Schepens & Co
ActiveSummary
Schepens & Co has been active since 1965 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €502k and a net result of €128k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-21
Solvency70▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.17 in 2023; short-term debt: 51.5% and cash: 39.3% of total assets), but 54.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
8 d early
2022
24 d early
2021
16 d early
2020
29 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, abbreviated schema
Equity
€502k▲ 0.2%
2023 · €501k
Total assets
€1.11M▲ 21.0%
2023 · €915k
Net result
€128k▼ 32.1%
2023 · €188k
Working capital
€514k▲ 7.0%
2023 · €480k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€225k€471k▲ 110%€464k▼ 1.4%€63k▼ 86.4%€-144k
Net result€293k▲ 205%€879k▲ 200%€1.06M▲ 20.4%€188k▼ 82.2%€128k▼ 32.1%
Equity€432k▲ 0.7%€381k▼ 11.8%€399k▲ 4.7%€501k▲ 25.7%€502k▲ 0.2%
Total assets€965k▲ 30.9%€1.53M▲ 58.6%€1.66M▲ 8.5%€915k▼ 44.9%€1.11M▲ 21.0%
Debt€534k▲ 73.0%€1.15M▲ 115%€1.26M▲ 9.7%€413k▼ 67.2%€605k▲ 46.3%
Working capital€405k▲ 0.4%€360k▼ 11.1%€364k▲ 1.3%€480k▲ 31.8%€514k▲ 7.0%
Staff (FTE)5.5▲ 14.6%6.7▲ 21.8%7.4▲ 10.4%6.9▼ 6.8%6▼ 13.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €144k after €63k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.11M
Fixed assets
€24k ▲ 1.7%
Current assets
€1.08M ▲ 21.6%
Equity and liabilities €1.11M
Equity
€502k ▲ 0.2%
Debt
€605k ▲ 46.3%
Debt's share of the balance-sheet total rises from 45.2% to 54.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-133k▼
2023 · €76k
Cash flow
€140k▼
2023 · €201k
Current ratio
1.90▼
2023 · 2.17
Debt to equity
1.20▲
2023 · 0.82
ROE
25.5%▼
2023 · 37.6%
ROA
11.6%▼
2023 · 20.6%
Interest coverage
-2.61▼
2023 · 1.12
Debt ≤ 1 year
€570k▲
2023 · €411k
Income taxes
€2k▲
2023 · €2k
Staff costs
€705k▼
2023 · €727k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | €8k | €0 | €1k | - |
| Remuneration, social security and pensions62 | - | €502k | €586k | €727k | €705k | ▼ 3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €10k | €10k | €13k | €12k | ▼ 9.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €6k | €4k | €4k | €12k | ▲ 229% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €639k | €988k | €1.06M | €806k | €584k | ▼ 27.5% |
| Operating profit (loss)9901 | €225k | €471k | €464k | €63k | €-144k | ▼ 329% |
| Financial income75/76B | - | €461k | €699k | €195k | €325k | ▲ 66.7% |
| Recurring financial income75 | €145k | €461k | €699k | €195k | €325k | ▲ 66.7% |
| Non-recurring financial income76B | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €18k | €12k | €68k | €51k | ▼ 25.0% |
| Recurring financial charges65 | €77k | €18k | €12k | €68k | €51k | ▼ 25.0% |
| Profit (loss) for the period before taxes9903 | €294k | €914k | €1.15M | €190k | €130k | ▼ 31.7% |
| Income taxes67/77 | €2k | €35k | €94k | €2k | €2k | ▲ 7.2% |
| Profit (loss) for the period9904 | €293k | €879k | €1.06M | €188k | €128k | ▼ 32.1% |
| Profit (loss) for the period to be appropriated9905 | €293k | €879k | €1.06M | €188k | €128k | ▼ 32.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €965k | €1.53M | €1.66M | €915k | €1.11M | ▲ 21.0% |
| Fixed assets21/28 | €27k | €21k | €35k | €23k | €24k | ▲ 1.7% |
| Tangible fixed assets22/27 | €26k | €20k | €33k | €22k | €23k | ▲ 1.7% |
| Plant, machinery and equipment23 | - | €2k | €950 | €475 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €18k | €32k | €22k | €23k | ▲ 3.9% |
| Financial fixed assets28 | €1k | €1k | €1k | €977 | €977 | = |
| Current assets29/58 | €938k | €1.51M | €1.63M | €891k | €1.08M | ▲ 21.6% |
| Amounts receivable within one year40/41 | €168k | €124k | €215k | €122k | €417k | ▲ 242% |
| Trade receivables40 | - | €110k | €155k | €81k | €372k | ▲ 359% |
| Other amounts receivable41 | - | €15k | €60k | €41k | €45k | ▲ 9.4% |
| Current investments50/53 | - | - | - | €395k | €200k | ▼ 49.3% |
| Cash at bank and in hand54/58 | €727k | €1.35M | €1.39M | €353k | €435k | ▲ 23.3% |
| Deferred charges and accrued income490/1 | - | €31k | €23k | €22k | €32k | ▲ 42.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €965k | €1.53M | €1.66M | €915k | €1.11M | ▲ 21.0% |
| Equity10/15 | €432k | €381k | €399k | €501k | €502k | ▲ 0.2% |
| Contributions10/11 | €62k | €10k | €10k | €10k | €10k | = |
| Reserves13 | €370k | €371k | €389k | €491k | €492k | ▲ 0.2% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Tax-exempt reserves132 | - | €68k | €68k | €68k | €68k | = |
| Distributable reserves133 | - | €303k | €321k | €424k | €425k | ▲ 0.2% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €534k | €1.15M | €1.26M | €413k | €605k | ▲ 46.3% |
| Amounts payable within one year42/48 | €534k | €1.15M | €1.26M | €411k | €570k | ▲ 38.6% |
| Financial debts43 | - | €2k | €7k | €3k | €4k | ▲ 15.4% |
| Credit institutions430/8 | - | €2k | €7k | €38 | €0 | ▼ 100% |
| Other loans439 | - | - | - | €3k | €4k | ▲ 16.7% |
| Trade debts44 | €192k | €156k | €118k | €107k | €356k | ▲ 233% |
| Suppliers440/4 | - | €156k | €118k | €107k | €356k | ▲ 233% |
| Taxes, remuneration and social security45 | - | €292k | €366k | €67k | €71k | ▲ 5.6% |
| Taxes450/3 | - | €239k | €305k | €8k | €16k | ▲ 100% |
| Remuneration and social security454/9 | - | €53k | €61k | €59k | €55k | ▼ 6.8% |
| Other amounts payable47/48 | - | €701k | €770k | €234k | €139k | ▼ 40.5% |
| Accrued charges and deferred income492/3 | - | - | - | €2k | €35k | ▲ 1,564% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €293k | €879k | €1.06M | €188k | €128k | ▼ 32.1% |
| + Depreciation and write-downs630 | €11k | €10k | €10k | €13k | €12k | ▼ 9.4% |
| Operating cash flow (approximation) | €304k | €888k | €1.07M | €201k | €140k | ▼ 30.6% |
| Investment in fixed assets (approximation) | - | €-4k | €-23k | €-1k | €-12k | ▼ 696% |
| Change in cash | - | €628k | €33k | €-1.03M | €82k | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2026
02-09
State Gazette act
Reappointments: ANRICO (director) and B & H Tradnav (director)Permanent representatives: Geoffrey Schepens and Jean-Paul Schepens · Resignation: B & H Tradnav (managing director) · Appointments: ANRICO (managing director) and Geoffrey Schepens (chair)12 facts ▸
State Gazette act
Reappointments: ANRICO (director) and B & H Tradnav (director)
Permanent representatives: Geoffrey Schepens and Jean-Paul Schepens · Resignation: B & H Tradnav (managing director) · Appointments: ANRICO (managing director) and Geoffrey Schepens (chair)12 facts ▸
- General meeting, 04-06-2026
- Director reappointment, ANRICO (director)
- Permanent representative, Geoffrey Schepens (permanent representative)
- Director reappointment, B & H Tradnav (director)
- Permanent representative, Jean-Paul Schepens (permanent representative)
- Other statement, stemming herbenoeming bestuurders, eenparigheid van stemmen
- Power of attorney, BV Acctive Zuid
- Other statement, stemming volmacht, eenparigheid van stemmen
- Board meeting, 04-06-2026
- Director resignation, B & H Tradnav (managing director)
- Director appointment, ANRICO (managing director)
- Director appointment, Geoffrey Schepens (chair)
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €501k ▲25.7%
6 profitable years in a row build equity to €501k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €1.06M ▲20.4%
Net result €1.06M, the highest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26111199). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
ANRICO
CurrentDirector · since 04-06-2026 · Private limited company · perm. rep.: Geoffrey Schepens
B & H TRADNAV
CurrentDirector · since 04-06-2026 · Private limited company · perm. rep.: Jean-Paul Schepens
Geoffrey Schepens
CurrentChair · since 04-06-2026
04-06-2026
ANRICO: Mandate renewed as Director
04-06-2026
ANRICO: Appointed as Managing director
04-06-2026
B & H TRADNAV: Mandate renewed as Director
04-06-2026
B & H TRADNAV: Resigned as Managing director
04-06-2026
Geoffrey Schepens: Appointed as Chair
Not every act has been read: a resignation may be missing here
13 of this company's 14 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1965
Ground area
2,018 m²
Building footprint
845 m²
Volume, LiDAR
10,279 m³
Parcel 11810K1540/00T002, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
SCHEPENS & CO
since 19652.000.188.993
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1540/00T002 | Flanders | 2,018 m² | 1 · 845 m² | 15.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 current directorsThe group is listed under Ownership & control below; here you explore it as a network.
This company
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Shareholding
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Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-1965
Fiscal year end31-12
Activities, NACEBEL 2025
46110Wholesale trade
46170Agents in the wholesale of food, beverages and tobacco
Contact
Website
www.schepens.be
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
Verslag raad van bestuur. Goedkeuring jaarrekening per 31.12.2004. Bestemming resultaat. Kwijting bestuurders. Herbenoeming commissaris. Allerlei. Zie statuten. (76948) Pnoe, naamloze vennootschap, Nederholbeekstraat 65, 9680 Maarkedal BTW 458.187.022 — RPR Oudenaarde Jaarvergadering op 4 juni 2005, om 11 uur, op de zetel van de vennootschap . — Dagorde : 1. Verslag van de raad van bestuur; 2. Goedkeuring der jaarrekening afgesloten per 31.12.2004. 3. Bestem- ming resultaat; 4. Kwijting raad van bestuur; 5. Allerlei. (76949) Poelmans Beheermaatschappij, naamloze vennootschap, Hellevoortstraat 1, 2560 Nijlen BTW 438.635.780 — RPR Mechelen Jaarvergadering op 06.06.2005, om 15u, op de zetel. — ...