Schrijnwerkerij De Kimpe
ActiveSchrijnwerkerij De Kimpe has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €247. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 19% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-14
Solvency41=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.94 in 2024; short-term debt: 66.7% and cash: 8.4% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
0.2%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
110 d early
2023
36 d early
2022
39 d early
2021
38 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 1.0%
2024 · €26k
2018: €33k
2019: €44k
2020: €9k
2021: €14k
2022: €17k
2023: €31k
2024: €26k
2018 → 2025
Total assets
€160k▲ 2.4%
2024 · €156k
2018: €96k
2019: €175k
2020: €155k
2021: €232k
2022: €213k
2023: €215k
2024: €156k
2018 → 2025
Net result
€247▼ 98.4%
2024 · €16k
2018: €11k
2019: €11k
2020: €-34k
2021: €4k
2022: €4k
2023: €14k
2024: €16k
2018 → 2025
Working capital
€-26k▼ 357%
2024 · €-6k
2018: €6k
2019: €11k
2020: €-17k
2021: €60k
2022: €36k
2023: €15k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€17k▲ 26.7%€31k▲ 79.6%€26k▼ 18.0%€26k▲ 1.0%
Operating result€9k-€8k▼ 1.7%€22k▲ 157%€27k▲ 23.4%€6k▼ 78.7%
Net result€4k-€4k▼ 16.4%€14k▲ 277%€16k▲ 14.0%€247▼ 98.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€80k▲ 20.4%
Current assets
€80k▼ 10.8%
Equity and liabilities €160k
Equity
€26k▲ 1.0%
Debt
€134k▲ 2.7%
The debt ratio rises from 83.6% to 83.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €44k
Cash flow
€18k▼
2024 · €33k
Solvency
16.2%▼
2024 · 16.4%
Current ratio
0.75▼
2024 · 0.94
Quick ratio
0.49▼
2024 · 0.82
Debt / equity
5.18▲
2024 · 5.10
ROE
1.0%▼
2024 · 61.6%
ROA
0.2%▼
2024 · 10.1%
Interest coverage
5.82▼
2024 · 13.20
Debt
€134k▲
2024 · €131k
Debt ≤ 1 year
€107k▲
2024 · €96k
Debt > 1 year
€27k▼
2024 · €35k
Income taxes
€1k▼
2024 · €8k
Staff costs
€138k▼
2024 · €213k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€160k▲
Fixed assets21/28€66k€80k▲
Tangible fixed assets22/27€66k€80k▲
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€26k€48k▲
Leasing and similar rights25€30k€23k▼
Current assets29/58€90k€80k▼
Stocks and contracts in progress3€11k€28k▲
Stocks30/36€11k€16k▲
Contracts in progress37-€12k
Amounts receivable within one year40/41€49k€34k▼
Trade receivables40€35k€28k▼
Other amounts receivable41€14k€6k▼
Cash at bank and in hand54/58€26k€14k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€156k€160k▲
Equity10/15€26k€26k▲
Contributions10/11€19k€19k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14-€247
Amounts payable17/49€131k€134k▲
Amounts payable after more than one year17€35k€27k▼
Financial debts170/4€35k€27k▼
Amounts payable within one year42/48€96k€107k▲
Current portion of amounts payable after more than one year42€34k€37k▲
Trade debts44€22k€57k▲
Suppliers440/4€22k€57k▲
Taxes, remuneration and social security45€19k€11k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€15k€7k▼
Other amounts payable47/48€21k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€213k€138k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€260k€164k▼
Operating profit (loss)9901€27k€6k▼
Financial income75/76B€13€70▲
Recurring financial income75€13€70▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€23k€2k▼
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€16k€247▼
Profit (loss) for the period to be appropriated9905€16k€247▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€247▼
Profit (loss) brought forward from the previous period14P€-11k€0▲
Transfer from equity791/2€21k€0▼
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Profit to be distributed694/7€21k€0▼
Return on contributions (dividend)694€21k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €16k ▲14%
Operating result €27k, net result €16k, both a record.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-34k ▼418%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poldergotestraat 129240 ZeleGround area
5,408 m²
Building footprint
2,545 m²
Parcel 42028A1514/00N000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Poldergotestraat 12, 9240 Zele
since 20082.171.404.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028A1514/00N000 | Flanders | 5,408 m² | 1 · 2,545 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 376 EUR awarded · 376 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 376 EUR | 376 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 6,567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2008
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.