Result
-€3,432 -€3,432
From profit to loss in 2025, after a profit of €94,448 in 2024.
SCHOONJANS AUTOMOTIVE ENGINEERING
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €502,217 (2018)
€1,155▼ 99.6%
lowest -€95,897 (2020)
-€3,432▼ €97,880
peak €138,993 (2019)
€89,987▼ 3.7%
€240,274▼ 56.7%
peak 5 FTE (2019)
-not published
Board1 name since 2021
1 directorSchoonjans Stefaan
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €257,508 to €1,155Loss of €3,432Debts from €554,982 to €240,274Cash from €46,864 to €15,457
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 34% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.6%● unchanged vs 03-2025
05-2025: 1.6%● unchanged vs 04-2025
06-2025: 1.5%▼ -0.1 percentage points vs 05-2025
07-2025: 1.8%▲ +0.3 percentage points vs 06-2025
08-2025: 2.3%▲ +0.5 percentage points vs 07-2025
09-2025: 2.6%▲ +0.3 percentage points vs 08-2025
10-2025: 0.5%▼ -2.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025lowest value
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%▼ -0.1 percentage points vs 05-2026
07-2026: 1.6%▲ +1.1 percentage points vs 06-2026
08-2026: 2.2%▲ +0.6 percentage points vs 07-2026
09-2026: 2.8%▲ +0.6 percentage points vs 08-2026highest value
10-2026: 1.9%▼ -0.9 percentage points vs 09-2026
11-2026: 1.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
Size: total assets €330,262
lowers risk
Founded in 1996
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 43% of them on solvency, 40% on liquidity, 21% on profitability and 33% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as SCHOONJANS AUTOMOTIVE ENGINEERING has now. Each dot stands for 7 companies, two years later.
93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SCHOONJANS AUTOMOTIVE ENGINEERING itself is higher: 1.9% within 12 months. It rests on far more data about SCHOONJANS AUTOMOTIVE ENGINEERING than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for SCHOONJANS AUTOMOTIVE ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.08 (1.53 in 2024), above the usual 1.5. Short-term debt is 31.9% and cash 4.7% of total assets. However, 72.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
61 days late
2023
30 days late
2022
32 days late
2021
31 days late
2020
on the day
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Heusden-Zolder to Roosdaal
New registered office: Koning Albertstraat 142A, 1760 Roosdaal · Previous registered office: STERRENWACHT 151 3550 HEUSDEN-ZOLDER · Board meeting of 10-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457241865
Environmental permit granted
Functiewijziging · Heusden-Zolder
First establishment
Sterrenwacht 151, Heusden-Zolder
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCHOONJANS AUTOMOTIVE ENGINEERING Roosdaal | €330,262 | €1,155 | 27.2% | - |
| Philippe JULLIEN Sivry-Rance | €351,007 | €1,291 | 0.6% | - |
| C.L.H. Aywaille | €337,940 | -€664 | 34.2% | - |
| ROCAMO Wellen | €335,986 | -€1,677 | 2.0% | - |
| AUTO EX Thuin | €311,301 | -€48,290 | 90.1% | - |
| D. LIEVENS Geel | €339,209 | -€1,971 | 6.3% | - |
| TORENO Hamme (Vl.) | €361,197 | -€45,909 | 11.6% | 0 |
These companies have the same main activity as SCHOONJANS AUTOMOTIVE ENGINEERING: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €311,000 and €361,000, founded between 1993 and 1998.
Official details
Source: KBO- Status
- Active since 08-02-1996Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 6 others
- Establishment unit
- 2.075.444.6623550 Heusden-Zolder, since 01-03-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Insights on SCHOONJANS AUTOMOTIVE ENGINEERING
SCHOONJANS AUTOMOTIVE ENGINEERING files the micro format. That format states no turnover. The gross margin fell from €82,948 in 2006 to €1,155 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCHOONJANS AUTOMOTIVE ENGINEERING
- What is the company number of SCHOONJANS AUTOMOTIVE ENGINEERING?
- The company number of SCHOONJANS AUTOMOTIVE ENGINEERING is 0457.241.865. The VAT number is the same number with BE in front: BE 0457.241.865.
- Where is SCHOONJANS AUTOMOTIVE ENGINEERING based?
- The registered office is at Koning Albertstraat 142A, 1760 Roosdaal.Company details
- What does SCHOONJANS AUTOMOTIVE ENGINEERING do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of SCHOONJANS AUTOMOTIVE ENGINEERING?
- SCHOONJANS AUTOMOTIVE ENGINEERING is a private limited company (pre-2019) (BVBA).
- When was SCHOONJANS AUTOMOTIVE ENGINEERING founded?
- SCHOONJANS AUTOMOTIVE ENGINEERING was founded on 08-02-1996.
- Is SCHOONJANS AUTOMOTIVE ENGINEERING still active?
- Yes, SCHOONJANS AUTOMOTIVE ENGINEERING is an active enterprise in the KBO register.
- How many employees does SCHOONJANS AUTOMOTIVE ENGINEERING have?
- SCHOONJANS AUTOMOTIVE ENGINEERING had an average of 2.8 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of SCHOONJANS AUTOMOTIVE ENGINEERING?
- The turnover in financial year 2025 is ≈ €16,000. This figure is estimated from the gross margin of €1,155 and 72 comparable companies (NACE 47811). It probably lies between €8,700 and €53,000. It is a rough estimate.
- Is SCHOONJANS AUTOMOTIVE ENGINEERING profitable?
- In financial year 2025, SCHOONJANS AUTOMOTIVE ENGINEERING made a loss of €3,432.
- Where can I find the annual accounts of SCHOONJANS AUTOMOTIVE ENGINEERING?
- SCHOONJANS AUTOMOTIVE ENGINEERING filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCHOONJANS AUTOMOTIVE ENGINEERING due?
- SCHOONJANS AUTOMOTIVE ENGINEERING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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