Financials
- Fiscal year
- 2025
- Total assets
- €127,745
- Profit
- €76,059
- Solvency
- 62.8%
Schilderwerken CVA
ActiveSummary
Schilderwerken CVA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,226 and a net result of €76,059. Its solvency ranks better than 67% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Painting of buildings
NACE 43341
1 site
Size
€127,745total assets 2025
- Equity
- €80,226
- Profit
- €76,059
Turnover not published (abridged schema)
Structure
Accounts 119 d early1 of 2 deeds read
Why 87- Founded in 2025- 1 change of registered office in 24 months+ Liquidity: current ratio 2.19, cash €81,257+ Equity €80,226 (62.8% of total assets)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
88
equity 62.8% of total assets
Liquidity
83
short-term debt 37.2% · cash 63.6%
Profitability
100
return on assets 59.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.4%lowest value
08-2026: 0.4%● 0.0% vs 07-2026lowest value
09-2026: 0.4%● 0.0% vs 08-2026lowest value
10-2026: 0.4%▲ +1.7% vs 09-2026highest value
- Liquidity: current ratio 2.19, cash €81,257 lowers the probability
- Founded in 2025 raises the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Equity €80,226 (62.8% of total assets) lowers the probability
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.19; short-term debt: 37.2% and cash: 63.6% of total assets), and 37.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 68%, liquidity 81%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
119 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move · Power of…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 03-04-2026Annual accounts filed
- 25-03-2026Registered office
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Painting of buildingsNACE 43341
- Founded
- 17-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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