KYMMO
ActiveSummary
KYMMO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €427. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-47
Solvency68▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.71 against 1.79 in 2023; short-term debt: 57.2% and cash: 29.7% of total assets), but 57.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.8%
Return on assets
0.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
96 d late
2023
10 d late
2022
49 d late
2021
81 d late
2020
85 d late
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€427▼ 91.9%
2023 · €5k
2018: €91k
2019: €5k
2020: €14k
2021: €-5k
2022: €7k
2023: €5k
2018 → 2024
Working capital
€25k▲ 8.8%
2023 · €23k
2018: €40k
2019: €5k
2020: €20k
2021: €11k
2022: €23k
2023: €23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€17k-€13k▼ 26.3%€20k▲ 57.5%€25k▲ 25.9%€26k▲ 1.7%
Operating result€15k-€-6k€14k€9k▼ 33.9%€187▼ 97.9%
Net result€14k-€-5k€7k€5k▼ 29.1%€427▼ 91.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 98% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets
€1k ▼ 56.7%
Current assets
€59k ▲ 15.4%
Equity and liabilities €60k
Equity
€26k ▲ 1.7%
Debt
€35k ▲ 20.1%
Debt's share of the balance-sheet total rises from 53.1% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2023 · €10k
Cash flow
€2k▼
2023 · €7k
Current ratio
1.71▼
2023 · 1.79
Debt to equity
1.33▲
2023 · 1.13
ROE
1.6%▼
2023 · 20.6%
ROA
0.7%▼
2023 · 9.6%
Interest coverage
1.76▼
2023 · 69.85
Debt ≤ 1 year
€35k▲
2023 · €29k
Income taxes
€-1k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€54k€60k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€51k€59k▲
Amounts receivable within one year40/41€20k€41k▲
Trade receivables40€18k€33k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€32k€18k▼
Deferred charges and accrued income490/1-€140
Equity and liabilities
Total equity and liabilities10/49€54k€60k▲
Equity10/15€25k€26k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Profit (loss) carried forward14€7k€7k▲
Amounts payable17/49€29k€35k▲
Amounts payable after more than one year17€143-
Other amounts payable178/9€143-
Amounts payable within one year42/48€29k€35k▲
Trade debts44€24k€28k▲
Suppliers440/4€24k€28k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€412€523▲
Gross operating margin9900€11k€2k▼
Operating profit (loss)9901€9k€187▼
Financial income75/76B€46-
Recurring financial income75€46-
Financial charges65/66B€149€1k▲
Recurring financial charges65€149€1k▲
Profit (loss) for the period before taxes9903€9k€-891▼
Income taxes67/77€4k€-1k▼
Profit (loss) for the period9904€5k€427▼
Profit (loss) for the period to be appropriated9905€5k€427▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€7k▲
Profit (loss) brought forward from the previous period14P€2k€7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 96 days late
2024
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 10 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 49 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.38
Current ratio from 1.56 to 3.38; short-term debt falls from €19k to €9k.
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 81 days late
2021
31-12
Financial
Weakest financial yearnet €-5k ▼132%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 85 days late
2020
31-12
Financial
Liquidity times 15current ratio 23.36
Current ratio from 1.58 to 23.36; short-term debt falls from €9k to €908.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 116 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 65 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 91070 AnderlechtGround area
1.2 ha
Building footprint
5,189 m²
Volume, LiDAR
82,057 m³
2 parcels, Brussels · tallest building 28.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
KYMMO
since 20142.251.360.201
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 fl. |
| 21306C0157/00Z003 | Brussels | 2,321 m² | 1 · 651 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belvil Immo
BE 0817.767.408
Dison · Eq €25,895
WINDESHAUSEN PROPERTIES
BE 0686.745.350
Vorst · Eq €25,905
MAJUBO
BE 0724.841.111
Roeselare · Eq €25,937
PHD
BE 0475.399.869
Boom · Eq €25,940
@ DREAM HOME
BE 0892.721.583
Meise · Eq €25,832
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.