Granaria
ActiveSummary
Granaria has been active since 1933 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,002 and a net result of €113,519. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 43% of 11425 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-1
Solvency57▼-3
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.37 in 2024; short-term debt: 63.2% and cash: 5% of total assets), and 67.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
20.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
66 d early
2023
51 d early
2022
31 d late
2021
53 d early
2020
61 d early
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#6 oldest company in Antwerp, Wholesale and retail trade sector
Equity
€180,002▼ 15.2%
2024 · €212,383
Total assets
€556,535▼ 8.0%
2024 · €604,945
Net result
€113,519▼ 11.8%
2024 · €128,642
Working capital
€70,878▼ 50.7%
2024 · €143,751
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€84,981▼ 34.6%€44,648▼ 47.5%€69,421▲ 55.5%€146,537▲ 111%€140,570▼ 4.1%
Net result€53,540▼ 43.8%€24,813▼ 53.7%€42,634▲ 71.8%€128,642▲ 202%€113,519▼ 11.8%
Equity€265,073▲ 15.5%€277,183▲ 4.6%€257,507▼ 7.1%€212,383▼ 17.5%€180,002▼ 15.2%
Total assets€480,100▼ 11.4%€456,818▼ 4.8%€518,997▲ 13.6%€604,945▲ 16.6%€556,535▼ 8.0%
Debt€215,027▼ 31.1%€179,635▼ 16.5%€261,490▲ 45.6%€392,562▲ 50.1%€351,533▼ 10.5%
Working capital€138,581▲ 8.0%€187,986▲ 35.7%€154,244▼ 17.9%€143,751▼ 6.8%€70,878▼ 50.7%
Staff (FTE)2.8=2.72▼ 25.9%2.8▲ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556,535
Fixed assets
€134,124 ▲ 95.4%
Current assets
€422,411 ▼ 21.2%
Equity and liabilities €556,535
Equity
€180,002 ▼ 15.2%
Provisions
€25,000
Debt
€351,533 ▼ 10.5%
Debt's share of the balance-sheet total falls from 64.9% to 63.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€179,302▼
2024 · €185,046
Cash flow
€152,251▼
2024 · €167,151
Current ratio
1.20▼
2024 · 1.37
Debt to equity
1.95▲
2024 · 1.85
ROE
63.1%▲
2024 · 60.6%
ROA
20.4%▼
2024 · 21.3%
Interest coverage
124.26▲
2024 · 52.39
Debt ≤ 1 year
€351,533▼
2024 · €392,562
Income taxes
€30,265▲
2024 · €19,222
Staff costs
€298,958▲
2024 · €228,205
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €693 | €13,000 | €91,067 | €11,349 | ▼ 87.5% |
| Remuneration, social security and pensions62 | €281,819 | €309,253 | €291,724 | €228,205 | €298,958 | ▲ 31.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,052 | €40,243 | €48,623 | €38,509 | €38,732 | ▲ 0.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €25,000 | - |
| Other operating charges640/8 | €6,610 | €4,820 | €5,337 | €5,789 | €775 | ▼ 86.6% |
| Gross operating margin9900 | €409,462 | €398,964 | €415,105 | €419,040 | €504,035 | ▲ 20.3% |
| Operating profit (loss)9901 | €84,981 | €44,648 | €69,421 | €146,537 | €140,570 | ▼ 4.1% |
| Financial income75/76B | - | €180 | €1,783 | €6,764 | €4,657 | ▼ 31.2% |
| Recurring financial income75 | - | €180 | €1,783 | €5,430 | €4,657 | ▼ 14.2% |
| Non-recurring financial income76B | - | €180 | - | €1,334 | - | - |
| Financial charges65/66B | €7,505 | €5,204 | €2,962 | €5,437 | €1,443 | ▼ 73.5% |
| Recurring financial charges65 | €7,505 | €5,204 | €2,962 | €3,532 | €1,443 | ▼ 59.1% |
| Non-recurring financial charges66B | - | - | - | €1,905 | - | - |
| Profit (loss) for the period before taxes9903 | €77,476 | €39,624 | €68,242 | €147,864 | €143,784 | ▼ 2.8% |
| Income taxes67/77 | €23,936 | €14,811 | €25,608 | €19,222 | €30,265 | ▲ 57.4% |
| Profit (loss) for the period9904 | €53,540 | €24,813 | €42,634 | €128,642 | €113,519 | ▼ 11.8% |
| Profit (loss) for the period to be appropriated9905 | €53,540 | €24,813 | €42,634 | €128,642 | €113,519 | ▼ 11.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €480,100 | €456,818 | €518,997 | €604,945 | €556,535 | ▼ 8.0% |
| Fixed assets21/28 | €129,634 | €95,283 | €103,263 | €68,632 | €134,124 | ▲ 95.4% |
| Intangible fixed assets21 | - | - | - | - | €13,704 | - |
| Tangible fixed assets22/27 | €129,634 | €95,283 | €103,263 | €68,632 | €120,420 | ▲ 75.5% |
| Plant, machinery and equipment23 | €16,482 | €16,137 | €12,597 | €9,807 | €7,425 | ▼ 24.3% |
| Furniture and vehicles24 | €113,152 | €79,146 | €90,666 | €58,825 | €112,995 | ▲ 92.1% |
| Current assets29/58 | €350,466 | €361,535 | €415,734 | €536,313 | €422,411 | ▼ 21.2% |
| Amounts receivable within one year40/41 | €47,299 | €88,015 | €155,871 | €75,214 | €43,651 | ▼ 42.0% |
| Trade receivables40 | €39,270 | €84,556 | €113,993 | €39,616 | €34,423 | ▼ 13.1% |
| Other amounts receivable41 | €8,029 | €3,459 | €41,878 | €35,598 | €9,228 | ▼ 74.1% |
| Current investments50/53 | €240,117 | €237,618 | €223,563 | €418,364 | €331,607 | ▼ 20.7% |
| Cash at bank and in hand54/58 | €38,631 | €15,405 | €23,332 | €24,058 | €27,569 | ▲ 14.6% |
| Deferred charges and accrued income490/1 | €24,419 | €20,497 | €12,968 | €18,677 | €19,584 | ▲ 4.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €480,100 | €456,818 | €518,997 | €604,945 | €556,535 | ▼ 8.0% |
| Equity10/15 | €265,073 | €277,183 | €257,507 | €212,383 | €180,002 | ▼ 15.2% |
| Contributions10/11 | €62,400 | €62,400 | €62,400 | €62,400 | €62,400 | = |
| Capital10 | €62,400 | €62,400 | - | - | - | - |
| Issued capital100 | €62,400 | €62,400 | - | - | - | - |
| Reserves13 | €147,558 | €147,558 | €107,023 | €37,601 | €12,556 | ▼ 66.6% |
| Non-distributable reserves130/1 | €10,820 | €10,820 | - | - | - | - |
| Legal reserve130 | €10,820 | €10,820 | - | - | - | - |
| Tax-exempt reserves132 | €1,735 | €1,735 | €1,735 | €1,735 | €1,735 | = |
| Distributable reserves133 | €135,003 | €135,003 | €105,288 | €35,866 | €10,821 | ▼ 69.8% |
| Profit (loss) carried forward14 | €55,115 | €67,225 | €88,084 | €112,382 | €105,046 | ▼ 6.5% |
| Provisions and deferred taxes16 | - | - | - | - | €25,000 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €25,000 | - |
| Other liabilities and charges164/5 | - | - | - | - | €25,000 | - |
| Amounts payable17/49 | €215,027 | €179,635 | €261,490 | €392,562 | €351,533 | ▼ 10.5% |
| Amounts payable within one year42/48 | €211,885 | €173,549 | €261,490 | €392,562 | €351,533 | ▼ 10.5% |
| Trade debts44 | €159,481 | €136,143 | €149,697 | €194,067 | €162,827 | ▼ 16.1% |
| Suppliers440/4 | €159,481 | €136,143 | €149,697 | €194,067 | €162,827 | ▼ 16.1% |
| Taxes, remuneration and social security45 | €34,377 | €24,703 | €49,482 | €24,729 | €42,805 | ▲ 73.1% |
| Taxes450/3 | €1,191 | - | €14,778 | - | €7,796 | - |
| Remuneration and social security454/9 | €33,186 | €24,703 | €34,704 | €24,729 | €35,009 | ▲ 41.6% |
| Other amounts payable47/48 | €18,027 | €12,703 | €62,311 | €173,766 | €145,901 | ▼ 16.0% |
| Accrued charges and deferred income492/3 | €3,142 | €6,086 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,540 | €24,813 | €42,634 | €128,642 | €113,519 | ▼ 11.8% |
| + Depreciation and write-downs630 | €36,052 | €40,243 | €48,623 | €38,509 | €38,732 | ▲ 0.6% |
| Operating cash flow (approximation) | €89,592 | €65,056 | €91,257 | €167,151 | €152,251 | ▼ 8.9% |
| Investment in fixed assets (approximation) | - | -€5,892 | -€56,603 | -€3,878 | -€104,224 | ▼ 2,588% |
| Change in cash | - | -€23,226 | €7,927 | €726 | €3,511 | ▲ 384% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €128,642 ▲202%
Operating result €146,537, net result €128,642, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €24,813 ▼53.7%
Net result drops to €24,813, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Equity above €200,000Eq €242,289 ▲31.4%
2 profitable years in a row build equity to €242,289.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1933
Ground area
742 m²
Building footprint
233 m²
Volume, LiDAR
3,750 m³
Parcel 11051B0084/00X004, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Groenenborgerlaan 84, 2610 Antwerpen
since 19332.003.534.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0084/00X004 | Flanders | 742 m² | 1 · 233 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 409 companies in sector 46110 we hold annual accounts for 172. 131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-1933
Fiscal year end31-12
Activities, NACEBEL 2025
46110Wholesale trade
46216Wholesale of agricultural produce and animal feed, general range
Contact
E-mail
info@granaria.be
Phone
+3232139380
Fax
+3232139394
E-invoicing
Reachable via Peppol
Peppol ID
0208:0406004089
Also
9925:BE0406004089
Registered
08-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
1/ Wijziging van statuten : Art. 8 te wijzigen naar : De volgestorte aandelen zijn op naam. 2/ Ontslag en benoeming van bestuurders. 3/ Divers. (AXPC11005051/15.07) (29273) OPTAC, société anonyme, avenue du Pont de Luttre 19, 1190 Forest Numéro d’entreprise 0431.656.433 Assemblée ordinaire au siège social le 29/7/2010, à 17 heures. Ordre du jour : Rapport du C.A.. Approbation des comptes annuels. Affecta- tion résultats. Décharge administrateurs. Se conformer aux statuts. (AOPC-1-10-05052/15.07) (29274) NV “HUKTRA INTERNATIONAL″, naamloze vennootschap, te 8340 Damme, Noordermeers 3 Ondernemingsnummer 0476.680.170 Aangezien het quorum niet bereikt werd op de buitengewone algemene vergadering ...