SCHORREDIJK
ActiveSummary
SCHORREDIJK has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €618,254 and a net result of €401,854. Equity is shrinking by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+2
Solvency56▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.23 in 2024; short-term debt: 24.6% and cash: 1.4% of total assets), and 69.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
20%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-12-2025, 138 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
138 d early
2024
137 d early
2023
143 d early
2022
139 d early
2021
164 d early
2020
137 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 127 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€618,254=
2024 · €618,200
Total assets
€2.0m▼ 3.6%
2024 · €2.1m
Net result
€401,854▲ 4.3%
2024 · €385,214
Working capital
€36,380▼ 67.9%
2024 · €113,191
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€434,051▲ 9.8%€466,595▲ 7.5%€452,329▼ 3.1%€514,453▲ 13.7%€539,566▲ 4.9%
Net result€329,244▲ 14.6%€346,153▲ 5.1%€333,338▼ 3.7%€385,214▲ 15.6%€401,854▲ 4.3%
Equity€945,222▼ 50.7%€741,430▼ 21.6%€618,200▼ 16.6%€618,200=€618,254=
Total assets€2.3m▲ 0.7%€2.5m▲ 9.8%€2.2m▼ 11.6%€2.1m▼ 6.5%€2.0m▼ 3.6%
Debt€1.4m▲ 267%€1.8m▲ 31.6%€1.6m▼ 9.5%€1.5m▼ 9.0%€1.4m▼ 5.1%
Working capital-€707,166€288,517€148,667▼ 48.5%€113,191▼ 23.9%€36,380▼ 67.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2021 Equity -51% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.5m ▼ 0.5%
Current assets
€532,485 ▼ 11.2%
Equity and liabilities €2.0m
Equity
€618,254 =
Debt
€1.4m ▼ 5.1%
Debt's share of the balance-sheet total falls from 70.4% to 69.3%. Debt is lower.
Key figures and ratios
EBITDA
€601,237▲
2024 · €581,110
Cash flow
€463,525▲
2024 · €451,872
Current ratio
1.07▼
2024 · 1.23
Debt to equity
2.26▼
2024 · 2.38
ROE
65.0%▲
2024 · 62.3%
ROA
20.0%▲
2024 · 18.4%
Interest coverage
64.18▲
2024 · 59.48
Debt ≤ 1 year
€496,105▲
2024 · €486,558
Debt > 1 year
€899,314▼
2024 · €983,593
Income taxes
€133,951▲
2024 · €128,405
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63,790 | €66,193 | €66,193 | €66,657 | €61,671 | ▼ 7.5% |
| Other operating charges640/8 | - | €40,839 | €45,636 | €47,523 | €48,983 | ▲ 3.1% |
| Non-recurring operating charges66A | - | €5,169 | - | - | - | - |
| Gross operating margin9900 | €538,470 | €578,797 | €564,157 | €628,633 | €650,220 | ▲ 3.4% |
| Operating profit (loss)9901 | €434,051 | €466,595 | €452,329 | €514,453 | €539,566 | ▲ 4.9% |
| Financial income75/76B | - | €5,163 | €7,556 | €8,937 | €5,608 | ▼ 37.2% |
| Recurring financial income75 | €20,119 | €5,163 | €7,556 | €8,937 | €5,608 | ▼ 37.2% |
| Financial charges65/66B | - | €9,358 | €10,425 | €9,770 | €9,369 | ▼ 4.1% |
| Recurring financial charges65 | €1,124 | €9,358 | €10,425 | €9,770 | €9,369 | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €453,045 | €462,399 | €449,459 | €513,619 | €535,806 | ▲ 4.3% |
| Income taxes67/77 | €123,801 | €116,246 | €116,122 | €128,405 | €133,951 | ▲ 4.3% |
| Profit (loss) for the period9904 | €329,244 | €346,153 | €333,338 | €385,214 | €401,854 | ▲ 4.3% |
| Profit (loss) for the period to be appropriated9905 | €329,244 | €346,153 | €333,338 | €385,214 | €401,854 | ▲ 4.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €2.5m | €2.2m | €2.1m | €2.0m | ▼ 3.6% |
| Fixed assets21/28 | €1.7m | €1.6m | €1.5m | €1.5m | €1.5m | ▼ 0.5% |
| Tangible fixed assets22/27 | €1.7m | €1.6m | €1.5m | €1.5m | €1.5m | ▼ 0.5% |
| Land and buildings22 | - | €1.6m | €1.5m | €1.5m | €1.4m | ▼ 2.2% |
| Plant, machinery and equipment23 | - | €27,105 | €23,775 | €20,444 | €44,894 | ▲ 120% |
| Current assets29/58 | €633,707 | €924,713 | €697,166 | €599,749 | €532,485 | ▼ 11.2% |
| Amounts receivable within one year40/41 | €516,782 | €526,969 | €330,843 | €61,027 | €31,171 | ▼ 48.9% |
| Trade receivables40 | - | €4,121 | €3,216 | €3,539 | €31,171 | ▲ 781% |
| Other amounts receivable41 | - | €522,849 | €327,627 | €57,489 | - | - |
| Current investments50/53 | - | - | €270,000 | €500,000 | €470,000 | ▼ 6.0% |
| Cash at bank and in hand54/58 | €116,925 | €397,744 | €93,610 | €37,980 | €27,418 | ▼ 27.8% |
| Deferred charges and accrued income490/1 | - | - | €2,713 | €742 | €3,896 | ▲ 425% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €2.5m | €2.2m | €2.1m | €2.0m | ▼ 3.6% |
| Equity10/15 | €945,222 | €741,430 | €618,200 | €618,200 | €618,254 | = |
| Contributions10/11 | €562,000 | €562,000 | €562,000 | €562,000 | €562,000 | = |
| Capital10 | - | €562,000 | €562,000 | €562,000 | €562,000 | = |
| Issued capital100 | - | €562,000 | €562,000 | €562,000 | €562,000 | = |
| Reserves13 | €369,146 | €165,200 | €56,200 | €56,200 | €56,200 | = |
| Non-distributable reserves130/1 | - | €165,200 | €56,200 | €56,200 | €56,200 | = |
| Legal reserve130 | - | €165,200 | €56,200 | €56,200 | €56,200 | = |
| Profit (loss) carried forward14 | €14,076 | €14,230 | - | - | €54 | - |
| Amounts payable17/49 | €1.4m | €1.8m | €1.6m | €1.5m | €1.4m | ▼ 5.1% |
| Amounts payable after more than one year17 | - | €1.1m | €1.1m | €983,593 | €899,314 | ▼ 8.6% |
| Financial debts170/4 | - | €1.1m | €1.1m | €983,593 | €899,314 | ▼ 8.6% |
| Amounts payable within one year42/48 | €1.3m | €636,196 | €548,499 | €486,558 | €496,105 | ▲ 2.0% |
| Current portion of amounts payable after more than one year42 | - | €82,129 | €82,813 | €83,556 | €84,279 | ▲ 0.9% |
| Trade debts44 | €3,718 | €4,121 | €3,241 | €8,775 | €4,294 | ▼ 51.1% |
| Suppliers440/4 | - | €4,121 | €3,241 | €8,775 | €4,294 | ▼ 51.1% |
| Taxes, remuneration and social security45 | - | - | €5,877 | €9,012 | €5,732 | ▼ 36.4% |
| Taxes450/3 | - | - | €5,877 | €9,012 | €5,732 | ▼ 36.4% |
| Other amounts payable47/48 | - | €549,946 | €456,567 | €385,214 | €401,800 | ▲ 4.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €329,244 | €346,153 | €333,338 | €385,214 | €401,854 | ▲ 4.3% |
| + Depreciation and write-downs630 | €63,790 | €66,193 | €66,193 | €66,657 | €61,671 | ▼ 7.5% |
| Operating cash flow (approximation) | €393,035 | €412,346 | €399,531 | €451,872 | €463,525 | ▲ 2.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€18,577 | -€54,257 | ▼ 192% |
| Change in cash | - | €280,819 | -€304,134 | -€55,630 | -€10,561 | ▲ 81.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
State Gazette act
Reappointments: Delver NV (managing director) and Dhaene Karel (director)Permanent representative: Vermeersch Stefanie · Appointment: Vermeersch Serge (managing director)5 facts ▸
State Gazette act
Reappointments: Delver NV (managing director) and Dhaene Karel (director)
Permanent representative: Vermeersch Stefanie · Appointment: Vermeersch Serge (managing director)5 facts ▸
- General meeting, 06/03/2026
- Director reappointment, Delver NV (managing director)
- Permanent representative, Vermeersch Stefanie
- Director appointment, Vermeersch Serge (managing director)
- Director reappointment, Dhaene Karel (director)
2025
13-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Liquidity triplescurrent ratio 1.45
Current ratio from 0.47 to 1.45; short-term debt falls from €1.3m to €636,196.
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Weakest financial yearnet €287,184 ▼12.2%
Net result drops to €287,184, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-10
Financial
Liquidity triplescurrent ratio 2.34
Current ratio from 0.81 to 2.34; short-term debt falls from €1.1m to €151,600.
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26042074). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 1
Dhaene Karel
CurrentDirector · since 04-02-2026
Day-to-day management 2
DELVER
CurrentManaging director · since 04-02-2026 · Public limited company · perm. rep.: Vermeersch Stefanie
Vermeersch Serge
CurrentManaging director · since 04-02-2026
Permanent representatives 1
Vermeersch Stefanie
CurrentPermanent representative · since 04-02-2026 · for DELVER
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
11 of this company's 12 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2001
Ground area
1.5 ha
Building footprint
612 m²
Volume, LiDAR
3,946 m³
2 parcels, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Torhoutsesteenweg 668, 8400 Oostende
since 20012.093.163.889
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020A0469/00A000 | Flanders | 1.4 ha | 1 · 415 m² | 8.0 m · 2 fl. |
| 42452B0962/00W002 | Flanders | 613 m² | 1 · 198 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Dhaene Karel |
|
| DELVER |
|
| Vermeersch Serge |
|
Structure & network
Owners and holdings
1 ownerChain of control
- DELVER
- SCHORREDIJK
Highest known parent: DELVER. The sources do not say who stands above it.
Owners 1
- DELVERparentSourceaccounts DELVER 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
3 current directorsThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 5,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-03-2001
Fiscal year end30-09
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474360682
Also
9925:BE0474360682
Registered
18-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.