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Schatteloekes

Active
Private limited companyfounded 20223 yrs activeDiestsesteenweg 362, 3202 Aarschot, BelgiumKBO/BCE: BE 0794.379.025
Summary

Schatteloekes has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,111 and a net result of €8,984. Equity is growing by ~82.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
SchatteloekesActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€200,419total assets 2025
Staff
4.7 FTE
Equity
€79,111
Profit
€8,984
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts on time0 of 2 deeds read
Why 89- Liquidity: current ratio 0.94, cash €7,610+ Sector Social work activities without accommodation (NACE 88)+ Size: total assets €200,419+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 88, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 64-4
equity 39.5% of total assets
Liquidity 39+7
short-term debt 35.3% · cash 3.8%
Profitability 74-26
return on assets 4.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,117 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%▲ +5.9% vs 12-2024 02-2025: 0.7%▼ -1.0% vs 01-2025 03-2025: 0.7%▲ +0.7% vs 02-2025 04-2025: 0.7%▲ +2.0% vs 03-2025 05-2025: 0.7%▲ +0.8% vs 04-2025 06-2025: 0.7%▼ -2.2% vs 05-2025 07-2025: 0.7%▲ +0.7% vs 06-2025 08-2025: 1.1%▲ +49.0% vs 07-2025highest value 09-2025: 0.6%▼ -42.2% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▲ +0.3% vs 12-2025 02-2026: 0.6%▲ +0.6% vs 01-2026 03-2026: 0.6%▲ +1.8% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%▲ +1.9% vs 04-2026 06-2026: 0.6%▼ -5.2% vs 05-2026 07-2026: 0.6%▼ -3.2% vs 06-2026 08-2026: 0.2%▼ -71.5% vs 07-2026 09-2026: 0.2%▼ -1.2% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Sector Social work activities without accommodation (NACE 88) lowers the probability
  • Size: total assets €200,419 lowers the probability for this profile
  • Liquidity: current ratio 0.94, cash €7,610 raises the probability
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.85 in 2024; short-term debt: 35.3% and cash: 3.8% of total assets), and 60.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, micro). Better than this share of them on solvency 46%, liquidity 16%, profitability 54%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Social work activities without accommodation (NACE 88)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €200,419
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.94, cash €7,610
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2022net €68,063 ▲137,930%

Key points

  • Caution: Result fell in 2025from €68,063 to €8,984 ▼ 86.8% View
  • Flemish supportawarded 2023 - 2025 €465,838 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€200,419
Profit
€8,984
Solvency
39.5%
Total assets▲ 22.4%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2022
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Day nurseries and crèchesNACE 88911
Founded
05-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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