Active BE 0406.435.344Private limited company

Schoenen Van Loock

Langestraat 49 ·2240 Zandhoven, Belgium· 57 yrs active

Sector: Retail trade (47721)

Conclusion Checked

The computed 12-month bankruptcy probability of Schoenen Van Loock is 0.4% (very low). The 2024 annual accounts show equity of €8.51M and a net result of €1.28M. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 866 sector peers (fiscal year 2024). The company has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€8.51M
Net result	€1.28M
Staff (FTE)	26.2
Better than sector	76%

Snowflake analysis 5 axes · computed by Checked

82 / 100

Exceptional profile, strong across almost every axis.

Health 99

Profitability 81

Solvency 81

Growth 47

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1969, 57 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

99 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 08-07-2025 with the NBB · fiscal year 2024 · volledig

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.5%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	42.4%	17.3%	better than 76% of 866 sector peers
Net result	€1.28M	€14k	better than 95% of 867 sector peers
Equity	€8.51M	€100k	better than 95% of 868 sector peers
Staff costs	€1.40M	€219k	higher than 90% of 715 sector peers
Employees (FTE)	26.2	5.6	better than 87% of 634 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€9.02M

-4.4% 19-24

EBITDA

€1.31M

+36.8% 19-24

Net profit

€1.28M

+11.3% 19-24

Cash flow

€1.39M

+13.9% 19-24

Total assets

€20.05M

-1.9% 19-24

Equity

€8.51M

-41.0% 19-24

Working capital

€8.25M

-46.0% 19-24

Employees (FTE)

26

-0.8% 19-24

Staff costs

€1.40M

-2.2% 19-24

Income taxes

€143k

-65.8% 19-24

Dividends

€7.20M

- 19-24

Debt

€11.22M

+135.1% 19-24

Debt ≤ 1y

€11.22M

+135.2% 19-24

Current ratio

1.74

-58.7% 19-24

Quick ratio

1.54

-58.8% 19-24

Solvency

42.4%

-39.9% 19-24

Debt / equity

1.32

+298.6% 19-24

ROE

15.1%

+88.8% 19-24

ROA

6.4%

+13.5% 19-24

Net margin

14.2%

+16.5% 19-24

EBITDA margin

14.5%

+43.2% 19-24

Interest coverage

5.19

+94.8% 19-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	€9.02M
EBITDA	€1.31M
Net profit	€1.28M
Cash flow	€1.39M
Staff costs	€1.40M
Income taxes	€143k
Dividends	€7.20M
Total assets	€20.05M
Equity	€8.51M
Debt	€11.22M
of which ≤ 1y	€11.22M
of which > 1y	-
Working capital	€8.25M
Employees (FTE)	26.2

Ratios (computed)

	2024
Current ratio	1.74
Quick ratio	1.54
Working capital ratio	41.1%
Solvency	42.4%
Debt / equity	1.32
Long-term debt ratio	-
Interest coverage	5.19
Gross margin	44.2%
Net margin	14.2%
ROA	6.4%
ROE	15.1%
EBITDA margin	14.5%
Days sales outstanding	2d
Days payable outstanding	58d
Inventory turnover	2.30
Days inventory (DSI)	159d

Balance-sheet composition 2024

Assets

Fixed assets €583k · 2.9% Current assets €19.47M · 97.1%

Equity & liabilities

Equity €8.51M · 42.4% Provisions €318k · 1.6% Debt €11.22M · 56.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€20.05M
Fixed assets	21/28	€583k
Intangible fixed assets	21	€269k
Tangible fixed assets	22/27	€314k
Current assets	29/58	€19.47M
Stocks & contracts in progress	3	€2.19M
Amounts receivable within one year	40/41	€975k
Investments	50/53	€12.98M
Cash & bank	54/58	€3.24M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€20.05M
Equity	10/15	€8.51M
Contributions / capital	10/11	€105k
Reserves	13	€8.39M
Accumulated profits (losses)	14	€8k
Provisions & deferred taxes	16	€318k
Amounts payable	17/49	€11.22M
Amounts payable within one year	42/48	€11.22M
Trade debts payable within one year	44	€794k
Income statement
Turnover	70	€9.02M
Operating result	9901	€1.20M
Financial income	75	€472k
Financial charges	65	€244k
Result before taxes	9903	€1.42M
Income taxes	67/77	€143k
Net result for the period	9904	€1.28M
Result to be appropriated	9905	€1.28M

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Retail trade(47721)
Legal form	Private limited company(610)
Incorporation	20-05-1969
Status	Active
Postal code	2240

Establishment units 1 location

Langestraat 49, 2240 Zandhoven

Detailhandel in bovenkleding voor heren

since 19692.002.403.365

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11054C0012/00V006	Flanders	6,748 m²	1 · 2,445 m²	12.7 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

22-08-2025

State Gazette act Director changes

08-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

03-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

13-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

26-01-2023

State Gazette act Director changes

2022

04-07-2022

State Gazette act Director changes

14-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

06-07-2021

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2020

04-11-2020

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2019

04-07-2019

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2018

04-06-2018

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2017

06-06-2017

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2016

31-05-2016

NBB filing Annual accounts filed

fiscal year 2016 · volledig

Belgisch Staatsblad, acts 3 acts

All acts · 3 updated 11 months ago

2025

22-08-2025 Ria VERHEYEN appointed as statutory auditor Director changes

Ria VERHEYEN, Commissaris

Original publication ↗

Technical details

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2023

26-01-2023 Ria Verheyen reappointed as statutory auditor Director changes

Ria Verheyen, Commissaris

Original publication ↗

Technical details

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2022

04-07-2022 Rita VAN LOOCK resigns as director Director changes

Rita VAN LOOCK, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Detailhandel in schoeisel52431Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722Detailhandel in lederwaren en reisartikelen52432

Primary activity highlighted.

Names & trade names

Legal nameNL

Schoenen Van Loock

Registered office

Langestraat 49

2240 Zandhoven, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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