D. LIEVENS
ActiveD. LIEVENS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €-7k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▲+2
Solvency32▼-17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.91 against 1.13 in 2023; short-term debt: 93.2% and cash: 26.6% of total assets), and 93.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.8%
Return on assets
-1.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-06-2025, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d early
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▼ 72.9%
2023 · €104k
2018: €148k
2019: €146k
2020: €144k
2021: €129k
2022: €118k
2023: €104k
2018 → 2024
Total assets
€414k▼ 5.3%
2023 · €437k
2018: €491k
2019: €485k
2020: €487k
2021: €457k
2022: €453k
2023: €437k
2018 → 2024
Net result
€-7k▲ 47.5%
2023 · €-13k
2018: €4k
2019: €-3k
2020: €-2k
2021: €-15k
2022: €-12k
2023: €-13k
2018 → 2024
Working capital
€-34k
2023 · €42k
2018: €61k
2019: €59k
2020: €69k
2021: €62k
2022: €54k
2023: €42k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€144k-€129k▼ 10.1%€118k▼ 9.1%€104k▼ 11.5%€28k▼ 72.9%
Operating result€-2k-€-14k▼ 629%€-12k▲ 16.6%€-13k▼ 6.9%€-9k▲ 28.8%
Net result€-2k-€-15k▼ 828%€-12k▲ 19.4%€-13k▼ 14.6%€-7k▲ 47.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2024 against €13k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €414k
Fixed assets
€62k▼ 0.6%
Current assets
€351k▼ 6.1%
Equity and liabilities €414k
Equity
€28k▼ 72.9%
Debt
€385k▲ 15.9%
The debt ratio rises from 76.1% to 93.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▲
2023 · €-10k
Cash flow
€-7k▲
2023 · €-10k
Solvency
6.8%▼
2023 · 23.9%
Current ratio
0.91▼
2023 · 1.13
Quick ratio
0.63▼
2023 · 0.70
Debt / equity
13.64▲
2023 · 3.19
ROE
-25.1%▼
2023 · -13.0%
ROA
-1.7%▲
2023 · -3.1%
Interest coverage
-12.04▼
2023 · -7.67
Debt
€385k▲
2023 · €332k
Debt ≤ 1 year
€385k▲
2023 · €332k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€437k€414k▼
Fixed assets21/28€63k€62k▼
Tangible fixed assets22/27€57k€57k▼
Land and buildings22€55k€55k=
Plant, machinery and equipment23€1k€1k▼
Financial fixed assets28€6k€6k=
Current assets29/58€374k€351k▼
Stocks and contracts in progress3€142k€110k▼
Stocks30/36€142k€110k▼
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€12k€15k▲
Other amounts receivable41-€851
Current investments50/53€91k€115k▲
Cash at bank and in hand54/58€128k€110k▼
Deferred charges and accrued income490/1€998€451▼
Equity and liabilities
Total equity and liabilities10/49€437k€414k▼
Equity10/15€104k€28k▼
Contributions10/11€19k€19k=
Reserves13€86k€10k▼
Distributable reserves133€86k€10k▼
Amounts payable17/49€332k€385k▲
Amounts payable within one year42/48€332k€385k▲
Trade debts44€4k€357▼
Suppliers440/4€4k€357▼
Taxes, remuneration and social security45€80€2k▲
Taxes450/3€80€2k▲
Other amounts payable47/48€328k€383k▲
Income statement
Code20232024
Non-recurring operating income76A€32€36▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€357▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-13k€-9k▲
Financial income75/76B€540€3k▲
Recurring financial income75€540€3k▲
Financial charges65/66B€1k€734▼
Recurring financial charges65€1k€734▼
Profit (loss) for the period before taxes9903€-14k€-7k▲
Income taxes67/77€-163-
Profit (loss) for the period9904€-13k€-7k▲
Profit (loss) for the period to be appropriated9905€-13k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-7k▲
Transfer from equity791/2€13k€76k▲
Profit to be distributed694/7-€69k
Return on contributions (dividend)694-€69k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acaciastraat 182440 GeelGround area
3,642 m²
Building footprint
106 m²
Volume, LiDAR
544 m³
Parcel 13373K0774/00V002, Flanders · tallest building 28.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
D. LIEVENS
since 19932.062.638.682
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0774/00V002 | Flanders | 3,642 m² | 1 · 106 m² | 28.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 2,942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-1993
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.