GEBROEDERS SMETS
ActiveSummary
GEBROEDERS SMETS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €21k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+5
Solvency93▼-7
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 4.51 in 2024; short-term debt: 15.3% and cash: 21.8% of total assets), and 32.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
13.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €109k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
3 d early
2023
3 d early
2022
4 d early
2021
68 d early
2020
18 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 24.0%
2024 · €88k
2018: €142k
2019: €155k
2020: €180k
2021: €181k
2022: €80k
2023: €78k
2024: €88k
2018 → 2025
Total assets
€160k▲ 46.3%
2024 · €109k
2018: €192k
2019: €268k
2020: €268k
2021: €265k
2022: €124k
2023: €106k
2024: €109k
2018 → 2025
Net result
€21k▲ 118%
2024 · €10k
2018: €12k
2019: €13k
2020: €25k
2021: €964
2022: €-9k
2023: €-2k
2024: €10k
2018 → 2025
Working capital
€56k▼ 14.0%
2024 · €66k
2018: €89k
2019: €85k
2020: €84k
2021: €98k
2022: €44k
2023: €55k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€80k▼ 56.1%€78k▼ 1.9%€88k▲ 12.4%€109k▲ 24.0%
Operating result€6k-€-7k€-532▲ 92.2%€12k€29k▲ 138%
Net result€964-€-9k€-2k▲ 82.8%€10k€21k▲ 118%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 138% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€79k ▲ 215%
Current assets
€81k ▼ 3.9%
Equity and liabilities €160k
Equity
€109k ▲ 24.0%
Debt
€51k ▲ 136%
Debt's share of the balance-sheet total rises from 19.9% to 32.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €28k
Cash flow
€40k▲
2024 · €25k
Current ratio
3.30▼
2024 · 4.51
Debt to equity
0.47▲
2024 · 0.25
ROE
19.3%▲
2024 · 11.0%
ROA
13.1%▲
2024 · 8.8%
Interest coverage
30.43▲
2024 · 28.63
Debt ≤ 1 year
€25k▲
2024 · €19k
Debt > 1 year
€27k▲
2024 · €3k
Income taxes
€7k▲
2024 · €2k
Staff costs
€615▲
2024 · €-66
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€160k▲
Fixed assets21/28€25k€79k▲
Tangible fixed assets22/27€25k€79k▲
Plant, machinery and equipment23€10k€32k▲
Furniture and vehicles24€8k€10k▲
Leasing and similar rights25€7k€37k▲
Current assets29/58€84k€81k▼
Amounts receivable within one year40/41€46k€43k▼
Trade receivables40€45k€40k▼
Other amounts receivable41€855€2k▲
Cash at bank and in hand54/58€36k€35k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€109k€160k▲
Equity10/15€88k€109k▲
Contributions10/11€12k€12k=
Reserves13€76k€96k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€345€345=
Distributable reserves133€74k€95k▲
Profit (loss) carried forward14€-870-
Amounts payable17/49€22k€51k▲
Amounts payable after more than one year17€3k€27k▲
Financial debts170/4€3k€27k▲
Amounts payable within one year42/48€19k€25k▲
Current portion of amounts payable after more than one year42€5k€10k▲
Financial debts43-€807
Credit institutions430/8-€807
Trade debts44€12k€10k▼
Suppliers440/4€12k€10k▼
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€1k€21▼
Income statement
Code20242025
Remuneration, social security and pensions62€-66€615▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€29k€50k▲
Operating profit (loss)9901€12k€29k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€963€2k▲
Recurring financial charges65€963€2k▲
Profit (loss) for the period before taxes9903€11k€28k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€10k€21k▲
Profit (loss) for the period to be appropriated9905€10k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-870€20k▲
Profit (loss) brought forward from the previous period14P€-11k€-870▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €109k ▲24%
2 profitable years in a row build equity to €109k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼1032%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲90.3%
Net result €25k, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €155k ▲9.2%
2 profitable years in a row build equity to €155k.
Show earlier events
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 153590 DiepenbeekGround area
2,290 m²
Building footprint
201 m²
Parcel 71011I2513/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
GEBROEDERS SMETS
since 19942.068.929.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I2513/00A000 | Flanders | 2,289 m² | 1 · 201 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EXTERIEURCONCEPTEN DEJONGHE
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GO GREEN
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.