SCHILDERWERKEN DEKKERS
The computed 12-month bankruptcy probability of SCHILDERWERKEN DEKKERS is 0.5% (low). The 2025 annual accounts show equity of €174k and a net result of €2k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 2905 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €174k |
| Net result | €2k |
| Better than sector | 94% |
| Active | 42 yrs |
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 87.3% | 43.4% | |
| Net result | €2k | €13k | |
| Equity | €174k | €44k | |
| Gross operating margin | €22k | €39k | |
| Staff costs | €4k | €30k |
Show 12 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €16k |
| Net profit | €2k |
| Cash flow | €15k |
| Staff costs | €4k |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €199k |
| Equity | €174k |
| Debt | €25k |
| of which ≤ 1y | €24k |
| of which > 1y | €2k |
| Working capital | €135k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 6.69 |
| Quick ratio | 6.34 |
| Working capital ratio | 67.6% |
| Solvency | 87.3% |
| Debt / equity | 0.15 |
| Long-term debt ratio | 0.01 |
| Interest coverage | 8.34 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.0% |
| ROE | 1.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €199k |
| Fixed assets | 21/28 | €41k |
| Tangible fixed assets | 22/27 | €41k |
| Current assets | 29/58 | €158k |
| Stocks & contracts in progress | 3 | €8k |
| Amounts receivable within one year | 40/41 | €14k |
| Cash & bank | 54/58 | €21k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €199k |
| Equity | 10/15 | €174k |
| Contributions / capital | 10/11 | €9k |
| Reserves | 13 | €165k |
| Amounts payable | 17/49 | €25k |
| Amounts payable after one year | 17 | €2k |
| Amounts payable within one year | 42/48 | €24k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €4k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
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Hanne AertsDirectorState Gazette act 23008515 (18-01-2023)Current18-01-2023 → present
| NACE primary | Schilderen van gebouwen(43341) |
| Legal form | Private limited company(610) |
| Incorporation | 01-10-1983 |
| Status | Active |
| Postal code | 2310 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502E0357/00G000 | Flanders | 1,051 m² | 1 · 123 m² | 10.5 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
18-01-2023 Hanne Aerts appointed as director correction
- Hanne Aerts, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": "96.06.14-290.87",
"name": "Hanne Aerts",
"address": "2275 Lille, Hoeksken 53 B1",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "additional",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De vergadering neemt kennis van en verklaart zich unaniem akkoord met de benoeming van volgende bestuurder met onmiddellijke ingang: \u2022Hanne Aerts, NN 96.06.14-290.87, wonende te 2275 Lille, Hoeksken 53 B1",
"decharge_status": null,
"mandate_duration": {
"kind": "immediate",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "decharge_granted",
"role": null,
"person": null,
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De vergadering verleent volmacht aar\u0131 Boekhouding \u0026 Bedrijfsconsult BV, vertegenwoordigd door Johan Prooth, bestuurder, om namens en voor rekening van de vennootschap alle wettelijke en administratieve: formaliteiten, alsook publicatie van de benoeming van Hanne Aerts als bijkomende bestuurder in de",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "correction",
"role": null,
"person": null,
"reason": null,
"subkind": "rectification",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Op de laatste blz. van Luik B vermelden: Recto: Naam en hoedanigheid van de instrumenterende notaris, hetzij van de perso(o)n(en) bevoegd de rechtspersoon ten aanzien van derden te vertegenwoordigen Verso: Naam en handtekening.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2023-01-09",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2023-01-02",
"unanimous": true
}
],
"is_correction": true,
"subject_company": {
"kbo": "0425.970.055",
"name_full": "Schilderwerken Dekkers",
"legal_form": "Bv"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": "Boekhouding en Bedrijfsconsult BV",
"person_name": "Johan Prooth",
"org_rep_person_name": null,
"person_role_at_subject": "bestuurder"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad",
"Annexes du Moniteur",
"Mod Word 11.1"
],
"corrected_publication_numac": null
}| Legal nameNL | SCHILDERWERKEN DEKKERS |