SCHAUS & DONATI · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SCHAUS & DONATI is 2.6% (moderate). The 2024 annual accounts show equity of €39k and a net result of €12k. Its solvency ranks better than 86% of 11087 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 86% of 11087 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-09-2025	61 d late	2025-00521857
31-12-2023	31-07-2024	30-09-2024	61 d late	2024-00495494
31-12-2022	31-07-2023	29-06-2023	32 d early	2023-00206723
31-12-2021	31-07-2022	15-06-2022	46 d early	2022-20069918

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.6% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€12k-35.8%

Working capital€32k+73.1%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	73.0%	40.9%	better than 86% of 11087 sector peers
Net result	€12k	€11k	better than 52% of 11069 sector peers
Equity	€39k	€34k	better than 54% of 11090 sector peers
Gross operating margin	€26k	€35k	better than 42% of 11060 sector peers
Total assets	€53k	€93k	better than 29% of 11087 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€25k

-12.4% 21-24

Net profit

€12k

-35.8% 21-24

Cash flow

€18k

-22.1% 21-24

Total assets

€53k

-15.0% 21-24

Equity

€39k

+47.3% 21-24

Working capital

€32k

+73.1% 21-24

Income taxes

€5k

+32.2% 21-24

Debt

€14k

-60.4% 21-24

Debt ≤ 1y

€14k

-42.9% 21-24

Debt > 1y

€11k

- 21-24

Current ratio

3.20

+85.5% 21-24

Quick ratio

3.20

+85.5% 21-24

Solvency

73.0%

+73.2% 21-24

Debt / equity

0.37

-73.1% 21-24

ROE

32.1%

-56.4% 21-24

ROA

23.4%

-24.5% 21-24

Interest coverage

14.61

-42.4% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€25k
Net profit	€12k
Cash flow	€18k
Staff costs	-
Income taxes	€5k
Dividends	-
Total assets	€53k
Equity	€39k
Debt	€14k
of which ≤ 1y	€14k
of which > 1y	-
Working capital	€32k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.20
Quick ratio	3.20
Working capital ratio	59.3%
Solvency	73.0%
Debt / equity	0.37
Long-term debt ratio	-
Interest coverage	14.61
Gross margin	-
Net margin	-
ROA	23.4%
ROE	32.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €7k · 13.7% Current assets €46k · 86.3%

Equity & liabilities

Equity €39k · 73.0% Debt €14k · 27.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€53k
Fixed assets	21/28	€7k
Tangible fixed assets	22/27	€7k
Current assets	29/58	€46k
Amounts receivable within one year	40/41	€22k
Cash & bank	54/58	€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€53k
Equity	10/15	€39k
Contributions / capital	10/11	€7k
Accumulated profits (losses)	14	€32k
Amounts payable	17/49	€14k
Amounts payable within one year	42/48	€14k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€26k
Operating result	9901	€19k
Financial income	75	€208
Financial charges	65	€2k
Result before taxes	9903	€18k
Income taxes	67/77	€5k
Net result for the period	9904	€12k
Result to be appropriated	9905	€12k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Mauvaises-Vignes 234032 Liège

Establishment units

1 location

Rue des Mauvaises-Vignes 23, 4032 Liège

Installatie van industriële machines, toestellen en werktuigen

since 20202.309.083.020

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 100

Solvency 100

Growth 52

Stability 94

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