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CEDRIC BERNARD

Active
Private limited companyfounded 20206 yrs activeRue de la Frête 16, 1367 Ramillies, BelgiumKBO/BCE: BE 0743.542.018
Summary

The computed 12-month bankruptcy probability of CEDRIC BERNARD is 2.8% (moderate). The 2024 annual accounts show equity of €9,787 and a net result of €3,535. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 36365 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
CEDRIC BERNARDActiveChecked score 35/100
Risk analysis ReportCompare

Overview

What they do
Other construction installation
NACE 43240NACE 43299
1 site
How big
€72,220total assets 2024
Equity
€9,787
Profit
€3,535
Turnover not published (abridged schema)
Financially healthy?
35 Weak Checked score 2024
Bankruptcy chance 12 m
2.8%
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 35- Limited track record- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Weak solvency vs sectorFiled after the deadlineShow the evidence

Checked score

Score 2024
35 / 100
Weak
Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▼-62
Solvency39▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.14 against 1.43 in 2023; short-term debt: 86.4% of total assets), and 86.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13.6%
Return on assets
4.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 36365 sector peers (2024).
NBB · sector comparison
Position among 36365 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
77 d late
2023
127 d late
2022
126 d late
2021
145 d late
2020
87 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 112 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Liquidity quadruplescurrent ratio 1.43

Key points

  • Caution: Among the weakest 17% on equitysector median €58,007 · 36,382 companies €9,787 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Total assets 20245 fiscal years filed €72,220 View

By topic

Financials

Fiscal year
2024
Total assets
€72,220
Profit
€3,535
Solvency
13.6%
Go to Financials

Timeline

Events
8
Since
2021
  1. 16-10-2025Annual accounts filed
  2. 05-12-2024Annual accounts filed
  3. 31-12-2023Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
11-02-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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