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SCHMITZ CONCEPT

Active
Private limited companyfounded 199828 yrs activeRue du Fond du Wa 26, 4350 Remicourt, BelgiumKBO/BCE: BE 0463.445.907
Summary

SCHMITZ CONCEPT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€447,751) and a net result of -€32,095. Equity is shrinking by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 8200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
SCHMITZ CONCEPTActiveChecked score 31/100
Risk analysis ReportCompare

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
#2 oldest company in Remicourt, Construction sector1 site
How big
€75,673total assets 2025
Equity
-€447,751
Loss
-€32,095
Financially healthy?
31 Weak Checked score 2025
Bankruptcy chance 12 m
1.3%
Who decides
Accounts 32 d early1 of 5 deeds read
Why 31- Annual accounts: weaker financial profile- Higher-failure-rate sector- Higher-failure-rate region- Negative equity+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
31 / 100
Weak
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.79 against 3.88 in 2024; short-term debt: 54.7% and cash: 17.1% of total assets), but equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-591.7%
Return on assets
-42.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€447,751
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
24 d early
2023
23 d early
2022
33 d early
2021
86 d early
2020
27 d late
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignations & appointmentsDirector in office
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€447,751 View
  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€32,095 View
  • Caution: Among the weakest 5% on solvencysector median 43.6% · 8,200 companies -591.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€75,673
Loss
-€32,095
Solvency
-591.7%
Total assets▼ 60.7%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 07-09-2026Resignations & appointments
  2. 29-06-2026Annual accounts filed
  3. 07-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
27-05-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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