SCHOCKMEL
ActiveSCHOCKMEL has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €517k and a net result of €-25k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 95% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
-4.8%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
9 d early
2023
2 d early
2022
12 d early
2021
61 d late
2020
25 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.42M
EBIT margin
0.0%
Net result
€-25k▲ 35.4%
2024 · €-39k
2018: €7k
2019: €13k
2020: €38k
2021: €39k
2022: €-6k
2023: €96k
2024: €-39k
2018 → 2025
Working capital
€410k▼ 4.1%
2024 · €428k
2018: €292k
2019: €331k
2020: €377k
2021: €424k
2022: €406k
2023: €459k
2024: €428k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.42M
Equity€491k-€485k▼ 1.2%€581k▲ 19.7%€542k▼ 6.7%€517k▼ 4.6%
Operating result€76k-€516▼ 99.3%€140k▲ 26,997%€-38k€-24k▲ 36.0%
Net result€39k-€-6k€96k€-39k€-25k▲ 35.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €38k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€107k▼ 6.5%
Current assets
€412k▼ 7.6%
Equity and liabilities €519k
Equity
€517k▼ 4.6%
Debt
€2k▼ 89.8%
The debt ratio falls from 3.2% to 0.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-17k▲
2024 · €-31k
Cash flow
€-18k▲
2024 · €-31k
Solvency
99.6%▲
2024 · 96.8%
Debt / equity
0.00▼
2024 · 0.03
ROE
-4.8%▲
2024 · -7.2%
ROA
-4.8%▲
2024 · -6.9%
Interest coverage
-56.61▲
2024 · -108.54
Debt
€2k▼
2024 · €18k
Debt ≤ 1 year
€2k▼
2024 · €18k
Income taxes
€339▼
2024 · €359
A ratio outside any meaningful range has been withheld (balance sheet total €519k, equity €517k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€560k€519k▼
Fixed assets21/28€114k€107k▼
Tangible fixed assets22/27€114k€107k▼
Land and buildings22€114k€107k▼
Financial fixed assets28€39€39▲
Current assets29/58€446k€412k▼
Amounts receivable within one year40/41€9k€8k▼
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€438k€404k▼
Equity and liabilities
Total equity and liabilities10/49€560k€519k▼
Equity10/15€542k€517k▼
Contributions10/11€20k€20k=
Reserves13€349k€349k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€347k€347k=
Profit (loss) carried forward14€173k€148k▼
Amounts payable17/49€18k€2k▼
Amounts payable within one year42/48€18k€2k▼
Trade debts44€310€339▲
Suppliers440/4€310€339▲
Taxes, remuneration and social security45€18k€2k▼
Taxes450/3€18k€2k▼
Other amounts payable47/48€10-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-28k€-13k▲
Operating profit (loss)9901€-38k€-24k▲
Financial charges65/66B€283€300▲
Recurring financial charges65€283€300▲
Profit (loss) for the period before taxes9903€-38k€-25k▲
Income taxes67/77€359€339▼
Profit (loss) for the period9904€-39k€-25k▲
Profit (loss) for the period to be appropriated9905€-39k€-25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€173k€148k▼
Profit (loss) brought forward from the previous period14P€212k€173k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 9current ratio 222.22
Current ratio from 24.52 to 222.22; short-term debt falls from €18k to €2k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-39k ▼141%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €96k
Net result €96k after one loss-making year.
31-12
Financial
Equity above €500kEq €581k ▲19.7%
Equity rises from €485k to €581k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 331current ratio 816.26
Current ratio from 2.47 to 816.26; short-term debt falls from €289k to €498.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 7 days late
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Messancy · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Etangs 226780 MessancyGround area
524 m²
Building footprint
79 m²
Volume, LiDAR
581 m³
Parcel 81015A0759/00E005, Wallonia · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Etangs 22, 6780 Messancy
since 19862.035.946.658
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81015A0759/00E005 | Wallonia | 524 m² | 1 · 79 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADILUC
BE 0417.713.573
Tielt · Eq €517k
BEROIL
BE 0880.768.611
Houthalen-Helchteren · Eq €513k
T.F.V.
BE 0458.604.815
Mol · Eq €522k
VERWORST & CIE
BE 0439.688.627
Bonheiden · Eq €512k
S V D
BE 0414.394.985
Meise · Eq €523k
Of 838 companies in sector 46810 we hold annual accounts for 473. 364 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-1986
Fiscal year end31-12
Activities, NACEBEL
46810Wholesale of solid, liquid and gaseous fuels and related products
68201Renting and operating of own or leased residential real estate, excluding social housing
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
49410Freight transport by road
52481
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.