Design & Build
ActiveDesign & Build has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.58M and a net result of €509k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-1
Solvency79▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.75 in 2023; short-term debt: 45.9% and cash: 21.6% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.1%
Return on assets
10.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
2 d early
2022
30 d late
2021
29 d late
2020
30 d late
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.58M▲ 5.0%
2023 · €2.46M
2018: €1.78M
2019: €1.82M
2020: €1.94M
2021: €1.88M
2022: €1.90M
2023: €2.46M
2018 → 2024
Total assets
€4.78M▼ 8.8%
2023 · €5.24M
2018: €2.76M
2019: €3.91M
2020: €3.95M
2021: €5.43M
2022: €5.25M
2023: €5.24M
2018 → 2024
Net result
€509k▼ 14.1%
2023 · €593k
2018: €636k
2019: €39k
2020: €430k
2021: €543k
2022: €183k
2023: €593k
2018 → 2024
Working capital
€2.25M▲ 8.3%
2023 · €2.08M
2018: €1.44M
2019: €1.45M
2020: €1.58M
2021: €1.51M
2022: €1.47M
2023: €2.08M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.94M-€1.88M▼ 3.6%€1.90M▲ 1.4%€2.46M▲ 29.5%€2.58M▲ 5.0%
Operating result€620k-€812k▲ 30.9%€297k▼ 63.4%€859k▲ 189%€684k▼ 20.4%
Net result€430k-€543k▲ 26.3%€183k▼ 66.3%€593k▲ 224%€509k▼ 14.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.78M
Fixed assets
€339k▼ 12.5%
Current assets
€4.44M▼ 8.5%
Equity and liabilities €4.78M
Equity
€2.58M▲ 5.0%
Debt
€2.20M▼ 20.9%
The debt ratio falls from 53.0% to 45.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€739k▼
2023 · €938k
Cash flow
€564k▼
2023 · €672k
Solvency
54.1%▲
2023 · 47.0%
Current ratio
2.02▲
2023 · 1.75
Quick ratio
1.31▲
2023 · 0.88
Debt / equity
0.85▼
2023 · 1.13
ROE
19.7%▼
2023 · 24.1%
ROA
10.7%▼
2023 · 11.3%
Interest coverage
15.47▼
2023 · 29.82
Debt
€2.20M▼
2023 · €2.78M
Debt ≤ 1 year
€2.19M▼
2023 · €2.78M
Income taxes
€242k▼
2023 · €281k
Staff costs
€33k▼
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.24M€4.78M▼
Fixed assets21/28€387k€339k▼
Tangible fixed assets22/27€362k€308k▼
Land and buildings22€239k€223k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€120k€85k▼
Other tangible fixed assets26€775-
Financial fixed assets28€26k€30k▲
Current assets29/58€4.85M€4.44M▼
Stocks and contracts in progress3€2.40M€1.57M▼
Stocks30/36€2.40M€1.57M▼
Amounts receivable within one year40/41€982k€1.82M▲
Trade receivables40€289k€44k▼
Other amounts receivable41€693k€1.78M▲
Cash at bank and in hand54/58€1.46M€1.03M▼
Deferred charges and accrued income490/1€16k€9k▼
Equity and liabilities
Total equity and liabilities10/49€5.24M€4.78M▼
Equity10/15€2.46M€2.58M▲
Contributions10/11€20k€20k=
Reserves13€2.44M€2.56M▲
Distributable reserves133€2.44M€2.56M▲
Amounts payable17/49€2.78M€2.20M▼
Amounts payable within one year42/48€2.78M€2.19M▼
Financial debts43-€225k
Credit institutions430/8-€225k
Trade debts44€353k€113k▼
Suppliers440/4€353k€113k▼
Advances received on contracts in progress46€2.31M€1.65M▼
Taxes, remuneration and social security45€111k€86k▼
Taxes450/3€100k€78k▼
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48-€115k
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62€51k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€55k▼
Other operating charges640/8€16k€12k▼
Gross operating margin9900€1.01M€784k▼
Operating profit (loss)9901€859k€684k▼
Financial income75/76B€46k€115k▲
Recurring financial income75€46k€115k▲
Financial charges65/66B€31k€48k▲
Recurring financial charges65€31k€48k▲
Profit (loss) for the period before taxes9903€874k€751k▼
Income taxes67/77€281k€242k▼
Profit (loss) for the period9904€593k€509k▼
Profit (loss) for the period to be appropriated9905€593k€509k▼
Appropriation of the result
Profit (loss) to be appropriated9906€593k€509k▼
Transfer from equity791/2€32k€387k▲
Transfer to equity691/2€593k€509k▼
To other reserves6921€593k€509k▼
Profit to be distributed694/7€32k€387k▲
Return on contributions (dividend)694€32k€387k▲
Social balance
Average headcount (FTE)90871.00.9▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.46M ▲29.5%
6 profitable years in a row build equity to €2.46M.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €39k ▼93.9%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drift 198420 De HaanGround area
947 m²
Building footprint
264 m²
Volume, LiDAR
1,472 m³
Parcel 31038B0115/00W002, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Design & Build
since 20032.133.636.150
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31038B0115/00W002 | Flanders | 947 m² | 1 · 264 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TERVURENLAAN REAL ESTATE
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SENIOR INN
BE 0503.775.735
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 2,432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2003
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
71111Activities of building architects
74201Photography, excluding press photography
68122Development of non-residential building projects
70112
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.