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Schepens Koeltechniek

Active
Private limited companyfounded 2024active for 2 yearsGrotenbergestraat 90, 9620 Zottegem, BelgiumKBO/BCE: BE 1008.739.226
Summary

Schepens Koeltechniek has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,984 and a net result of €88,984. Its solvency ranks better than 19% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Schepens KoeltechniekActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
≈ €580,000turnover 2025, estimated
Equity
€93,984
Profit
€88,984
Turnover estimated from the gross margin
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts 7 days early
Why 69raises riskFounded in 2024Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €551,221Figures for financial year 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 42
equity 17.1% of total assets
Liquidity 52
short-term debt 24.3% · cash 8.4%
Profitability 89
return on assets 16.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 05-2025: 1.9% 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.3 percentage points vs 07-2025 09-2025: 2.4%▲ +0.1 percentage points vs 08-2025 10-2025: 2.7%▲ +0.3 percentage points vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 3.0%▲ +0.3 percentage points vs 11-2025 01-2026: 2.9%▼ -0.1 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.2%▲ +0.3 percentage points vs 02-2026 04-2026: 3.3%▲ +0.1 percentage points vs 03-2026 05-2026: 3.3%● unchanged vs 04-2026highest value 06-2026: 3.3%● unchanged vs 05-2026highest value 07-2026: 3.3%● unchanged vs 06-2026highest value 08-2026: 0.7%▼ -2.6 percentage points vs 07-2026lowest value 09-2026: 0.7%● unchanged vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.93, below 1; short-term debt: 24.3% and cash: 8.4% of total assets), and 82.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 46% on liquidity and 74% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €551,221
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed 24-07-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34855 sector peers (2025).
NBB · sector comparison
Position among 34855 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: SCHEPENS Miel (director) ·…

Key points

  • Positive: Among the best 6% on net resultsector median €10,232 · 34,842 companies €88,984 View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €551,221 View

By topic

Financials

Financial year
2025
Total assets
€551,221
Profit
€88,984
Solvency
17.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
24-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
Last Friday of June at 17:00
Purpose
“De vervaardiging,de plaatsing,de herstelling en het onderhoud van…” (deed in Dutch)
Go to Articles of association

Key facts about Schepens Koeltechniek

What is the company number of Schepens Koeltechniek?
1008.739.226. In Belgium the VAT number is the company number with BE in front: BE 1008.739.226.
Where is Schepens Koeltechniek based?
The registered office is at Grotenbergestraat 90, 9620 Zottegem.Company details
What does Schepens Koeltechniek do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of Schepens Koeltechniek?
Private limited company (BV).
When was Schepens Koeltechniek founded?
On 24-04-2024.
Is Schepens Koeltechniek still active?
Yes, Schepens Koeltechniek is an active enterprise in the KBO register.
What is the turnover of Schepens Koeltechniek?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Schepens Koeltechniek profitable?
In financial year 2025, Schepens Koeltechniek made a profit of €88,984.
Where can I find the annual accounts of Schepens Koeltechniek?
Schepens Koeltechniek filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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