SCHILDERWERKEN DVD
ActiveSummary
SCHILDERWERKEN DVD has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €-5k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+10
Solvency18▼-22
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.2 against 2.11 in 2024; short-term debt: 64.9% and cash: 20.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.4%
Return on assets
-23.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
1 d early
2022
31 d early
2021
6 d early
2020
10 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k
2024 · €3k
2018: €13k
2019: €37k
2020: €38k
2021: €45k
2022: €46k
2023: €40k
2024: €3k
2018 → 2025
Total assets
€19k▼ 7.8%
2024 · €20k
2018: €62k
2019: €75k
2020: €69k
2021: €73k
2022: €73k
2023: €71k
2024: €20k
2018 → 2025
Net result
€-5k▲ 87.9%
2024 · €-37k
2018: €-6k
2019: €24k
2020: €777
2021: €7k
2022: €1k
2023: €-5k
2024: €-37k
2018 → 2025
Working capital
€2k▼ 60.1%
2024 · €6k
2018: €15k
2019: €40k
2020: €39k
2021: €43k
2022: €45k
2023: €45k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€46k▲ 2.5%€40k▼ 11.7%€3k▼ 92.3%€-1k
Operating result€9k-€2k▼ 79.7%€-4k€-34k▼ 696%€-2k▲ 94.9%
Net result€7k-€1k▼ 84.5%€-5k€-37k▼ 594%€-5k▲ 87.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€4k ▼ 52.8%
Current assets
€15k ▲ 27.0%
Key figures and ratios
EBITDA
€3k▲
2024 · €-29k
Cash flow
€211▲
2024 · €-33k
Solvency
-7.4%▼
2024 · 15.2%
Current ratio
1.20▼
2024 · 2.11
Debt to equity
-14.60▼
2024 · 5.57
ROA
-23.9%▲
2024 · -182.2%
Interest coverage
1.16▲
2024 · -9.97
Debt
€20k▲
2024 · €17k
Debt ≤ 1 year
€12k▲
2024 · €5k
Debt > 1 year
€4k▼
2024 · €7k
Income taxes
€266▲
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20k€19k▼
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Land and buildings22€7k€4k▼
Furniture and vehicles24€2k€720▼
Current assets29/58€12k€15k▲
Amounts receivable within one year40/41€9k€9k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€979€4k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€20k€19k▼
Equity10/15€3k€-1k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-5k€-9k▼
Amounts payable17/49€17k€20k▲
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€5k€12k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€347€5k▲
Suppliers440/4€347€5k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€266
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€876€2k▲
Gross operating margin9900€-29k€5k▲
Operating profit (loss)9901€-34k€-2k▲
Financial income75/76B€16€63▲
Recurring financial income75€16€63▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-37k€-4k▲
Income taxes67/77€250€266▲
Profit (loss) for the period9904€-37k€-5k▲
Profit (loss) for the period to be appropriated9905€-37k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-9k▼
Profit (loss) brought forward from the previous period14P€32k€-5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.52
Current ratio from 1.88 to 5.52; short-term debt falls from €17k to €9k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbergstraat 762840 RumstGround area
214 m²
Building footprint
170 m²
Volume, LiDAR
893 m³
Parcel 11037B0473/00H004, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SCHILDERWERKEN DVD
since 20062.153.111.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037B0473/00H004 | Flanders | 214 m² | 1 · 170 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONDOTTI
BE 0864.529.623
Antwerpen · Eq €3,210
RSWT Décoration
BE 0733.993.555
Gembloux · Eq €3,000
SWS PROJECTS
BE 0684.752.001
Aalst · Eq €3,560
Vandebroek Vloeren
BE 1017.003.131
Pelt · Eq €3,586
B. DETHIER PEINTURE & DECORATION
BE 0792.952.036
Theux · Eq €2,691
Of 914 companies in sector 43333 we hold annual accounts for 400. 99 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.