Scheid & Radiguès Concept
ActiveScheid & Radiguès Concept has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €547. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency39▲+6
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
5 d early
2023
4 d early
2022
5 d late
2021
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▲ 30.3%
2024 · €2k
2021: €7k
2022: €1k
2023: €-9k
2024: €2k
2021 → 2025
Total assets
€17k▼ 25.2%
2024 · €23k
2021: €32k
2022: €15k
2023: €9k
2024: €23k
2021 → 2025
Net result
€547▼ 96.6%
2024 · €16k
2021: €6k
2022: €-6k
2023: €-11k
2024: €16k
2021 → 2025
Working capital
€5k▼ 42.6%
2024 · €8k
2021: €5k
2022: €-252
2023: €-10k
2024: €8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€1k▼ 84.7%€-9k€2k€2k▲ 30.3%
Operating result€8k-€-6k€-11k▼ 74.2%€18k€1k▼ 92.3%
Net result€6k-€-6k€-11k▼ 70.4%€16k€547▼ 96.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€1k▼ 7.5%
Current assets
€16k▼ 26.1%
Equity and liabilities €17k
Equity
€2k▲ 30.3%
Debt
€15k▼ 30.0%
The debt ratio falls from 92.0% to 86.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €19k
Cash flow
€1k▼
2024 · €17k
Solvency
14.0%▲
2024 · 8.0%
Current ratio
1.40▼
2024 · 1.59
Quick ratio
1.13▼
2024 · 1.37
Debt / equity
6.16▼
2024 · 11.47
ROE
23.2%▼
2024 · 900.9%
ROA
3.2%▼
2024 · 72.2%
Interest coverage
42.25▼
2024 · 394.25
Debt
€15k▼
2024 · €21k
Debt ≤ 1 year
€11k▼
2024 · €14k
Debt > 1 year
€3k▼
2024 · €7k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€17k▼
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Plant, machinery and equipment23€784€1k▲
Furniture and vehicles24€316-
Current assets29/58€21k€16k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€7k€11k▲
Trade receivables40€7k€11k▲
Cash at bank and in hand54/58€11k€1k▼
Deferred charges and accrued income490/1€149-
Equity and liabilities
Total equity and liabilities10/49€23k€17k▼
Equity10/15€2k€2k▲
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Profit (loss) carried forward14€808€1k▲
Amounts payable17/49€21k€15k▼
Amounts payable after more than one year17€7k€3k▼
Other amounts payable178/9€7k€3k▼
Amounts payable within one year42/48€14k€11k▼
Trade debts44€1k€9k▲
Suppliers440/4€1k€9k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€878€826▼
Other operating charges640/8€384€387▲
Gross operating margin9900€19k€3k▼
Operating profit (loss)9901€18k€1k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€48€53▲
Recurring financial charges65€48€53▲
Profit (loss) for the period before taxes9903€19k€3k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€16k€547▼
Profit (loss) for the period to be appropriated9905€16k€547▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€1k▼
Profit (loss) brought forward from the previous period14P€-10k€808▲
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
30-09
Financial
Liquidity quadruplescurrent ratio 1.59
Current ratio from 0.44 to 1.59; short-term debt falls from €18k to €14k.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Clément Delpierre 281310 La HulpeGround area
3,068 m²
Building footprint
222 m²
Volume, LiDAR
769 m³
2 parcels, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Scheid & Radiguès Concept
since 20202.300.476.942
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050D0106/00X000 | Wallonia | 2,087 m² | 1 · 97 m² | - |
| 25050D0097/00Z000 | Wallonia | 981 m² | 1 · 125 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 71113 we hold annual accounts for 658. 181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2020
Fiscal year end30-09
Activities, NACEBEL
71113Urban planning and landscape architecture
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:solfamiradi@hotmail.com
E-mail:solinederadigues@gmail.com
Phone:0477235447