Gaemento
ActiveGaemento has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €79k. Its solvency ranks better than 53% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency75
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.46; short-term debt: 28.1% and cash: 19.7% of total assets), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
49.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€80k
Total assets
€160k
Net result
€79k
Working capital
€66k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €160k
Fixed assets
€49k
Current assets
€111k
Equity and liabilities €160k
Equity
€80k
Debt
€81k
Debt finances 50.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€114k
Cash flow
€89k
Solvency
49.7%
Current ratio
2.46
Quick ratio
2.46
Debt / equity
1.01
ROE
99.8%
ROA
49.6%
Interest coverage
24.27
Debt
€81k
Debt ≤ 1 year
€45k
Debt > 1 year
€36k
Income taxes
€20k
Staff costs
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€160k
Fixed assets21/28€49k
Tangible fixed assets22/27€49k
Plant, machinery and equipment23€3k
Furniture and vehicles24€46k
Current assets29/58€111k
Amounts receivable within one year40/41€76k
Trade receivables40€76k
Other amounts receivable41€79
Cash at bank and in hand54/58€32k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€160k
Equity10/15€80k
Contributions10/11€1k
Reserves13€79k
Distributable reserves133€79k
Profit (loss) carried forward14€0
Amounts payable17/49€81k
Amounts payable after more than one year17€36k
Financial debts170/4€36k
Amounts payable within one year42/48€45k
Current portion of amounts payable after more than one year42€6k
Trade debts44€208
Suppliers440/4€208
Taxes, remuneration and social security45€24k
Taxes450/3€22k
Remuneration and social security454/9€2k
Other amounts payable47/48€15k
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€837
Gross operating margin9900€117k
Operating profit (loss)9901€104k
Financial income75/76B€73
Recurring financial income75€73
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€100k
Income taxes67/77€20k
Profit (loss) for the period9904€79k
Profit (loss) for the period to be appropriated9905€79k
Appropriation of the result
Profit (loss) to be appropriated9906€79k
Transfer to equity691/2€79k
To other reserves6921€79k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 1178800 RoeselareGround area
842 m²
Building footprint
230 m²
Volume, LiDAR
669 m³
Parcel 36505A0505/00T003, Flanders · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gaemento
since 20242.368.976.758
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0505/00T003 | Flanders | 842 m² | 1 · 230 m² | 4.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Julien Stilmant Construction
BE 1017.638.480
Bastogne · Eq €80k
BOUWWERKEN LELY
BE 0633.523.232
Laarne · Eq €80k
PROFADAK
BE 0897.166.757
Zonhoven · Eq €80k
RJ CONCEPT TOITURE
BE 0768.267.615
La Louvière · Eq €80k
GLOBAL HOME
BE 0696.782.375
Charleroi · Eq €80k
Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,795 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2024
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43910Bricklaying and masonry work
43994Specialised construction activities
43120Site preparation
43331Floor and wall tiling
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.gaemento.be
E-mail:info@gaemento.be