Checked.be
Active
BE 0875.738.467Private limited company
SCHOOFS
Lindebosstraat 12 ·3990 Peer, Belgium· 21 yrs active
Sector: General electrical installation work
(43211)
Conclusion
SCHOOFS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €-434. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 72% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €48k |
| Net result | €-434 |
| Better than sector | 72% |
| Active | 21 yrs |
Financial profile
66
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
78
Profitability
0
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 21 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
86
2021
100
2022
86
2023
52
2024
78
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.99 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.90 (≥ 1.0)
+5
Leverage
Debt/equity 0.48 (< 1.0)
+10
Profitability
Negatieve ROE -1%
-10
Interest coverage
Interest coverage 11.8× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 18-05-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 5 fiscal years (±2.1%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 67.5% | 47.4% | |
| Net result | €-434 | €10k | |
| Equity | €48k | €60k | |
| Gross operating margin | €4k | €39k | |
| Total assets | €72k | €141k |
€3k
+171.2%
21-25
€-434
+35.3%
21-25
€3k
-
21-25
€72k
+2.7%
21-25
€48k
-0.9%
21-25
€45k
-6.3%
21-25
€124
+431.9%
21-25
€23k
+11.2%
21-25
€23k
+11.4%
21-25
2.99
-11.2%
21-25
2.90
-11.2%
21-25
67.5%
-3.5%
21-25
0.48
+12.2%
21-25
-0.9%
+34.7%
21-25
-0.6%
+37.0%
21-25
11.84
+1510.2%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €3k | €1k | €4k | €13k | €3k |
| Net profit | €-434 | €-670 | €2k | €7k | €161 |
| Cash flow | €3k | €-246 | €2k | €8k | €3k |
| Staff costs | - | - | - | - | - |
| Income taxes | €124 | €23 | €1k | €4k | €118 |
| Dividends | - | - | - | - | - |
| Total assets | €72k | €70k | €71k | €71k | €56k |
| Equity | €48k | €49k | €50k | €48k | €40k |
| Debt | €23k | €21k | €22k | €23k | €15k |
| of which ≤ 1y | €23k | €20k | €22k | €23k | €15k |
| of which > 1y | - | - | - | - | - |
| Working capital | €45k | €48k | €48k | €47k | €39k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 2.99 | 3.37 | 3.22 | 3.05 | 3.59 |
| Quick ratio | 2.90 | 3.27 | 2.99 | 2.80 | 3.17 |
| Working capital ratio | 63.4% | 69.5% | 67.8% | 66.5% | 70.2% |
| Solvency | 67.5% | 70.0% | 69.5% | 67.6% | 72.9% |
| Debt / equity | 0.48 | 0.43 | 0.44 | 0.48 | 0.37 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 11.84 | 0.74 | 4.72 | 16.34 | 5.36 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -0.6% | -1.0% | 2.2% | 10.5% | 0.3% |
| ROE | -0.9% | -1.4% | 3.2% | 15.5% | 0.4% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €72k | €70k | €71k | €71k | €56k |
| Fixed assets | 21/28 | €3k | €766 | €1k | €740 | €1k |
| Tangible fixed assets | 22/27 | €3k | €766 | €1k | €740 | €1k |
| Current assets | 29/58 | €68k | €69k | €70k | €70k | €54k |
| Stocks & contracts in progress | 3 | €2k | €2k | €5k | €6k | €6k |
| Amounts receivable within one year | 40/41 | €4k | €3k | €3k | €7k | €9k |
| Cash & bank | 54/58 | €60k | €62k | €58k | €53k | €34k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €72k | €70k | €71k | €71k | €56k |
| Equity | 10/15 | €48k | €49k | €50k | €48k | €40k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €42k | €43k | €43k | €42k | €34k |
| Amounts payable | 17/49 | €23k | €21k | €22k | €23k | €15k |
| Amounts payable within one year | 42/48 | €23k | €20k | €22k | €23k | €15k |
| Trade debts payable within one year | 44 | €1k | €125 | €3k | €10k | €5k |
| Income statement | ||||||
| Gross operating margin | 9900 | €4k | €2k | €6k | €14k | €4k |
| Operating result | 9901 | €-51 | €709 | €4k | €12k | €881 |
| Financial income | 75 | €0 | €185 | €134 | €1 | €7 |
| Financial charges | 65 | €260 | €2k | €941 | €778 | €610 |
| Result before taxes | 9903 | €-310 | €-647 | €3k | €11k | €278 |
| Income taxes | 67/77 | €124 | €23 | €1k | €4k | €118 |
| Net result for the period | 9904 | €-434 | €-670 | €2k | €7k | €161 |
| Result to be appropriated | 9905 | €-434 | €-670 | €2k | €7k | €161 |
Directors & mandates
Current directors & mandates
-
Schoofs Ivo ChristiaanNon-statutory directorState Gazette act 23305794 (18-01-2023)Current18-01-2023 → present
2 events
- 18-01-2023 Resigned· Manager
- 18-01-2023 Appointed· Non-statutory director
Legal Structure
| NACE primary | General electrical installation work(43211) |
| Legal form | Private limited company(610) |
| Incorporation | 26-08-2005 |
| Status | Active |
| Postal code | 3990 |
Establishment units
SCHOOFS
since 20052.148.855.945
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030E0777/00R000 | Flanders | 853 m² | 1 · 156 m² | 8.2 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-670 ▼143%
Net result drops to €-670, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
18-01
State Gazette act
Director changes
v3.2
2022
31-12
Financial
Highest result since 2021net €7k ▲4535%
Operating result €12k, net result €7k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 3 years ago
2023
18-01-2023 1 director appointed, 1 resigning
- Schoofs Ivo Christiaan, Niet-statutair bestuurder
- Schoofs Ivo Christiaan, Zaakvoerder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Schoofs Ivo Christiaan",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "niet-statutair bestuurder",
"person": {
"rrn": null,
"name": "Schoofs Ivo Christiaan",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0875.738.467",
"name_full": "SCHOOFS"
}
}Credit advice
Company registry (CBE)
Activities
General electrical installation work4321145310Plastering work43310Holiday cottages, homes and apartments55203
Names & trade names
| Legal nameNL | SCHOOFS |
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