Schrijverce
Schrijverce is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36k and a net result of €34k. Equity is growing by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 1208 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €36k |
| Net result | €34k |
| Better than sector | 57% |
| Active | 4 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 55.6% | 47.4% | |
| Net result | €34k | €43k | |
| Equity | €36k | €85k | |
| Gross operating margin | €55k | €70k | |
| Total assets | €65k | €211k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €34k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | €49k |
| Total assets | €65k |
| Equity | €36k |
| Debt | €29k |
| of which ≤ 1y | €24k |
| of which > 1y | €5k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 55.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 51.8% |
| ROE | 93.1% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €65k |
| Fixed assets | 21/28 | €15k |
| Tangible fixed assets | 22/27 | €15k |
| Financial fixed assets | 28 | €375 |
| Current assets | 29/58 | €50k |
| Amounts receivable within one year | 40/41 | €273 |
| Cash & bank | 54/58 | €48k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €65k |
| Equity | 10/15 | €36k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €34k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €29k |
| Amounts payable after one year | 17 | €5k |
| Amounts payable within one year | 42/48 | €24k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €55k |
| Operating result | 9901 | €44k |
| Financial income | 75 | €384 |
| Financial charges | 65 | €718 |
| Result before taxes | 9903 | €44k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €34k |
| Result to be appropriated | 9905 | €34k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 27-06-2022 |
| Status | Active |
| Postal code | 9880 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503H0762/00D004 | Flanders | 368 m² | 1 · 120 m² | 8.1 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-12-2025 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2025-12-12",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0787.680.778",
"name_full": "SCHRIJVERCE",
"legal_form": "BV"
},
"signature_regime": null,
"special_mandates": [
{
"quote": "De algemene vergadering geeft bij deze bijzondere volmacht aan de besloten vennootschap \u201CDECOSTERE ACCOUNTANCY DRONGEN\u201D met zetel te 9031 Gent (Drongen), Deinsesteenweg 108, BTW BE0460.289.348, RPR Gent, afdeling Gent, evenals aan haar bedienden, aangestelden en lasthebbers, om, met mogelijkheid tot indeplaatsstelling, alle nuttige of noodzakelijke formaliteiten te vervullen voor de verdere administratieve formaliteiten in verband met in deze genomen beslissingen der algemene vergadering, bij de diensten in de Kruispuntbank voor Ondernemingen, het Ondernemingsloket en bij de sociale en fiscale administraties.",
"holder_kbo": "0460289348",
"holder_name": "DECOSTERE ACCOUNTANCY DRONGEN",
"scope_categories": [
"filing",
"KBO",
"tax",
"administrative_formalities"
],
"with_substitution": true
}
],
"governance_change": {
"admin_delegated_added": []
}
}19-10-2023 Registered office moved within Aalter
- Hagepreekstraat 38, 9880 Aalter → Riethulstraat 5, 9880 Aalter
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Aalter",
"region": null,
"street": "Riethulstraat",
"country": "BE",
"postcode": "9880",
"box_number": null,
"street_number": "5"
},
"old_address": {
"city": "Aalter",
"region": null,
"street": "Hagepreekstraat",
"country": "BE",
"postcode": "9880",
"box_number": "2 A",
"street_number": "38"
},
"effective_date": "2023-08-26",
"evidence_quote": "de verplaatsing van de zetel van de vennootschap naar 9880 Aalter - Riethulstraat 5"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0787.680.778",
"name_full": "SCHRIJVERCE",
"legal_form": "BV"
}
}29-06-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9880 Aalter, Hagepreekstraat 38/2a",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1995-05-18",
"name": "DE SCHRIJVER Cedric Maxim",
"niss": null,
"address": "9880 Aalter, Hagepreekstraat 38/2a"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "DE SCHRIJVER Cedric Maxim",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2500,
"subject_company": {
"kbo": "0787.680.778",
"name_full": "Schrijverce",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-06-27",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Schrijverce |