SNS CONCEPT

Active

Private limited company (pre-2019)founded 2017active for 9 yearsOtto de Mentockplein 7, 1853 Grimbergen, BelgiumKBO/BCE: BE 0673.487.232

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SNS CONCEPT has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,549) and a net result of €26,145. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 173 sector peers (NACE 16, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisFollow Report Compare

SNS CONCEPTActiveChecked score 55/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 24-03-2017 Normal situation
Legal form: Private limited company (pre-2019)
Registered office: Otto de Mentockplein 7, 1853 Grimbergen
Activity: Manufacture of other builders' carpentry and joinery NACE 16230and 5 others
Establishment unit: 2.264.715.418 1853 Grimbergen, since 24-03-2017
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Who decides

Board: Office holders in the KBO

Board & ownership

How it is doing

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.5%

Annual accounts 2025

Gross margin: €44,261
Turnover: ≈ €160,000; estimated
Profit: €26,145
Equity: -€10,549; ▲ 71.3%
Total assets: €102,292; ▲ 7.5%

2025 accounts filed 30 days late

Filed on 30-08-2026at the National Bank

Financials

Why 55raises riskCapped at 59: negative equityLiquidity: current ratio 0.79, cash €1, halvedNegative equity -€10,549Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)lowers riskSize: total assets €102,292Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 49% of its sector peers (NACE 16, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 15+15

equity -10.3% of total assets

Liquidity 0-12

short-term debt 110.3% · cash 0.0%

Profitability 100+100

return on assets 25.6%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,032 companies, NACE 16, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025lowest value 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.3 percentage points vs 08-2025 10-2025: 2.3%▲ +1.1 percentage points vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.2%▼ -0.1 percentage points vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.1%▼ -0.1 percentage points vs 02-2026 04-2026: 2.2%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%▼ -0.1 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 2.9%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.5%▼ -1.4 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.79, compared with 0.57 in 2024, below 1; short-term debt: 110.3% and cash: 0% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro): better than 10% on solvency, 1% on liquidity, 95% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Size: total assets €102,292

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.79, cash €1, halved

NBB · annual accounts

Negative equity -€10,549

NBB · annual accounts

Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 173 sector peers (2025).

NBB · sector comparison

Position among 173 sector peers

Solvency

better than 6%

← weakest strongest →

2025 accounts filed 30 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 9 filings

Deviation from the deadline

2025

30 days late

2024

27 days late

2023

28 days early

2022

34 days early

2021

4 days early

2020

31 days early

2019

95 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median (NACE 16) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€10,549 View
Caution: Among the weakest 6% on solvencysector median 52.1% · 173 companies -10.3% View
Positive: Back in profit in 2025after -€69,883 in 2024 €26,145 View

Documents

Key facts about SNS CONCEPT

What is the company number of SNS CONCEPT?: 0673.487.232. In Belgium the VAT number is the company number with BE in front: BE 0673.487.232.
Where is SNS CONCEPT based?: The registered office is at Otto de Mentockplein 7, 1853 Grimbergen.Company details
What does SNS CONCEPT do?: According to the KBO register, the main activity is manufacture of other builders' carpentry and joinery (NACE 16230).
What is the legal form of SNS CONCEPT?: Private limited company (pre-2019) (BVBA).
When was SNS CONCEPT founded?: On 24-03-2017.
Is SNS CONCEPT still active?: Yes, SNS CONCEPT is an active enterprise in the KBO register.
What is the turnover of SNS CONCEPT?: ≈ €160,000 in financial year 2025. Estimated from the gross margin of €44,261: probably between €84,000 and €300,000, based on 1,222 comparable companies of the same size. A rough estimate.Financials
Is SNS CONCEPT profitable?: In financial year 2025, SNS CONCEPT made a profit of €26,145.
Where can I find the annual accounts of SNS CONCEPT?: SNS CONCEPT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SNS CONCEPT due?: By 31-07-2027, for financial year 2026.Timeline