Schelimo
ActiveSummary
Schelimo has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.1m and a net result of -€58,613. Equity has been stable since 2018 (±0.2% per year). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-12-1967 Normal situation
- Activity
- “Het beheer van een onroerend en roerend patrimonium, het valoriseren van dit patrimonium door…” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.221.468.660 1090 Jette, since 02-09-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Board and ownership
- Piet BourguignonDirector · since 01-01-2000
- Vincent BourguignonDirector · since 03-04-2024
- Pieter BoruguignonDirector
- Holdings
- Shares in 4 companies including HAYAT FINANCE and LIFE STYLE
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €417,485
- ▲ 88.2%
- Turnover
- ≈ €990,000
- estimated
- Loss
- €58,613
- ▼ 59.8%
- Equity
- €3.1m
- ▲ 3.5%
- Total assets
- €5.8m
- ▲ 0.5%
- 2025 accounts filed 13 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.14, cash €18,536Last filed accounts filed 13 days late; 1 of the last 3 accounts latelowers riskSize: total assets €5.8mFounded in 1967Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 49% of them on solvency, 53% on liquidity, 52% on profitability and 63% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 37 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 13 days after the deadline Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00396213.
Annual accounts 2025 filed on 13-08-2026 at the NBB all 49 filings
Every figure per financial year
The operating result for 2025 is 63% higher than in 2024. It is the second rise in a row, after the fall in 2023.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €42,598 | €2.3m | €267,161 | €208,175 |
| Depreciation and write-downs of the year | €104,600 | €90,181 | €175,069 | €178,432 | €349,263 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €150,376 | €187,500 | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €29,550 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €32,230 | €42,992 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €83,425 | €85,922 | €104,600 | €104,600 | €90,181 | €175,069 | €178,432 | €349,263 | ▲ 95.7% |
| Other operating charges640/8 | - | - | - | €15,234 | €28,361 | €30,211 | €11,254 | €15,600 | ▲ 38.6% |
| Gross operating margin9900 | €267,763 | €100,984 | €141,779 | €118,146 | €174,058 | €183,427 | €221,879 | €417,485 | ▲ 88.2% |
| Operating profit (loss)9901 | €157,690 | -€10,573 | €11,417 | -€1,688 | €55,516 | -€21,854 | €32,193 | €52,622 | ▲ 63.5% |
| Financial charges65/66B | - | - | - | €29,406 | €27,500 | €44,933 | €131,672 | €112,993 | ▼ 14.2% |
| Recurring financial charges65 | €25,500 | €25,166 | €28,971 | €29,406 | €27,500 | €44,933 | €131,672 | €112,993 | ▼ 14.2% |
| Profit (loss) for the period before taxes9903 | €132,190 | -€35,739 | -€17,554 | -€31,094 | €28,016 | -€66,787 | -€99,479 | -€60,371 | ▲ 39.3% |
| Transfer from deferred taxes780 | - | - | - | €15,403 | €15,403 | €15,403 | - | €15,403 | - |
| Income taxes67/77 | - | - | - | - | - | - | €46,343 | €13,645 | ▼ 70.6% |
| Profit (loss) for the period9904 | €102,809 | -€21,141 | -€2,669 | -€15,691 | €43,419 | -€51,384 | -€145,822 | -€58,613 | ▲ 59.8% |
| Transfer from tax-exempt reserves789 | - | - | - | €44,933 | €44,933 | €44,933 | - | €44,933 | - |
| Profit (loss) for the period to be appropriated9905 | €27,870 | €8,620 | €40,711 | €29,242 | €88,352 | -€6,452 | -€145,822 | -€13,680 | ▲ 90.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €4.1m | €4.0m | €4.8m | €4.7m | €4.2m | €6.1m | €5.8m | €5.8m | ▲ 0.5% |
| Fixed assets21/28 | €3.5m | €3.5m | €4.3m | €4.2m | €3.6m | €5.7m | €5.8m | €5.8m | ▲ 0.4% |
| Tangible fixed assets22/27 | €2.0m | €2.0m | €2.8m | €2.7m | €2.1m | €4.2m | €4.3m | €4.3m | ▲ 0.5% |
| Land and buildings22 | - | - | - | €2.7m | €2.1m | €4.2m | €4.2m | €4.3m | ▲ 0.6% |
| Plant, machinery and equipment23 | - | - | - | - | €0.005m | €0.004m | - | - | - |
| Furniture and vehicles24 | - | - | - | - | - | - | €0.02m | €0.01m | ▼ 22.4% |
| Financial fixed assets28 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Current assets29/58 | €0.6m | €0.5m | €0.5m | €0.5m | €0.6m | €0.4m | €0.02m | €0.02m | ▲ 36.9% |
| Amounts receivable within one year40/41 | €0.5m | €0.5m | €0.5m | €0.5m | €0.6m | €0.3m | €0 | €0.003m | - |
| Trade receivables40 | - | - | - | €0.04m | €0.08m | €0.006m | - | - | - |
| Other amounts receivable41 | - | - | - | €0.5m | €0.5m | €0.3m | €0 | €0.003m | - |
| Cash at bank and in hand54/58 | €0.07m | €0.004m | €0.01m | €280 | €0.005m | €0.02m | €0.02m | €0.02m | ▲ 17.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €99 | €1 | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €4.1m | €4.0m | €4.8m | €4.7m | €4.2m | €6.1m | €5.8m | €5.8m | ▲ 0.5% |
| Equity10/15 | €3.1m | €3.1m | €3.1m | €3.1m | €3.2m | €3.1m | €3.0m | €3.1m | ▲ 3.5% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.07m | €0.07m | €0.07m | €0.07m | €0.07m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Contributions outside capital11 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Share premium1100/10 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | €3.1m | €3.1m | €3.1m | €3.1m | €3.0m | €3.0m | €3.0m | €3.0m | ▼ 1.5% |
| Non-distributable reserves130/1 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Legal reserve130 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Reserves not available under the articles1311 | - | - | - | €0.008m | €0.008m | €0.008m | €0.008m | €0.008m | = |
| Tax-exempt reserves132 | - | - | - | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | ▼ 3.2% |
| Distributable reserves133 | - | - | - | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Profit (loss) carried forward14 | -€0.1m | -€0.1m | -€0.08m | -€0.05m | €0.04m | €0.04m | -€0.1m | €0.04m | - |
| Provisions and deferred taxes16 | €0.5m | €0.4m | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 5.6% |
| Deferred taxes168 | - | - | - | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 5.6% |
| Amounts payable17/49 | €0.6m | €0.5m | €1.3m | €1.3m | €0.7m | €2.6m | €2.5m | €2.4m | ▼ 2.4% |
| Amounts payable after more than one year17 | €0.5m | €0.5m | €1.2m | €1.2m | €0.6m | €2.5m | €2.3m | €2.3m | ▼ 1.0% |
| Financial debts170/4 | - | - | - | €1.1m | €0.6m | €2.5m | €2.3m | €2.3m | ▼ 1.0% |
| Other amounts payable178/9 | - | - | - | €0.05m | €0.05m | €0.05m | - | - | - |
| Amounts payable within one year42/48 | €0.08m | €0.03m | €0.09m | €0.08m | €0.1m | €0.1m | €0.2m | €0.1m | ▼ 20.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.08m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 4.3% |
| Trade debts44 | €0.01m | - | - | - | - | €0.002m | - | €0 | - |
| Suppliers440/4 | - | - | - | - | - | €0.002m | - | €0 | - |
| Other amounts payable47/48 | - | - | - | - | - | - | €0.04m | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €1 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.1m | -€0.02m | -€0.003m | -€0.02m | €0.04m | -€0.05m | -€0.1m | -€0.06m | ▲ 59.8% |
| + Depreciation and write-downs630 | €0.08m | €0.09m | €0.1m | €0.1m | €0.09m | €0.2m | €0.2m | €0.3m | ▲ 95.7% |
| Operating cash flow (approximation) | €0.2m | €0.06m | €0.1m | €0.09m | €0.1m | €0.1m | €0.03m | €0.3m | ▲ 791% |
| Investment in fixed assets (approximation) | - | -€0.06m | -€0.9m | €0 | €0.5m | -€2.3m | -€0.2m | -€0.4m | ▼ 55.8% |
| Change in cash | - | -€0.07m | €0.01m | -€0.01m | €0.005m | €0.01m | -€0.001m | €0.003m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 8,617 companies had the same profile as Schelimo has now. Two years later, 94.1% were still going and 0.4% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Schelimo itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Schelimo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 49 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 13-08-2026 | 2026-00396213 | |
| 31-12-2024 | micro format | 17-07-2025 | 2025-00278356 | |
| 31-12-2023 | micro format | 14-12-2024 | 2024-00615905 | |
| 31-12-2022 | micro format | 11-08-2023 | 2023-00329418 | |
| 31-12-2021 | micro format | 16-09-2022 | 2022-20430840 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-61000110 | |
| 31-12-2019 | micro format | 04-09-2020 | 2020-51000393 | |
| 31-12-2018 | micro format | 09-08-2019 | 2019-45000179 | |
| 31-12-2017 | micro format | 19-07-2018 | 2018-35300197 | |
| 31-12-2016 | micro format | 02-01-2018 | 2018-00100355 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 10-04-2024 Capital stated in the deed · 40 shares
Mandate history
- Board
- mandate already running before its first mention
- end not dated
| Name | Functions and periods |
|---|---|
| Piet Bourguignon |
|
| Pieter Boruguignon |
|
| Vincent Bourguignon |
|
| Vincent Bourguigon |
|
Network & group
Holdings and subsidiaries
4 holdingsHoldings 4
Source for every holding own accounts 2025
- HAYAT FINANCEsubsidiaryEquity -€165,494 Loss of €42,377 in 2025 (loss of €95,298 in 2024) Checked score 5399.99%
- LIFE STYLEsubsidiaryEquity €1.2m Profit of €331,646 in 2025 (profit of €263,604 in 2024) Checked score 9699.99%
- LIFE STYLE IIsubsidiaryEquity €1.3m Profit of €51,594 in 2025 (profit of €32,991 in 2024) Checked score 9599.99%
- VINCOsubsidiaryEquity €1.3m Profit of €45,254 in 2025 (profit of €97,394 in 2024) Checked score 9099.99%
Companies at the same address
8 other companies- Pîrîianu, Teofil (sole trader) Establishment · since 2025 1025572189
- VP Stars Registered office · since 2019 0727614816
- EVRESCO Registered office · since 2012 0844713315
- PB Invest Registered office · since 2010 0829214792
- Rocourt Registered office · since 2009 0821722830
- LIFE STYLE IMMO Registered office · since 1996 0456924537
- LE POINT FORME Registered office · since 1987 0431340192
- LIFE STYLE Registered office · since 1981 0421314748
Connections & network
3 current directorsThe network starts from the directors of Schelimo. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
10-04
Gazette deed
Reappointments: Pieter Boruguignon (director) and Vincent Bourguignon (director)Registered office clause: Penitentienenstraat 13, 3000 Leuven · 40 shares5 points ▸
- General meeting, 03-04-2024
- Registered office clause, Penitentienenstraat 13, 3000 Leuven
- Director reappointment, Pieter Boruguignon (director)
- Director reappointment, Vincent Bourguignon (director)
- 40 shares
- The act holds 2 more points.
14-04
Gazette deed
Reappointments: Piet Bourguignon (director) and Vincent Bourguigon (director)3 points ▸
- General meeting, 15-05-2020
- Director reappointment, Piet Bourguignon (director)
- Director reappointment, Vincent Bourguigon (director)
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
10 activities
- Het beheer van een onroerend en roerend patrimonium, het valoriseren van dit patrimonium door beheersdaden, door het aanhouden van deze onroerende goederen op langere termijn, bij wijze van investering zodat ze een wezenlijk en duurzaam bestanddeel vormen van het patrimonium van de vennootschap;
- Het besturen, begeleiden en adviseren van ondernemingen en vennootschappen, in het algemeen en in het bijzonder van ondernemingen in de fitness-sector;
- Het waarnemen van bestuursmandaten en verstrekken van diensten en prestaties voor derden; het uitvoeren of doen uitvoeren van research op alle technische, marketing- en productiegebieden, organisatietechnieken en dergelijke, het geven van adviezen op het gebied van management, begeleiding, alsmede alle invoering, begeleiding en uitvoering ervan, dit alles in de meest ruime betekenis van het woord;
- De verwerving van deelnemingen, belangen, aandelen, effecten, obligaties en waarden door inschrijving, aankoop, optie, inbreng, fusie, geldschieting of door enig ander middel, in alle commerciële, industriële, dienstverlenende of financiële ondernemingen, zowel Belgische als buitenlandse;
- De verwerving van brevetten en licenties welke de vennootschap kan behouden, exploiteren en beheren;
- Het beleggen, beheren, uitbaten, huren en verhuren van onroerende en roerende goederen, zowel voor eigen rekening als voor rekening van derden;
- Het verlenen van persoonlijke of zakelijke zekerheden voor leningen of kredieten aangegaan door derden;
- Alle verrichtingen betreffende financieringen, leningen, geldplaatsingen en alle andere financiële verrichtingen;
- De vennootschap kan zowel in België als in het buitenland, zowel voor eigen rekening als voor rekening van derden, alle handelingen verrichten die nodig of dienstig zijn voor de verwezenlijking van of die in rechtstreeks of onrechtstreeks verband staan met haar doel.
- De vennootschap mag op om het even welke wijze betrokken zijn in zaken, ondernemingen, verenigingen of vennootschappen, zowel in België als in het buitenland, die hetzelfde, een gelijkaardig of verwant doel hebben of waarvan het doel in enig verband staat met het hare.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21463D0283/00G054 | Brussels | 2,858 m² | 1 · 1,093 m² | 17.9 m · 1 |
| 24505F0316/00M000 | Flanders | 2,503 m² | 1 · 1,329 m² | 11.3 m · 1 |