Schouteden Bouwmanagement
ActiveThe computed 12-month bankruptcy probability of Schouteden Bouwmanagement is 1.9% (moderate). The 2025 annual accounts show equity of €18k and a net result of €8k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 7376 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+13
Solvency55▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.19 in 2024; short-term debt: 55% and cash: 32.9% of total assets), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
12.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
27 d late
2022
23 d late
2021
16 d early
2020
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 72.3%
2024 · €10k
2020: €-468
2021: €-6k
2022: €23k
2023: €10k
2024: €10k
2020 → 2025
Total assets
€61k▲ 92.6%
2024 · €32k
2020: €6k
2021: €21k
2022: €88k
2023: €47k
2024: €32k
2020 → 2025
Net result
€8k▲ 1,015%
2024 · €677
2020: €-5k
2021: €-6k
2022: €30k
2023: €-14k
2024: €677
2020 → 2025
Working capital
€2k▼ 58.7%
2024 · €4k
2020: €818
2021: €-8k
2022: €18k
2023: €4k
2024: €4k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€23k€10k▼ 58.2%€10k▲ 6.9%€18k▲ 72.3%
Operating result€-6k-€38k€-13k€2k€10k▲ 492%
Net result€-6k-€30k€-14k€677€8k▲ 1,015%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 492% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€26k▲ 302%
Current assets
€35k▲ 39.4%
Equity and liabilities €61k
Equity
€18k▲ 72.3%
Debt
€43k▲ 103%
The debt ratio rises from 67.0% to 70.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €5k
Cash flow
€14k▲
2024 · €4k
Solvency
29.6%▼
2024 · 33.0%
Current ratio
1.05▼
2024 · 1.19
Quick ratio
1.05▼
2024 · 1.19
Debt / equity
2.38▲
2024 · 2.03
ROE
42.0%▲
2024 · 6.5%
ROA
12.4%▲
2024 · 2.1%
Interest coverage
20.61▲
2024 · 6.06
Debt
€43k▲
2024 · €21k
Debt ≤ 1 year
€33k▲
2024 · €21k
Debt > 1 year
€9k
Income taxes
€1k▲
2024 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€61k▲
Fixed assets21/28€6k€26k▲
Tangible fixed assets22/27€6k€26k▲
Plant, machinery and equipment23€4k€8k▲
Furniture and vehicles24€2k€18k▲
Current assets29/58€25k€35k▲
Amounts receivable within one year40/41€14k€14k▲
Trade receivables40€13k€13k▼
Other amounts receivable41€296€1k▲
Cash at bank and in hand54/58€11k€20k▲
Deferred charges and accrued income490/1€835€808▼
Equity and liabilities
Total equity and liabilities10/49€32k€61k▲
Equity10/15€10k€18k▲
Contributions10/11€5k€5k=
Reserves13€4k€13k▲
Distributable reserves133€4k€13k▲
Profit (loss) carried forward14€1k€486▼
Amounts payable17/49€21k€43k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€21k€33k▲
Current portion of amounts payable after more than one year42-€6k
Financial debts43€90€0▼
Credit institutions430/8€90€0▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€17k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€2k€13k▲
Other amounts payable47/48€15k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€621€1k▲
Gross operating margin9900€5k€17k▲
Operating profit (loss)9901€2k€10k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€777€788▲
Recurring financial charges65€777€788▲
Profit (loss) for the period before taxes9903€853€9k▲
Income taxes67/77€176€1k▲
Profit (loss) for the period9904€677€8k▲
Profit (loss) for the period to be appropriated9905€677€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€9k▲
Profit (loss) brought forward from the previous period14P€761€1k▲
Transfer to equity691/2-€9k
To the legal reserve6920-€9k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-06-17
- Registered-office move, Heerstraat 127, 3511 Kuringen
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €677
Net result €677 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-14k ▼145%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.27
Current ratio from 0.63 to 1.27.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerstraat 1273511 HasseltGround area
1,767 m²
Building footprint
110 m²
Volume, LiDAR
639 m³
Parcel 71483E0238/00N003, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schouteden Bouwmanagement
since 20202.307.084.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483E0238/00N003 | Flanders | 1,767 m² | 1 · 110 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,165 EUR awarded · 8,421 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,675 EUR | 1,900 EUR |
| 2024 | 1 | 2,429 EUR | 2,204 EUR |
| 2023 | 1 | 2,804 EUR | 3,060 EUR |
| 2022 | 1 | 1,257 EUR | 1,257 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 11,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jarne@s-bm.be