MELT Consult
ActiveMELT Consult has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €-4k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency84▼-8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.72 in 2024), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
-19%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
35 d early
2022
31 d early
2021
32 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 27.7%
2024 · €15k
2020: €5k
2021: €10k
2022: €18k
2023: €24k
2024: €15k
2020 → 2025
Total assets
€22k▼ 16.3%
2024 · €27k
2020: €14k
2021: €23k
2022: €38k
2023: €41k
2024: €27k
2020 → 2025
Net result
€-4k▲ 26.2%
2024 · €-6k
2020: €5k
2021: €8k
2022: €9k
2023: €9k
2024: €-6k
2020 → 2025
Working capital
€6k▼ 31.1%
2024 · €8k
2020: €5k
2021: €4k
2022: €12k
2023: €14k
2024: €8k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€18k▲ 76.5%€24k▲ 33.2%€15k▼ 36.4%€11k▼ 27.7%
Operating result€12k-€16k▲ 36.4%€16k▲ 0.5%€-2k€874
Net result€8k-€9k▲ 20.7%€9k▼ 4.7%€-6k€-4k▲ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €874 after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€5k▼ 23.7%
Current assets
€17k▼ 13.6%
Equity and liabilities €22k
Equity
€11k▼ 27.7%
Debt
€11k▼ 0.9%
The debt ratio rises from 42.5% to 50.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€3k▲
2024 · €618
Cash flow
€-3k▲
2024 · €-3k
Solvency
49.7%▼
2024 · 57.5%
Current ratio
1.50▼
2024 · 1.72
Quick ratio
1.50▼
2024 · 1.72
Debt / equity
1.01▲
2024 · 0.74
ROE
-38.2%▼
2024 · -37.5%
ROA
-19.0%▲
2024 · -21.6%
Interest coverage
0.96▲
2024 · 0.71
Debt
€11k▼
2024 · €11k
Debt ≤ 1 year
€11k▼
2024 · €11k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€22k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€289-
Furniture and vehicles24€1k€688▼
Other tangible fixed assets26€5k€5k▼
Current assets29/58€20k€17k▼
Amounts receivable within one year40/41€15k€5k▼
Trade receivables40€14k-
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€3k€12k▲
Deferred charges and accrued income490/1€1k€46▼
Equity and liabilities
Total equity and liabilities10/49€27k€22k▼
Equity10/15€15k€11k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€9k▼
Amounts payable17/49€11k€11k▼
Amounts payable within one year42/48€11k€11k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44€3k€11▼
Suppliers440/4€3k€11▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€6k▲
Income statement
Code20242025
Non-recurring operating income76A-€19k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€3k€4k▲
Operating profit (loss)9901€-2k€874▲
Financial income75/76B€11-
Recurring financial income75€11-
Financial charges65/66B€867€3k▲
Recurring financial charges65€867€3k▲
Profit (loss) for the period before taxes9903€-3k€-2k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€-6k€-4k▲
Profit (loss) for the period to be appropriated9905€-6k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€9k▼
Profit (loss) brought forward from the previous period14P€22k€13k▼
Profit to be distributed694/7€3k-
Return on contributions (dividend)694€3k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
21-05
State Gazette act
Board meeting · Director appointment
Permanent representative · Power of attorney
2024
31-12
Financial
Weakest financial yearnet €-6k ▼164%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
03-12
State Gazette act
Board meeting · General meeting
Director reappointment · Permanent representative
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €9k ▲20.7%
Net result €9k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 6043061 BertemGround area
3,480 m²
Building footprint
90 m²
Volume, LiDAR
594 m³
Parcel 24061B0098/00H002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MELT Consult
since 20192.295.115.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24061B0098/00H002 | Flanders | 3,480 m² | 1 · 89 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,256 companies in sector 71113 we hold annual accounts for 656. 419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2019
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:meltconsult@telenet.be