SCHELLEN ARCHITECTEN
ActiveSummary
SCHELLEN ARCHITECTEN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.3m and a net result of €1.1m. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 2033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390,000 at 30 days acceptable
Liquidity ample (current ratio 4.99 against 5.49 in 2024; short-term debt: 19.2% and cash: 27.3% of total assets), and 19.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
20%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
28 d early
2023
23 d early
2022
24 d early
2021
22 d late
2020
24 d late
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€4.3m▲ 7.7%
2024 · €4.0m
Total assets
€5.3m▲ 10.5%
2024 · €4.8m
Net result
€1.1m▲ 24.3%
2024 · €856,676
Working capital
€4.1m▲ 10.2%
2024 · €3.7m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.2m▲ 11.2%€1.3m▲ 7.1%€1.1m▼ 17.0%€1.2m▲ 16.4%€1.4m▲ 14.5%
Net result€817,297above the sector's middle half▲ 11.1%€789,178above the sector's middle half▼ 3.4%€719,797above the sector's middle half▼ 8.8%€856,676above the sector's middle half▲ 19.0%€1.1mabove the sector's middle half▲ 24.3%
Equity€3.2mabove the sector's middle half▲ 8.5%€3.4mabove the sector's middle half▲ 7.7%€3.6mabove the sector's middle half▲ 6.9%€4.0mabove the sector's middle half▲ 9.7%€4.3mabove the sector's middle half▲ 7.7%
Total assets€3.9mabove the sector's middle half▼ 4.4%€4.5mabove the sector's middle half▲ 17.0%€4.5mabove the sector's middle half▼ 2.1%€4.8mabove the sector's middle half▲ 8.4%€5.3mabove the sector's middle half▲ 10.5%
Debt€721,130▼ 37.2%€1.1m▲ 57.5%€806,798▼ 29.0%€827,114▲ 2.5%€1.0m▲ 24.1%
Working capital€2.8mabove the sector's middle half▲ 6.2%€3.1mabove the sector's middle half▲ 11.0%€3.3mabove the sector's middle half▲ 7.6%€3.7mabove the sector's middle half▲ 13.1%€4.1mabove the sector's middle half▲ 10.2%
Solvency81.5%above the sector's middle half▲ 9.7pp75.0%above the sector's middle half▼ 6.4pp81.9%above the sector's middle half▲ 6.9pp82.9%above the sector's middle half▲ 1.0pp80.8%above the sector's middle half▼ 2.1pp
Current ratio4.81above the sector's middle half▲ 1.563.69above the sector's middle half▼ 1.135.07above the sector's middle half▲ 1.385.49above the sector's middle half▲ 0.424.99above the sector's middle half▼ 0.50
Return on assets (ROA)21.0%above the sector's middle half▲ 2.9pp17.4%above the sector's middle half▼ 3.7pp16.2%above the sector's middle half▼ 1.2pp17.7%above the sector's middle half▲ 1.6pp20.0%above the sector's middle half▲ 2.2pp
Staff (FTE)0.7below the sector's middle half=0.7below the sector's middle half=0.6below the sector's middle half▼ 14.3%0.6below the sector's middle half=0.5below the sector's middle half▼ 16.7%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.3m
Fixed assets
€216,170 ▼ 23.9%
Current assets
€5.1m ▲ 12.7%
Equity and liabilities €5.3m
Equity
€4.3m ▲ 7.7%
Debt
€1.0m ▲ 24.1%
Debt's share of the balance-sheet total rises from 17.1% to 19.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.5m▲
2024 · €1.3m
Cash flow
€1.1m▲
2024 · €928,663
Debt to equity
0.24▲
2024 · 0.21
ROE
24.7%▲
2024 · 21.4%
Interest coverage
134.39▲
2024 · 35.53
Debt ≤ 1 year
€1.0m▲
2024 · €827,114
Income taxes
€492,538▲
2024 · €410,436
Staff costs
€35,509▼
2024 · €41,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €54,299 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €39,316 | €34,055 | €48,614 | €41,163 | €35,509 | ▼ 13.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55,791 | €75,894 | €54,017 | €71,987 | €67,776 | ▼ 5.8% |
| Other operating charges640/8 | €169 | €102 | €8,179 | €181 | €412 | ▲ 128% |
| Non-recurring operating charges66A | - | - | - | €9,955 | - | - |
| Gross operating margin9900 | €1.3m | €1.4m | €1.2m | €1.4m | €1.5m | ▲ 11.8% |
| Operating profit (loss)9901 | €1.2m | €1.3m | €1.1m | €1.2m | €1.4m | ▲ 14.5% |
| Financial income75/76B | €8,946 | €27,840 | €25,870 | €64,191 | €148,985 | ▲ 132% |
| Recurring financial income75 | €8,946 | €27,840 | €25,870 | €64,191 | €148,985 | ▲ 132% |
| Financial charges65/66B | €7,354 | €123,094 | €41,823 | €36,926 | €11,069 | ▼ 70.0% |
| Recurring financial charges65 | €7,354 | €123,094 | €41,823 | €36,926 | €11,069 | ▼ 70.0% |
| Profit (loss) for the period before taxes9903 | €1.2m | €1.2m | €1.0m | €1.3m | €1.6m | ▲ 22.9% |
| Income taxes67/77 | €382,433 | €399,137 | €329,839 | €410,436 | €492,538 | ▲ 20.0% |
| Profit (loss) for the period9904 | €817,297 | €789,178 | €719,797 | €856,676 | €1.1m | ▲ 24.3% |
| Transfer from tax-exempt reserves789 | €31,766 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €849,063 | €789,178 | €719,797 | €856,676 | €1.1m | ▲ 24.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.9m | €4.5m | €4.5m | €4.8m | €5.3m | ▲ 10.5% |
| Fixed assets21/28 | €416,043 | €357,464 | €360,003 | €283,946 | €216,170 | ▼ 23.9% |
| Intangible fixed assets21 | €12,095 | €9,016 | €5,938 | €2,859 | - | - |
| Tangible fixed assets22/27 | €401,723 | €346,223 | €344,790 | €278,862 | €213,945 | ▼ 23.3% |
| Land and buildings22 | €286,349 | €251,166 | €217,391 | €183,616 | €150,827 | ▼ 17.9% |
| Plant, machinery and equipment23 | €16,156 | €24,657 | €62,882 | €44,821 | €26,557 | ▼ 40.7% |
| Furniture and vehicles24 | €99,218 | €70,399 | €64,517 | €50,426 | €36,561 | ▼ 27.5% |
| Financial fixed assets28 | €2,225 | €2,225 | €9,275 | €2,225 | €2,225 | = |
| Current assets29/58 | €3.5m | €4.2m | €4.1m | €4.5m | €5.1m | ▲ 12.7% |
| Amounts receivable after more than one year29 | - | - | - | - | €40,000 | - |
| Other amounts receivable291 | - | - | - | - | €40,000 | - |
| Amounts receivable within one year40/41 | €48,874 | €185,989 | €72,520 | €855,262 | €653,245 | ▼ 23.6% |
| Trade receivables40 | €20,369 | €185,989 | €72,520 | €255,199 | €472,407 | ▲ 85.1% |
| Other amounts receivable41 | €28,505 | - | - | €600,063 | €180,838 | ▼ 69.9% |
| Current investments50/53 | €1.3m | €1.6m | €3.3m | €3.1m | €3.0m | ▼ 3.5% |
| Cash at bank and in hand54/58 | €2.1m | €2.4m | €692,896 | €612,630 | €1.5m | ▲ 138% |
| Deferred charges and accrued income490/1 | - | - | - | - | €614 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.9m | €4.5m | €4.5m | €4.8m | €5.3m | ▲ 10.5% |
| Equity10/15 | €3.2m | €3.4m | €3.6m | €4.0m | €4.3m | ▲ 7.7% |
| Contributions10/11 | €18,592 | €18,592 | €20,451 | €20,451 | €20,451 | = |
| Reserves13 | €3.1m | €3.4m | €3.6m | €4.0m | €4.3m | ▲ 7.8% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | - | - | - | - |
| Tax-exempt reserves132 | €8,953 | €8,953 | €8,953 | €8,953 | €8,953 | = |
| Distributable reserves133 | €3.1m | €3.4m | €3.6m | €4.0m | €4.3m | ▲ 7.8% |
| Amounts payable17/49 | €721,130 | €1.1m | €806,798 | €827,114 | €1.0m | ▲ 24.1% |
| Amounts payable within one year42/48 | €721,130 | €1.1m | €806,798 | €827,114 | €1.0m | ▲ 24.1% |
| Trade debts44 | €44,028 | €27,500 | €73,397 | €31,574 | €5,015 | ▼ 84.1% |
| Suppliers440/4 | €44,028 | €27,500 | €73,397 | €31,574 | €5,015 | ▼ 84.1% |
| Taxes, remuneration and social security45 | €137,102 | €141,597 | €222,880 | €317,574 | €303,426 | ▼ 4.5% |
| Taxes450/3 | €132,007 | €136,175 | €214,220 | €311,259 | €297,925 | ▼ 4.3% |
| Remuneration and social security454/9 | €5,096 | €5,422 | €8,661 | €6,314 | €5,501 | ▼ 12.9% |
| Other amounts payable47/48 | €540,000 | €966,855 | €510,521 | €477,966 | €717,656 | ▲ 50.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €817,297 | €789,178 | €719,797 | €856,676 | €1.1m | ▲ 24.3% |
| + Depreciation and write-downs630 | €55,791 | €75,894 | €54,017 | €71,987 | €67,776 | ▼ 5.8% |
| Operating cash flow (approximation) | €873,088 | €865,071 | €773,815 | €928,663 | €1.1m | ▲ 22.0% |
| Investment in fixed assets (approximation) | - | -€17,315 | -€56,556 | €4,070 | €0 | ▼ 100% |
| Change in cash | - | €253,821 | -€1.7m | -€80,267 | €844,196 | ▲ 1,152% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.1m ▲24.3%
Operating result €1.4m, net result €1.1m, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2017
Ground area
403 m²
Building footprint
204 m²
Volume, LiDAR
855 m³
Parcel 12005C0490/00V000, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Dorp 71, 2820 Bonheiden
since 20172.263.400.671
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0490/00V000 | Flanders | 403 m² | 1 · 204 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 316 EUR awarded · 316 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 157 EUR | 157 EUR |
| 2022 | 1 | 159 EUR | 159 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
529900TWEENE0QHSA085
Similar companies · same sector, comparable size
51N4E Cast
BE 0872.742.949
Schaarbeek · Eq €4.2m
A2RC ARCHITECTS
BE 0889.949.957
Brussel · Eq €4.5m
SARDO ALDO IMMO SERVICES
BE 0884.131.343
Morlanwelz · Eq €4.0m
CAD Architecten en Planners
BE 0811.197.835
Gent · Eq €4.6m
DE SNERCK BOUW
BE 1012.022.675
Kruisem · Eq €3.9m
Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463485992
Also
9925:BE0463485992
Registered
21-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.