SCHEERS MARC
ActiveSummary
SCHEERS MARC has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €17k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+5
Solvency82▼-18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 4.61 in 2024; short-term debt: 31.8% and cash: 6.2% of total assets), and 43.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.9%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
on the day
2023
13 d late
2022
34 d early
2021
61 d early
2020
12 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€86k▼ 41.3%
2024 · €146k
Total assets
€150k▼ 21.8%
2024 · €192k
Net result
€17k▲ 21.7%
2024 · €14k
Working capital
€60k▼ 54.6%
2024 · €133k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€48k▼ 7.1%€-6k€18k€26k▲ 41.3%€23k▼ 11.5%
Net result€55k▲ 76.6%€-27k€17k€14k▼ 18.1%€17k▲ 21.7%
Equity€142k▲ 62.6%€115k▼ 19.3%€132k▲ 14.9%€146k▲ 10.6%€86k▼ 41.3%
Total assets€216k▲ 30.0%€219k▲ 1.2%€184k▼ 15.6%€192k▲ 4.3%€150k▼ 21.8%
Debt€74k▼ 6.1%€104k▲ 40.5%€53k▼ 49.4%€46k▼ 11.7%€65k▲ 39.6%
Working capital€123k▲ 78.4%€95k▼ 22.8%€117k▲ 23.9%€133k▲ 13.5%€60k▼ 54.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€42k ▲ 89.1%
Current assets
€108k ▼ 36.3%
Equity and liabilities €150k
Equity
€86k ▼ 41.3%
Debt
€65k ▲ 39.6%
Debt's share of the balance-sheet total rises from 24.1% to 43.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €39k
Cash flow
€34k▲
2024 · €27k
Current ratio
2.26▼
2024 · 4.61
Quick ratio
1.91▼
2024 · 4.07
Debt to equity
0.76▲
2024 · 0.32
ROE
19.9%▲
2024 · 9.6%
ROA
11.4%▲
2024 · 7.3%
Interest coverage
11.67▲
2024 · 7.09
Debt ≤ 1 year
€48k▲
2024 · €37k
Debt > 1 year
€17k▲
2024 · €10k
Income taxes
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3k | €18k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €13k | €16k | €13k | €17k | ▲ 29.9% |
| Other operating charges640/8 | €719 | €855 | €913 | €953 | €1k | ▲ 55.2% |
| Non-recurring operating charges66A | €298 | - | - | - | - | - |
| Gross operating margin9900 | €57k | €8k | €35k | €40k | €41k | ▲ 3.4% |
| Operating profit (loss)9901 | €48k | €-6k | €18k | €26k | €23k | ▼ 11.5% |
| Financial income75/76B | €12k | €6k | €5k | €6k | €5k | ▼ 15.8% |
| Recurring financial income75 | €5k | €6k | €5k | €6k | €5k | ▼ 15.8% |
| Non-recurring financial income76B | €6k | - | - | - | - | - |
| Financial charges65/66B | €5k | €8k | €6k | €5k | €3k | ▼ 38.0% |
| Recurring financial charges65 | €5k | €8k | €6k | €5k | €3k | ▼ 38.0% |
| Profit (loss) for the period before taxes9903 | €55k | €-8k | €18k | €27k | €25k | ▼ 7.1% |
| Income taxes67/77 | - | €20k | €422 | €13k | €8k | ▼ 38.3% |
| Profit (loss) for the period9904 | €55k | €-27k | €17k | €14k | €17k | ▲ 21.7% |
| Profit (loss) for the period to be appropriated9905 | €55k | €-27k | €17k | €14k | €17k | ▲ 21.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €216k | €219k | €184k | €192k | €150k | ▼ 21.8% |
| Fixed assets21/28 | €27k | €47k | €35k | €22k | €42k | ▲ 89.1% |
| Tangible fixed assets22/27 | €27k | €47k | €35k | €22k | €42k | ▲ 89.7% |
| Land and buildings22 | €9k | €7k | €4k | €2k | €198 | ▼ 90.4% |
| Plant, machinery and equipment23 | €5k | €4k | €3k | €2k | €501 | ▼ 68.9% |
| Furniture and vehicles24 | €6k | €4k | €5k | €3k | €10k | ▲ 241% |
| Leasing and similar rights25 | €6k | €32k | €22k | €16k | €31k | ▲ 102% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €189k | €172k | €149k | €170k | €108k | ▼ 36.3% |
| Stocks and contracts in progress3 | €69k | €65k | €26k | €20k | €17k | ▼ 14.2% |
| Stocks30/36 | €69k | €65k | €26k | €20k | €17k | ▼ 14.2% |
| Amounts receivable within one year40/41 | €111k | €95k | €105k | €144k | €78k | ▼ 45.7% |
| Trade receivables40 | €30k | €3k | €9k | €17k | €32k | ▲ 87.0% |
| Other amounts receivable41 | €81k | €92k | €95k | €127k | €47k | ▼ 63.4% |
| Cash at bank and in hand54/58 | €5k | €6k | €15k | €2k | €9k | ▲ 320% |
| Deferred charges and accrued income490/1 | €4k | €5k | €3k | €4k | €4k | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €216k | €219k | €184k | €192k | €150k | ▼ 21.8% |
| Equity10/15 | €142k | €115k | €132k | €146k | €86k | ▼ 41.3% |
| Contributions10/11 | €65k | €65k | €65k | €65k | €65k | = |
| Reserves13 | €77k | €77k | €77k | €81k | €21k | ▼ 74.2% |
| Distributable reserves133 | €77k | €77k | €77k | €81k | €21k | ▼ 74.2% |
| Profit (loss) carried forward14 | - | €-27k | €-10k | - | - | - |
| Amounts payable17/49 | €74k | €104k | €53k | €46k | €65k | ▲ 39.6% |
| Amounts payable after more than one year17 | €7k | €27k | €17k | €10k | €17k | ▲ 77.9% |
| Financial debts170/4 | €7k | €27k | €17k | €10k | €17k | ▲ 77.9% |
| Amounts payable within one year42/48 | €66k | €77k | €32k | €37k | €48k | ▲ 29.7% |
| Current portion of amounts payable after more than one year42 | €3k | €10k | €10k | €7k | €14k | ▲ 99.7% |
| Financial debts43 | €8k | €7k | €7k | €10k | €7k | ▼ 28.4% |
| Credit institutions430/8 | €8k | €7k | €7k | €77 | €7k | ▲ 9,491% |
| Other loans439 | - | - | - | €10k | - | - |
| Trade debts44 | €33k | €60k | €13k | €19k | €17k | ▼ 14.1% |
| Suppliers440/4 | €33k | €60k | €13k | €19k | €17k | ▼ 14.1% |
| Taxes, remuneration and social security45 | €23k | - | €1k | - | €9k | - |
| Taxes450/3 | €23k | - | €1k | - | €9k | - |
| Accrued charges and deferred income492/3 | - | - | €4k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €-27k | €17k | €14k | €17k | ▲ 21.7% |
| + Depreciation and write-downs630 | €8k | €13k | €16k | €13k | €17k | ▲ 29.9% |
| Operating cash flow (approximation) | €62k | €-14k | €33k | €27k | €34k | ▲ 25.6% |
| Investment in fixed assets (approximation) | - | €-33k | €-4k | €0 | €-36k | - |
| Change in cash | - | €1k | €9k | €-13k | €7k | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.66
Current ratio from 2.23 to 4.66; short-term debt falls from €77k to €32k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €55k ▲76.6%
Net result €55k, the highest in the series.
31-12
Financial
Equity above €100kEq €142k ▲62.6%
4 profitable years in a row build equity to €142k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 2 establishment units since 1998
Ground area
2,011 m²
Building footprint
376 m²
Volume, LiDAR
2,488 m³
2 parcels, Flanders · tallest building 22.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Huisakkers 58, 2230 Herselt
since 19982.085.205.040
Eurokrediet
since 20092.176.447.495
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001A0266/00B002 | Flanders | 1,019 m² | 1 · 119 m² | 22.4 m · 3 fl. |
| 13392L0661/00D000 | Flanders | 992 m² | 1 · 257 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 21,222 companies in sector 81300 we hold annual accounts for 4,366. 3,639 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-1997
Fiscal year end31-12
Trade name NL
Eurokrediet
Activities, NACEBEL 2025
81300Landscape service activities
68121Development of residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.