SCHELFHOUT GUY
ActiveSummary
SCHELFHOUT GUY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 87% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-1
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.86 against 7.48 in 2024; short-term debt: 8.5% and cash: 14.6% of total assets), and 12.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
3.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
2023
1 d early
2022
1 d early
2021
49 d late
2020
10 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€248k▼ 14.2%
2024 · €289k
2019: €269k
2020: €310k▲ +15.2% vs 2019highest in 7 years
2021: €255k▼ -17.9% vs 2020
2022: €257k▲ +0.8% vs 2021
2023: €275k▲ +6.9% vs 2022
2024: €289k▲ +5.1% vs 2023
2025: €248k▼ -14.2% vs 2024lowest in 7 years
2019 → 2025
Total assets
€283k▼ 12.9%
2024 · €325k
2019: €524khighest in 7 years
2020: €375k▼ -28.4% vs 2019
2021: €331k▼ -11.9% vs 2020
2022: €328k▼ -0.7% vs 2021
2023: €301k▼ -8.4% vs 2022
2024: €325k▲ +7.9% vs 2023
2025: €283k▼ -12.9% vs 2024lowest in 7 years
2019 → 2025
Net result
€9k▼ 34.9%
2024 · €14k
2019: €54k
2020: €41k▼ -24.3% vs 2019
2021: €57k▲ +40.7% vs 2020highest in 7 years
2022: €53k▼ -7.7% vs 2021
2023: €18k▼ -66.4% vs 2022
2024: €14k▼ -21.3% vs 2023
2025: €9k▼ -34.9% vs 2024lowest in 7 years
2019 → 2025
Working capital
€141k▼ 13.5%
2024 · €163k
2019: €206k
2020: €251k▲ +21.9% vs 2019highest in 7 years
2021: €142k▼ -43.4% vs 2020
2022: €130k▼ -8.8% vs 2021lowest in 7 years
2023: €149k▲ +15.1% vs 2022
2024: €163k▲ +9.4% vs 2023
2025: €141k▼ -13.5% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€255k-€257k▲ 0.8%€275k▲ 6.9%€289k▲ 5.1%€248k▼ 14.2%
2021: €255k
2022: €257k▲ +0.8% vs 2021
2023: €275k▲ +6.9% vs 2022
2024: €289k▲ +5.1% vs 2023highest in 5 years
2025: €248k▼ -14.2% vs 2024lowest in 5 years
Operating result€109k-€80k▼ 26.5%€27k▼ 66.6%€29k▲ 8.2%€17k▼ 42.6%
2021: €109khighest in 5 years
2022: €80k▼ -26.5% vs 2021
2023: €27k▼ -66.6% vs 2022
2024: €29k▲ +8.2% vs 2023
2025: €17k▼ -42.6% vs 2024lowest in 5 years
Net result€57k-€53k▼ 7.7%€18k▼ 66.4%€14k▼ 21.3%€9k▼ 34.9%
2021: €57khighest in 5 years
2022: €53k▼ -7.7% vs 2021
2023: €18k▼ -66.4% vs 2022
2024: €14k▼ -21.3% vs 2023
2025: €9k▼ -34.9% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€117k ▼ 13.8%
Current assets
€165k ▼ 12.3%
Equity and liabilities €283k
Equity
€248k ▼ 14.2%
Debt
€35k ▼ 3.1%
Debt's share of the balance-sheet total rises from 11.1% to 12.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €47k
Cash flow
€28k▼
2024 · €32k
Current ratio
6.86▼
2024 · 7.48
Debt to equity
0.14▲
2024 · 0.12
ROE
3.7%▼
2024 · 4.9%
ROA
3.2%▼
2024 · 4.3%
Interest coverage
116.30▲
2024 · 104.32
Debt ≤ 1 year
€24k▼
2024 · €25k
Income taxes
€7k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€325k€283k▼
Fixed assets21/28€136k€117k▼
Tangible fixed assets22/27€136k€117k▼
Land and buildings22€48k€40k▼
Plant, machinery and equipment23€38k€31k▼
Furniture and vehicles24€751€542▼
Other tangible fixed assets26€49k€46k▼
Current assets29/58€188k€165k▼
Amounts receivable within one year40/41€25k€53k▲
Trade receivables40€19k€44k▲
Other amounts receivable41€5k€9k▲
Current investments50/53€100k€63k▼
Cash at bank and in hand54/58€61k€41k▼
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€325k€283k▼
Equity10/15€289k€248k▼
Contributions10/11€12k€12k=
Reserves13€268k€227k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€263k€222k▼
Profit (loss) carried forward14€8k€9k▲
Amounts payable17/49€36k€35k▼
Amounts payable within one year42/48€25k€24k▼
Trade debts44€9k€15k▲
Suppliers440/4€9k€15k▲
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€11k€11k=
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€51k€40k▼
Operating profit (loss)9901€29k€17k▼
Financial income75/76B€31€38▲
Recurring financial income75€31€38▲
Financial charges65/66B€454€304▼
Recurring financial charges65€454€304▼
Profit (loss) for the period before taxes9903€28k€16k▼
Income taxes67/77€14k€7k▼
Profit (loss) for the period9904€14k€9k▼
Profit (loss) for the period to be appropriated9905€14k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€18k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
Transfer from equity791/2-€50k
Transfer to equity691/2€14k€9k▼
To other reserves6921€14k€9k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €15k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €16k | €17k | €18k | €19k | ▲ 1.6% |
| Other operating charges640/8 | - | €2k | €2k | €3k | €4k | ▲ 36.0% |
| Gross operating margin9900 | €123k | €98k | €46k | €51k | €40k | ▼ 21.5% |
| Operating profit (loss)9901 | €109k | €80k | €27k | €29k | €17k | ▼ 42.6% |
| Financial income75/76B | - | €0 | €288 | €31 | €38 | ▲ 22.2% |
| Recurring financial income75 | €0 | €0 | €288 | €31 | €38 | ▲ 22.2% |
| Financial charges65/66B | - | €607 | €415 | €454 | €304 | ▼ 33.1% |
| Recurring financial charges65 | €26k | €607 | €415 | €454 | €304 | ▼ 33.1% |
| Profit (loss) for the period before taxes9903 | €83k | €79k | €27k | €28k | €16k | ▼ 42.7% |
| Income taxes67/77 | €25k | €26k | €9k | €14k | €7k | ▼ 50.3% |
| Profit (loss) for the period9904 | €57k | €53k | €18k | €14k | €9k | ▼ 34.9% |
| Profit (loss) for the period to be appropriated9905 | €57k | €53k | €18k | €14k | €9k | ▼ 34.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €331k | €328k | €301k | €325k | €283k | ▼ 12.9% |
| Fixed assets21/28 | €126k | €138k | €135k | €136k | €117k | ▼ 13.8% |
| Tangible fixed assets22/27 | €126k | €138k | €135k | €136k | €117k | ▼ 13.8% |
| Land and buildings22 | - | €65k | €56k | €48k | €40k | ▼ 16.6% |
| Plant, machinery and equipment23 | - | €49k | €45k | €38k | €31k | ▼ 17.8% |
| Furniture and vehicles24 | - | - | €960 | €751 | €542 | ▼ 27.8% |
| Other tangible fixed assets26 | - | €24k | €33k | €49k | €46k | ▼ 7.7% |
| Current assets29/58 | €204k | €190k | €165k | €188k | €165k | ▼ 12.3% |
| Amounts receivable within one year40/41 | €44k | €24k | €34k | €25k | €53k | ▲ 115% |
| Trade receivables40 | - | €24k | €34k | €19k | €44k | ▲ 125% |
| Other amounts receivable41 | - | - | - | €5k | €9k | ▲ 79.5% |
| Current investments50/53 | €107k | €78k | €106k | €100k | €63k | ▼ 36.7% |
| Cash at bank and in hand54/58 | €50k | €84k | €23k | €61k | €41k | ▼ 32.7% |
| Deferred charges and accrued income490/1 | - | €4k | €2k | €3k | €8k | ▲ 175% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €331k | €328k | €301k | €325k | €283k | ▼ 12.9% |
| Equity10/15 | €255k | €257k | €275k | €289k | €248k | ▼ 14.2% |
| Contributions10/11 | - | €12k | €12k | €12k | €12k | = |
| Reserves13 | €235k | €236k | €254k | €268k | €227k | ▼ 15.3% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Tax-exempt reserves132 | - | €5k | €5k | €5k | €5k | = |
| Distributable reserves133 | - | €229k | €247k | €263k | €222k | ▼ 15.6% |
| Profit (loss) carried forward14 | €7k | €8k | €8k | €8k | €9k | ▲ 1.6% |
| Amounts payable17/49 | €76k | €71k | €26k | €36k | €35k | ▼ 3.1% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €62k | €61k | €16k | €25k | €24k | ▼ 4.5% |
| Current portion of amounts payable after more than one year42 | - | €0 | - | - | - | - |
| Trade debts44 | €5k | €132 | €1k | €9k | €15k | ▲ 70.3% |
| Suppliers440/4 | - | €132 | €1k | €9k | €15k | ▲ 70.3% |
| Taxes, remuneration and social security45 | - | €45k | €13k | €17k | €10k | ▼ 42.7% |
| Taxes450/3 | - | €45k | €13k | €17k | €10k | ▼ 42.7% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €16k | €2k | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €10k | €10k | €11k | €11k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €53k | €18k | €14k | €9k | ▼ 34.9% |
| + Depreciation and write-downs630 | €11k | €16k | €17k | €18k | €19k | ▲ 1.6% |
| Operating cash flow (approximation) | €68k | €69k | €35k | €32k | €28k | ▼ 14.1% |
| Investment in fixed assets (approximation) | - | €-27k | €-15k | €-19k | €0 | ▲ 100% |
| Change in cash | - | €34k | €-61k | €38k | €-20k | ▼ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €9k ▼34.9%
Net result drops to €9k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 10.11
Current ratio from 3.13 to 10.11; short-term debt falls from €61k to €16k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 49 days late
2021
30-06
Financial
Highest result since 2019net €57k ▲40.7%
Operating result €109k, net result €57k, both a record.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 6.72
Current ratio from 1.96 to 6.72; short-term debt falls from €213k to €44k.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2005
Ground area
1,916 m²
Building footprint
139 m²
Volume, LiDAR
1 m³
Parcel 23002H0555/00H000, Flanders · tallest building 0.3 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SCHELFHOUT GUY
since 20052.181.109.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002H0555/00H000 | Flanders | 1,916 m² | 1 · 139 m² | 0.3 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300MHB7Z7V58X4046
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Of 1,019 companies in sector 69103 we hold annual accounts for 611. 475 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2005
Fiscal year end30-06
Activities, NACEBEL 2025
69103Activities of bailiffs
Scores and ratios are computed by Checked and are not a credit decision.