LU.KA
ActiveLU.KA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €73k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 53% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency57▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.97 in 2024), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34%
Return on assets
10.9%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-10-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
8 d early
2023
5 d early
2022
7 d early
2021
2 d early
2020
39 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 19.8%
2024 · €189k
2019: €55k
2020: €94k
2021: €168k
2022: €189k
2023: €189k
2024: €189k
2019 → 2025
Total assets
€666k▼ 8.8%
2024 · €730k
2019: €725k
2020: €764k
2021: €755k
2022: €800k
2023: €773k
2024: €730k
2019 → 2025
Net result
€73k▼ 11.2%
2024 · €82k
2019: €33k
2020: €83k
2021: €74k
2022: €21k
2023: €80k
2024: €82k
2019 → 2025
Working capital
€10k
2024 · €-4k
2019: €-1k
2020: €7k
2021: €56k
2022: €45k
2023: €18k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€189k▲ 12.4%€189k=€189k=€226k▲ 19.8%
Operating result€114k-€36k▼ 68.1%€115k▲ 216%€134k▲ 16.2%€116k▼ 13.3%
Net result€74k-€21k▼ 72.0%€80k▲ 286%€82k▲ 1.6%€73k▼ 11.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€584k▼ 3.3%
Current assets
€82k▼ 35.2%
Equity and liabilities €666k
Equity
€226k▲ 19.8%
Debt
€440k▼ 18.7%
The debt ratio falls from 74.1% to 66.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€135k▼
2024 · €153k
Cash flow
€92k▼
2024 · €101k
Solvency
34.0%▲
2024 · 25.9%
Current ratio
1.14▲
2024 · 0.97
Quick ratio
1.14▲
2024 · 0.97
Debt / equity
1.94▼
2024 · 2.87
ROE
32.1%▼
2024 · 43.3%
ROA
10.9%▼
2024 · 11.2%
Interest coverage
6.69▲
2024 · 6.55
Debt
€440k▼
2024 · €541k
Debt ≤ 1 year
€72k▼
2024 · €131k
Debt > 1 year
€365k▼
2024 · €407k
Income taxes
€25k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€730k€666k▼
Fixed assets21/28€604k€584k▼
Tangible fixed assets22/27€604k€584k▼
Land and buildings22€601k€584k▼
Plant, machinery and equipment23€359€0▼
Furniture and vehicles24€2k€77▼
Current assets29/58€126k€82k▼
Amounts receivable within one year40/41€0€59k▲
Trade receivables40€0€2k▲
Other amounts receivable41€0€58k▲
Cash at bank and in hand54/58€120k€19k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€730k€666k▼
Equity10/15€189k€226k▲
Contributions10/11€20k€20k=
Reserves13€169k€206k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€169k€206k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€541k€440k▼
Amounts payable after more than one year17€407k€365k▼
Financial debts170/4€407k€365k▼
Amounts payable within one year42/48€131k€72k▼
Current portion of amounts payable after more than one year42€43k€43k=
Trade debts44€2k€53▼
Suppliers440/4€2k€53▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€600€0▼
Other amounts payable47/48€82k€25k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€164k€146k▼
Operating profit (loss)9901€134k€116k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€23k€20k▼
Recurring financial charges65€23k€20k▼
Profit (loss) for the period before taxes9903€110k€97k▼
Income taxes67/77€28k€25k▼
Profit (loss) for the period9904€82k€73k▼
Profit (loss) for the period to be appropriated9905€82k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€73k▼
Transfer from equity791/2-€35k
Transfer to equity691/2-€73k
To other reserves6921-€73k
Profit to be distributed694/7€82k€35k▼
Return on contributions (dividend)694€82k€35k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €200kEq €226k ▲19.8%
7 profitable years in a row build equity to €226k.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €21k ▼72%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €150kEq €168k ▲79.4%
3 profitable years in a row build equity to €168k.
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €83k ▲155%
Net result €83k, the highest in the series.
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 832500 LierGround area
618 m²
Building footprint
100 m²
Volume, LiDAR
608 m³
Parcel 12393F0240/00L000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LU.KA
since 20142.256.555.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0240/00L000 | Flanders | 618 m² | 1 · 100 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Immo I&W
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W H MONTGOMERY
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2014
Fiscal year end31-03
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tom@03beheer.be