LAMOS
ActiveSummary
LAMOS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685,165 and a net result of €122,820. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 41% of 3321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+2
Solvency59▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.07 in 2024; short-term debt: 25.5% and cash: 3% of total assets), and 66.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €685,165
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
2 d late
2022
29 d early
2021
2 d early
2020
33 d early
2019
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
Equity
€685,165▲ 21.8%
2024 · €562,345
Total assets
€2.0m▼ 2.6%
2024 · €2.1m
Net result
€122,820▲ 45.0%
2024 · €84,699
Working capital
-€457,160▲ 18.4%
2024 · -€559,966
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,444▲ 67.4%€10,093▼ 42.1%€81,879▲ 711%€128,578▲ 57.0%€184,693▲ 43.6%
Net result€9,429below the sector's middle half▲ 356%€2,176below the sector's middle half▼ 76.9%€66,680within the sector's middle half▲ 2,964%€84,699within the sector's middle half▲ 27.0%€122,820within the sector's middle half▲ 45.0%
Equity€508,790within the sector's middle half▼ 59.3%€510,966within the sector's middle half▲ 0.4%€527,646within the sector's middle half▲ 3.3%€562,345within the sector's middle half▲ 6.6%€685,165within the sector's middle half▲ 21.8%
Total assets€992,430within the sector's middle half▼ 43.5%€2.0mwithin the sector's middle half▲ 105%€2.2mwithin the sector's middle half▲ 7.8%€2.1mwithin the sector's middle half▼ 4.8%€2.0mwithin the sector's middle half▼ 2.6%
Debt€483,640▼ 4.6%€1.5m▲ 215%€1.7m▲ 9.3%€1.5m▼ 8.4%€1.3m▼ 11.6%
Working capital-€336,131▼ 63.8%-€357,722▼ 6.4%-€581,893▼ 62.7%-€559,966▲ 3.8%-€457,160▲ 18.4%
Solvency51.3%within the sector's middle half▼ 19.9pp25.1%within the sector's middle half▼ 26.1pp24.1%within the sector's middle half▼ 1.1pp26.9%within the sector's middle half▲ 2.9pp33.7%within the sector's middle half▲ 6.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€2.0m ▼ 3.7%
Current assets
€61,130 ▲ 56.5%
Equity and liabilities €2.0m
Equity
€685,165 ▲ 21.8%
Debt
€1.3m ▼ 11.6%
Debt's share of the balance-sheet total falls from 73.1% to 66.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€260,652▲
2024 · €186,515
Cash flow
€198,778▲
2024 · €142,636
Current ratio
0.12▲
2024 · 0.07
Debt to equity
1.97▼
2024 · 2.71
ROE
17.9%▲
2024 · 15.1%
ROA
6.0%▲
2024 · 4.1%
Interest coverage
11.69▲
2024 · 5.97
Debt ≤ 1 year
€518,290▼
2024 · €599,016
Debt > 1 year
€830,443▼
2024 · €926,415
Income taxes
€39,583▲
2024 · €12,631
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,667 | €22,141 | €54,753 | €57,937 | €75,959 | ▲ 31.1% |
| Other operating charges640/8 | - | €7,878 | €996 | €7,793 | €3,601 | ▼ 53.8% |
| Gross operating margin9900 | €36,061 | €40,112 | €137,628 | €194,308 | €264,252 | ▲ 36.0% |
| Operating profit (loss)9901 | €17,444 | €10,093 | €81,879 | €128,578 | €184,693 | ▲ 43.6% |
| Financial income75/76B | - | €0 | €7,893 | - | - | - |
| Recurring financial income75 | - | €0 | €7,893 | - | - | - |
| Non-recurring financial income76B | - | - | €7,893 | - | - | - |
| Financial charges65/66B | - | €7,609 | €23,090 | €31,248 | €22,290 | ▼ 28.7% |
| Recurring financial charges65 | €4,515 | €7,609 | €23,090 | €31,248 | €22,290 | ▼ 28.7% |
| Profit (loss) for the period before taxes9903 | €12,929 | €2,483 | €66,683 | €97,330 | €162,402 | ▲ 66.9% |
| Income taxes67/77 | €3,500 | €307 | €3 | €12,631 | €39,583 | ▲ 213% |
| Profit (loss) for the period9904 | €9,429 | €2,176 | €66,680 | €84,699 | €122,820 | ▲ 45.0% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €50,520 | - |
| Profit (loss) for the period to be appropriated9905 | €9,429 | €2,176 | €66,680 | €84,699 | €72,300 | ▼ 14.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €992,430 | €2.0m | €2.2m | €2.1m | €2.0m | ▼ 2.6% |
| Fixed assets21/28 | €948,156 | €1.5m | €2.1m | €2.0m | €2.0m | ▼ 3.7% |
| Tangible fixed assets22/27 | €948,156 | €1.5m | €2.1m | €2.0m | €2.0m | ▼ 3.7% |
| Land and buildings22 | - | €1.5m | €2.1m | €2.0m | €2.0m | ▼ 3.7% |
| Plant, machinery and equipment23 | - | €4,931 | €3,393 | €1,855 | €1,095 | ▼ 41.0% |
| Current assets29/58 | €44,274 | €570,701 | €86,254 | €39,050 | €61,130 | ▲ 56.5% |
| Amounts receivable after more than one year29 | - | - | €1,321 | - | - | - |
| Trade receivables290 | - | - | €1,321 | - | - | - |
| Amounts receivable within one year40/41 | €28,469 | €49,507 | - | €8,534 | €78 | ▼ 99.1% |
| Trade receivables40 | - | €40,000 | - | €51 | €78 | ▲ 52.6% |
| Other amounts receivable41 | - | €9,507 | - | €8,483 | - | - |
| Cash at bank and in hand54/58 | €15,804 | €521,194 | €84,933 | €30,516 | €61,053 | ▲ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €992,430 | €2.0m | €2.2m | €2.1m | €2.0m | ▼ 2.6% |
| Equity10/15 | €508,790 | €510,966 | €527,646 | €562,345 | €685,165 | ▲ 21.8% |
| Contributions10/11 | - | €342,661 | €342,661 | €342,661 | €342,661 | = |
| Reserves13 | €164,061 | €168,306 | €184,986 | €219,684 | €342,504 | ▲ 55.9% |
| Non-distributable reserves130/1 | - | €94,948 | €94,948 | €94,948 | €94,948 | = |
| Reserves not available under the articles1311 | - | €94,948 | €94,948 | €94,948 | €94,948 | = |
| Tax-exempt reserves132 | - | - | - | - | €50,520 | - |
| Distributable reserves133 | - | €73,357 | €90,037 | €124,736 | €197,036 | ▲ 58.0% |
| Profit (loss) carried forward14 | €2,069 | - | - | - | - | - |
| Amounts payable17/49 | €483,640 | €1.5m | €1.7m | €1.5m | €1.3m | ▼ 11.6% |
| Amounts payable after more than one year17 | €103,235 | €594,471 | €996,995 | €926,415 | €830,443 | ▼ 10.4% |
| Financial debts170/4 | - | €594,471 | €996,995 | €926,415 | €830,443 | ▼ 10.4% |
| Amounts payable within one year42/48 | €380,405 | €928,424 | €668,147 | €599,016 | €518,290 | ▼ 13.5% |
| Current portion of amounts payable after more than one year42 | - | €112,424 | €95,444 | €70,580 | €72,181 | ▲ 2.3% |
| Financial debts43 | - | €250,000 | €250,000 | - | - | - |
| Credit institutions430/8 | - | €250,000 | €250,000 | - | - | - |
| Trade debts44 | €7,874 | €340 | €87 | €804 | €32 | ▼ 96.0% |
| Suppliers440/4 | - | €340 | €87 | €804 | €32 | ▼ 96.0% |
| Taxes, remuneration and social security45 | - | €660 | €6,616 | €12,631 | €19,077 | ▲ 51.0% |
| Taxes450/3 | - | €660 | €6,616 | €12,631 | €19,077 | ▲ 51.0% |
| Other amounts payable47/48 | - | €565,000 | €316,000 | €515,000 | €427,000 | ▼ 17.1% |
| Accrued charges and deferred income492/3 | - | €7 | €128 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,429 | €2,176 | €66,680 | €84,699 | €122,820 | ▲ 45.0% |
| + Depreciation and write-downs630 | €17,667 | €22,141 | €54,753 | €57,937 | €75,959 | ▲ 31.1% |
| Operating cash flow (approximation) | €27,096 | €24,317 | €121,433 | €142,636 | €198,778 | ▲ 39.4% |
| Investment in fixed assets (approximation) | - | -€537,151 | -€698,250 | €0 | €0 | - |
| Change in cash | - | €505,390 | -€436,262 | -€54,417 | €30,537 | ▲ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2019net €122,820 ▲45%
Operating result €184,693, net result €122,820, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial
Weakest financial yearnet €2,069 ▼96.7%
Net result drops to €2,069, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1998
Ground area
1.2 ha
Building footprint
4,521 m²
Volume, LiDAR
23,466 m³
2 parcels, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Schildersstraat(Kor) 19, 8500 Kortrijk
since 19982.103.119.851
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020A0077/00G000 | Flanders | 1.2 ha | 1 · 4,454 m² | 8.7 m · 2 fl. |
| 34353B0059/00K004 | Flanders | 307 m² | 1 · 67 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
AUTOGROEP NOORDZEE
16 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- AUTOGROEP NOORDZEE
- LAMOS
Highest known parent: AUTOGROEP NOORDZEE. The sources do not say who stands above it.
Owners 1
- AUTOGROEP NOORDZEEparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,264 companies in sector 69209 we hold annual accounts for 1,101. 685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
46190Agents in non-specialised wholesale trade
64210Activities of holding companies
70200Business and other management consultancy
74301Translation services
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463541323
Registered
29-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.