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Schoenen Van Loock

Active
Private limited companyfounded 196957 yrs activeLangestraat 49, 2240 Zandhoven, BelgiumKBO/BCE: BE 0406.435.344

Schoenen Van Loock has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8.51M and a net result of €1.28M. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
67 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+21
Solvency67▼-29
Growth48▼-14
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 4.21 in 2023; short-term debt: 55.9% and cash: 16.2% of total assets), but 57.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 57 years 0 60 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
42.4%
Return on assets
6.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
23 d early
2023
28 d early
2022
48 d early
2021
47 d early
2021
56 d early
2020
65 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
€9.02M▼ 4.4%
2023 · €9.44M
2019: €9.87M 2021: €7.32M 2021: €7.91M 2022: €9.51M 2023: €9.44M
2019 → 2024
EBIT margin
13.3%▲ 3.9pp
2023 · 9.4%
2019: 12.3% 2021: 1.2% 2021: 12.5% 2022: 12.3% 2023: 9.4%
2019 → 2024
Net result
€1.28M▲ 11.3%
2023 · €1.15M
2019: €265k 2021: €54k 2021: €1.28M 2022: €-145k 2023: €1.15M
2019 → 2024
Working capital
€8.25M▼ 46.0%
2023 · €15.29M
2019: €11.90M 2021: €13.08M 2021: €14.48M 2022: €14.44M 2023: €15.29M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212021202220232024Trend
Turnover€7.32M-€7.91M▲ 8.1%€9.51M▲ 20.2%€9.44M▼ 0.7%€9.02M▼ 4.4%
Equity€12.14M-€13.42M▲ 10.5%€13.27M▼ 1.1%€14.43M▲ 8.7%€8.51M▼ 41.0%
Operating result€89k-€988k▲ 1,012%€1.17M▲ 18.4%€884k▼ 24.5%€1.20M▲ 35.3%
Net result€54k-€1.28M▲ 2,256%€-145k€1.15M€1.28M▲ 11.3%
Result per fiscal year
Operating resultNet result
€-500k€0€500k€1.00M€1.50MOperating result 2021: €89k€89kNet result 2021: €54k€54kOperating result 2021: €988k€988kNet result 2021: €1.28M€1.28MOperating result 2022: €1.17M€1.17MNet result 2022: €-145k€-145kOperating result 2023: €884k€884kNet result 2023: €1.15M€1.15MOperating result 2024: €1.20M€1.20MNet result 2024: €1.28M€1.28M20212021202220232024
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20.05M
Fixed assets €583k▲ 54.3%
Current assets €19.47M▼ 3.0%
Equity and liabilities €20.05M
Equity €8.51M▼ 41.0%
Provisions €318k▼ 74.3%
Debt €11.22M▲ 135%
The debt ratio rises from 23.4% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€1.31M
2023 · €956k
Cash flow
€1.39M
2023 · €1.22M
Solvency
42.4%
2023 · 70.6%
Current ratio
1.74
2023 · 4.21
Quick ratio
1.54
2023 · 3.74
Debt / equity
1.32
2023 · 0.33
ROE
15.1%
2023 · 8.0%
ROA
6.4%
2023 · 5.6%
Interest coverage
5.19
2023 · 2.67
Debt
€11.22M
2023 · €4.77M
Debt ≤ 1 year
€11.22M
2023 · €4.77M
Income taxes
€143k
2023 · €418k
Staff costs
€1.40M
2023 · €1.43M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€20.44M€20.05M
Fixed assets21/28€378k€583k
Intangible fixed assets21€99k€269k
Tangible fixed assets22/27€279k€314k
Plant, machinery and equipment23€61k€49k
Furniture and vehicles24€66k€148k
Other tangible fixed assets26€152k€116k
Current assets29/58€20.06M€19.47M
Stocks and contracts in progress3€2.23M€2.19M
Stocks30/36€2.23M€2.19M
Goods purchased for resale34€2.23M€2.19M
Amounts receivable within one year40/41€615k€975k
Trade receivables40€42k€45k
Other amounts receivable41€572k€930k
Current investments50/53€13.80M€12.98M
Other investments51/53€13.80M€12.98M
Cash at bank and in hand54/58€3.36M€3.24M
Deferred charges and accrued income490/1€59k€78k
Equity and liabilities
Total equity and liabilities10/49€20.44M€20.05M
Equity10/15€14.43M€8.51M
Contributions10/11€105k€105k=
Reserves13€14.31M€8.39M
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Tax-exempt reserves132€24k€24k=
Distributable reserves133€14.28M€8.36M
Profit (loss) carried forward14€6k€8k
Provisions and deferred taxes16€1.24M€318k
Provisions for liabilities and charges160/5€1.24M€318k
Other liabilities and charges164/5€1.24M€318k
Amounts payable17/49€4.77M€11.22M
Amounts payable within one year42/48€4.77M€11.22M
Trade debts44€785k€794k
Suppliers440/4€785k€794k
Taxes, remuneration and social security45€428k€373k
Taxes450/3€256k€178k
Remuneration and social security454/9€172k€196k
Other amounts payable47/48€3.56M€10.05M
Accrued charges and deferred income492/3€6k€7k
Income statement Code20232024
Operating income70/76A€9.47M€9.07M
Turnover70€9.44M€9.02M
Other operating income74€25k€27k
Non-recurring operating income76A-€18k
Operating charges60/66A€8.59M€7.87M
Goods for resale, raw materials and consumables60€5.18M€5.03M
Purchases600/8€5.80M€5.34M
Change in stocks: decrease (increase)609€-626k€-305k
Services and other goods61€1.79M€1.90M
Remuneration, social security and pensions62€1.43M€1.40M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€111k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€228k€342k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-118k€-919k
Other operating charges640/8€6k€6k
Operating profit (loss)9901€884k€1.20M
Financial income75/76B€453k€472k
Recurring financial income75€453k€472k
Income from current assets751€290k€280k
Other financial income752/9€163k€193k
Financial charges65/66B€-233k€244k
Recurring financial charges65€-233k€244k
Debt charges650€358k€252k
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-789k€-300k
Other financial charges652/9€198k€293k
Profit (loss) for the period before taxes9903€1.57M€1.42M
Income taxes67/77€418k€143k
Taxes670/3€418k€143k
Profit (loss) for the period9904€1.15M€1.28M
Profit (loss) for the period to be appropriated9905€1.15M€1.28M
Appropriation of the result
Profit (loss) to be appropriated9906€1.16M€1.29M
Profit (loss) brought forward from the previous period14P€5k€6k
Transfer from equity791/2-€5.92M
From reserves792-€5.92M
Transfer to equity691/2€1.15M-
To other reserves6921€1.15M-
Profit to be distributed694/7-€7.20M
Return on contributions (dividend)694-€7.20M
Social balance
Average headcount (FTE)908726.426.2

The notes to these accounts (63 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2019net €1.28M ▲11.3%
Net result €1.28M, the highest in the series.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €1.15M
Net result €1.15M after one loss-making year.
13-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet €-145k ▼111%
Net result drops to €-145k, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2020
04-11
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 65 days late
2019
04-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
04-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
31-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1969
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Langestraat 492240 Zandhoven
Ground area
6,748 m²
Building footprint
2,445 m²
Volume, LiDAR
13,021 m³
Parcel 11054C0012/00V006, Flanders · tallest building 12.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Langestraat 49, 2240 Zandhoven
NACE 52422
since 19692.002.403.365
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11054C0012/00V006 Flanders 6,748 m² 1 · 2,445 m² 12.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,328 EUR awarded · 1,328 EUR paid
Year Entries awardedpaid
2025 1 1,328 EUR1,328 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 1,328 EUR · 1,328 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

9676009HDB4LG4MJSK66
live in the LEI register

Similar companies · same sector, comparable size

Of 1,034 companies in sector 47721 we hold annual accounts for 582. 67 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-05-1969
Fiscal year end31-12
Activities, NACEBEL
47721Retail sale of footwear
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.