SCHEPERS CONSTRUCT
ActiveFrom the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
SCHEPERS CONSTRUCT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,197 and a net result of €7,027. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 46% of 658 sector peers (NACE 16, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Official details
KBO- Status
- Active since 04-06-2021 Normal situation
- Legal form
- Private limited company
- Registered office
- Sparhoekdreef 52, 9880 Aalter
- Activity
- Manufacture of other builders' carpentry and joinery NACE 16230and 1 other
- Establishment unit
- 2.318.127.180 9880 Aalter, since 04-06-2021
- Financial year end
- 30 September
- Peppol
- Reachable since 28-08-2023
How it is doing
- Bankruptcy probabilitywithin 12 months
- 1.2%
- Gross margin
- €15,428
- ▼ 22.6%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €7,027
- ▼ 50.6%
- Equity
- €33,197
- ▲ 13.8%
- Total assets
- €89,475
- ▲ 7.8%
Why 66raises riskFounded in 2021Size: total assets €89,475Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)lowers riskFigures for financial year 2025 (filed 05-05-2026)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro): better than 45% on solvency, 48% on liquidity, 67% on profitability and 66% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 4 accounts on average 1 day after the deadline; the sector median (NACE 16) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 30-04-2026
- Format
- micro format
- Reference
- 2026-00101238
Source amounts without an identifiable currency are assumed to be EUR.
2022 to 2025, 4 financial years
The operating result has fallen two years in a row; 2025 is 56% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 16, Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €316 | €820 | €971 | €6,571 | ▲ 577% |
| Other operating charges640/8 | €403 | €588 | €848 | €968 | ▲ 14.2% |
| Gross operating margin9900 | €12,465 | €25,752 | €19,938 | €15,428 | ▼ 22.6% |
| Operating profit (loss)9901 | €11,746 | €24,344 | €18,119 | €7,889 | ▼ 56.5% |
| Financial income75/76B | - | €0 | €217 | €443 | ▲ 104% |
| Recurring financial income75 | - | €0 | €217 | €443 | ▲ 104% |
| Financial charges65/66B | €117 | €140 | €70 | €1,100 | ▲ 16× |
| Recurring financial charges65 | €117 | €140 | €70 | €1,100 | ▲ 16× |
| Profit (loss) for the period before taxes9903 | €11,629 | €24,204 | €18,266 | €7,232 | ▼ 60.4% |
| Income taxes67/77 | €2,402 | €5,500 | €4,027 | €204 | ▼ 94.9% |
| Profit (loss) for the period9904 | €9,227 | €18,704 | €14,239 | €7,027 | ▼ 50.6% |
| Profit (loss) for the period to be appropriated9905 | €9,227 | €18,704 | €14,239 | €7,027 | ▼ 50.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €26,412 | €49,336 | €82,985 | €89,475 | ▲ 7.8% |
| Fixed assets21/28 | €4,739 | €5,582 | €6,058 | €48,027 | ▲ 693% |
| Tangible fixed assets22/27 | €4,739 | €5,582 | €6,058 | €48,027 | ▲ 693% |
| Plant, machinery and equipment23 | €4,333 | €4,861 | €5,712 | €5,008 | ▼ 12.3% |
| Furniture and vehicles24 | €406 | €722 | €346 | €909 | ▲ 163% |
| Leasing and similar rights25 | - | - | - | €42,110 | - |
| Current assets29/58 | €21,673 | €43,754 | €76,927 | €41,448 | ▼ 46.1% |
| Stocks and contracts in progress3 | - | - | €1,846 | €2,246 | ▲ 21.7% |
| Stocks30/36 | - | - | €1,846 | €2,246 | ▲ 21.7% |
| Amounts receivable within one year40/41 | €19,691 | €43,700 | €62,894 | €30,321 | ▼ 51.8% |
| Trade receivables40 | €9,523 | €29,664 | €34,456 | €22,216 | ▼ 35.5% |
| Other amounts receivable41 | €10,168 | €14,035 | €28,438 | €8,105 | ▼ 71.5% |
| Cash at bank and in hand54/58 | €1,648 | €54 | €11,302 | €8,304 | ▼ 26.5% |
| Deferred charges and accrued income490/1 | €333 | - | €886 | €577 | ▼ 34.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €26,412 | €49,336 | €82,985 | €89,475 | ▲ 7.8% |
| Equity10/15 | €11,227 | €29,931 | €29,170 | €33,197 | ▲ 13.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €9,227 | €27,931 | €27,170 | €31,197 | ▲ 14.8% |
| Distributable reserves133 | €9,227 | €27,931 | €27,170 | €31,197 | ▲ 14.8% |
| Amounts payable17/49 | €15,185 | €19,405 | €53,815 | €56,277 | ▲ 4.6% |
| Amounts payable after more than one year17 | - | - | - | €33,512 | - |
| Financial debts170/4 | - | - | - | €33,512 | - |
| Amounts payable within one year42/48 | €15,185 | €19,405 | €53,429 | €22,766 | ▼ 57.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €9,039 | - |
| Trade debts44 | €9,050 | €14,486 | €35,161 | €9,855 | ▼ 72.0% |
| Suppliers440/4 | €9,050 | €14,486 | €35,161 | €9,855 | ▼ 72.0% |
| Taxes, remuneration and social security45 | €5,886 | €4,920 | €3,269 | €872 | ▼ 73.3% |
| Taxes450/3 | €5,886 | €4,920 | €3,269 | €872 | ▼ 73.3% |
| Other amounts payable47/48 | €249 | - | €15,000 | €3,000 | ▼ 80.0% |
| Accrued charges and deferred income492/3 | - | - | €386 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,227 | €18,704 | €14,239 | €7,027 | ▼ 50.6% |
| + Depreciation and write-downs630 | €316 | €820 | €971 | €6,571 | ▲ 577% |
| Operating cash flow (approximation) | €9,543 | €19,524 | €15,210 | €13,599 | ▼ 10.6% |
| Investment in fixed assets (approximation) | - | -€1,664 | -€1,446 | -€48,540 | ▼ 3,257% |
| Change in cash | - | -€1,594 | €11,248 | -€2,997 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Schepers Loughlin |
|
Owners and capital
Owners
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0769.367.574
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44503F0829/00C003 | Flanders | 728 m² | 1 · 184 m² | 8.4 m · 1 |