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SCHOLLIER IMMO

Active
Private limited companyfounded 199134 years activeAmbachtstraat 22, 8820 Torhout, BelgiumKBO/BCE: BE 0446.196.436
Summary

SCHOLLIER IMMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.3m and a net result of €2.2m. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 11,011 sector peers (NACE 68, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Development of residential building projects
NACE 68121
#1 company by equity in Torhout, Real estate sector1 site
Size
€15.7mtotal assets 2025
Equity
€10.3m
Profit
€2.2m
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.3%
Structure
Holdings
2
Accounts filed 61 days late0 of 2 deeds read
Why 89- Liquidity: current ratio 2.67, cash €37,223- Latest accounts 61 days late; 2 of the last 3 late+ Founded in 1991+ Size: total assets €15.7mShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 68, medium-sized)
Financial strength · tick = 2024
Strong
Solvency 91+8
equity 65.7% of total assets
Liquidity 36+4
short-term debt 32.7% · cash 0.2%
Profitability 87+2
return on assets 14.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,718 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.3%▼ -0.3 percentage points vs 09-2026
Credit up to €900,000 at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.12 in 2024; short-term debt: 32.7% and cash: 0.2% of total assets), and 34.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized): better than 79% on solvency, 28% on liquidity, 97% on profitability and 85% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 2.67, cash €37,223
NBB · annual accounts
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 1991
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €15.7m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
69 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €2.2m ▲26.8%
  3. Equity above €10mEq €10.3m ▲27.7%

Key points

  • Positive: Company by equity in Torhout, Real estate sectorin the Checked rankings #1 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Positive: 8 profitable years in a rowprofit 2025: €2.2m 8 years View
  • Positive: Equity rose in 2025from €8.1m to €10.3m ▲ 27.7% View

By topic

Financials

Fiscal year
2025
Total assets
€15.7m
Profit
€2.2m
Solvency
65.7%
Total assets▲ 12.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 08-10-2025Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
30-12-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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