SCHODEP
ActiveSCHODEP has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.45M and a net result of €277k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency100=
Growth72▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 20.25 against 20.21 in 2024; short-term debt: 2.7% and cash: 38.8% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
11%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-09-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
3 d early
2023
31 d early
2022
16 d early
2021
9 d early
2020
38 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€299k▲ 1.1%
2024 · €295k
2019: €186k
2020: €230k
2021: €279k
2022: €259k
2023: €274k
2024: €295k
2019 → 2025
EBIT margin
74.0%▲ 10.6pp
2024 · 63.4%
2019: 61.2%
2020: 53.7%
2021: 61.9%
2022: 64.3%
2023: 66.3%
2024: 63.4%
2019 → 2025
Net result
€277k▲ 35.5%
2024 · €205k
2019: €79k
2020: €81k
2021: €109k
2022: €108k
2023: €123k
2024: €205k
2019 → 2025
Working capital
€1.33M▲ 19.0%
2024 · €1.12M
2019: €78k
2020: €206k
2021: €621k
2022: €760k
2023: €918k
2024: €1.12M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€279k-€259k▼ 7.2%€274k▲ 5.8%€295k▲ 7.6%€299k▲ 1.1%
Equity€1.81M-€1.92M▲ 6.0%€2.04M▲ 6.4%€2.21M▲ 8.6%€2.45M▲ 10.5%
Operating result€173k-€167k▼ 3.5%€182k▲ 9.0%€187k▲ 2.9%€221k▲ 18.1%
Net result€109k-€108k▼ 1.2%€123k▲ 14.1%€205k▲ 65.8%€277k▲ 35.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.52M
Fixed assets
€1.12M▲ 1.8%
Current assets
€1.40M▲ 19.0%
Equity and liabilities €2.52M
Equity
€2.45M▲ 10.5%
Debt
€69k▲ 18.8%
The debt ratio rises from 2.6% to 2.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€246k▲
2024 · €213k
Cash flow
€303k▲
2024 · €230k
Solvency
97.3%▼
2024 · 97.4%
Current ratio
20.25▲
2024 · 20.21
Quick ratio
20.25▲
2024 · 20.21
Debt / equity
0.03▲
2024 · 0.03
ROE
11.3%▲
2024 · 9.2%
ROA
11.0%▲
2024 · 9.0%
Interest coverage
4911.22▼
2024 · 5450.43
Debt
€69k▲
2024 · €58k
Debt ≤ 1 year
€69k▲
2024 · €58k
Income taxes
€77k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.27M€2.52M▲
Fixed assets21/28€1.10M€1.12M▲
Tangible fixed assets22/27€321k€341k▲
Land and buildings22€321k€341k▲
Financial fixed assets28€775k€775k=
Current assets29/58€1.18M€1.40M▲
Amounts receivable within one year40/41€282k€423k▲
Trade receivables40€25k€26k▲
Other amounts receivable41€257k€397k▲
Cash at bank and in hand54/58€894k€977k▲
Equity and liabilities
Total equity and liabilities10/49€2.27M€2.52M▲
Equity10/15€2.21M€2.45M▲
Contributions10/11€19k€19k=
Reserves13€2.20M€2.43M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€107k€90k▼
Distributable reserves133€2.09M€2.34M▲
Amounts payable17/49€58k€69k▲
Amounts payable within one year42/48€58k€69k▲
Trade debts44€40-
Suppliers440/4€40-
Taxes, remuneration and social security45€24k€20k▼
Taxes450/3€24k€20k▼
Other amounts payable47/48€34k€49k▲
Income statement
Code20242025
Turnover70€295k€299k▲
Goods, raw materials, services and sundry goods60/61€76k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k=
Other operating charges640/8€6k€10k▲
Gross operating margin9900€219k€256k▲
Operating profit (loss)9901€187k€221k▲
Financial income75/76B€83k€133k▲
Recurring financial income75€83k€133k▲
Financial charges65/66B€39€50▲
Recurring financial charges65€39€50▲
Profit (loss) for the period before taxes9903€271k€354k▲
Income taxes67/77€66k€77k▲
Profit (loss) for the period9904€205k€277k▲
Transfer from tax-exempt reserves789€16k€16k=
Profit (loss) for the period to be appropriated9905€221k€294k▲
Appropriation of the result
Profit (loss) to be appropriated9906€221k€294k▲
Transfer to equity691/2€191k€249k▲
To other reserves6921€191k€249k▲
Profit to be distributed694/7€30k€45k▲
Directors or managers695€30k€45k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €277k ▲35.5%
Operating result €221k, net result €277k, both a record.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Equity above €2MEq €2.04M ▲6.4%
5 profitable years in a row build equity to €2.04M.
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Liquidity times 10current ratio 158.17
Current ratio from 16.09 to 158.17; short-term debt falls from €41k to €5k.
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity times 6current ratio 16.09
Current ratio from 2.62 to 16.09; short-term debt falls from €127k to €41k.
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 2.62
Current ratio from 1.20 to 2.62; short-term debt falls from €381k to €127k.
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meensesteenweg 1468890 MoorsledeGround area
2,693 m²
Building footprint
197 m²
Volume, LiDAR
1,731 m³
Parcel 36003A0534/00M008, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Meensesteenweg 146, 8890 Moorslede
since 20022.060.560.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36003A0534/00M008 | Flanders | 2,693 m² | 1 · 197 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,096. 412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-1993
Fiscal year end31-03
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:karel.depoorter@lecot.be
Phone:0483718246