386k-
Financial debts170/4€386k-
Amounts payable within one year42/48€77k€62k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€5k-
Suppliers440/4€5k-
Taxes, remuneration and social security45€10€34k▲
Taxes450/3€10€34k▲
Other amounts payable47/48€70k€28k▼
Income statement
Code20242025
Non-recurring operating income76A-€408k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€7k▼
Other operating charges640/8€10k€3k▼
Gross operating margin9900€-60k€336k▲
Operating profit (loss)9901€-90k€326k▲
Financial income75/76B€64-
Recurring financial income75€64-
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€-101k€317k▲
Income taxes67/77-€34k
Profit (loss) for the period9904€-101k€283k▲
Profit (loss) for the period to be appropriated9905€-101k€283k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-217k€66k▲
Profit (loss) brought forward from the previous period14P€-116k€-217k▼
Transfer to equity691/2-€66k
To other reserves6921-€66k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €283k
Net result €283k after one loss-making year.
31-12
Financial
Liquidity times 27current ratio 2.20
Current ratio from 0.08 to 2.20; short-term debt falls from €77k to €62k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-101k ▼969%
Net result drops to €-101k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after 5 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kernenergiestraat 192610 AntwerpenGround area
1,556 m²
Building footprint
1,049 m²
Volume, LiDAR
7,823 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RRM
since 20152.246.040.839
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0325/00K002 | Flanders | 1,491 m² | 1 · 984 m² | 8.2 m · 3 fl. |
| 11462A0021/00A006 | Flanders | 65 m² | 1 · 65 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2015
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
43910Bricklaying and masonry work
43994Specialised construction activities
71112Activities of interior architects
74105Other professional, scientific and technical activities
74109Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.