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Mini Garden

Active
Private limited companyfounded 20232 yrs activeMolenstraat 135, 1790 Affligem, BelgiumKBO/BCE: BE 1002.612.685
Summary

The computed 12-month bankruptcy probability of Mini Garden is 1.8% (moderate). The 2024 annual accounts show negative equity (-€6,502) and a net result of -€12,502. Its solvency ranks better than 10% of 701 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability59
Solvency21
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34; short-term debt: 102.2% and cash: 4.9% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-4.1%
Return on assets
-7.9%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
49 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 49 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Mini Garden was incorporated on 23 November 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€6,502
Total assets
€158,074
Net result
-€12,502
Working capital
-€106,621

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €158,074
Fixed assets €103,197
Current assets €54,877
Key figures and ratios
2024 value
EBITDA
€3,383
Cash flow
€2,960
Solvency
-4.1%
Current ratio
0.34
Debt to equity
-25.31
ROA
-7.9%
Interest coverage
8.00
Debt
€164,576
Debt ≤ 1 year
€161,498
Debt > 1 year
€3,078
Staff costs
€197,080

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€158,074
Fixed assets21/28€103,197
Intangible fixed assets21€8,644
Tangible fixed assets22/27€76,733
Other tangible fixed assets26€76,733
Financial fixed assets28€17,820
Current assets29/58€54,877
Amounts receivable within one year40/41€45,337
Trade receivables40€25,204
Other amounts receivable41€20,133
Cash at bank and in hand54/58€7,740
Deferred charges and accrued income490/1€1,800
Equity and liabilities
Total equity and liabilities10/49€158,074
Equity10/15-€6,502
Contributions10/11€6,000
Profit (loss) carried forward14-€12,502
Amounts payable17/49€164,576
Amounts payable after more than one year17€3,078
Financial debts170/4€3,078
Amounts payable within one year42/48€161,498
Current portion of amounts payable after more than one year42€11,921
Trade debts44€48,740
Suppliers440/4€48,740
Taxes, remuneration and social security45€42,721
Remuneration and social security454/9€42,721
Other amounts payable47/48€58,116
Income statement Code2024
Remuneration, social security and pensions62€197,080
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,462
Other operating charges640/8€1,185
Gross operating margin9900€201,648
Operating profit (loss)9901-€12,079
Financial charges65/66B€423
Recurring financial charges65€423
Profit (loss) for the period before taxes9903-€12,502
Profit (loss) for the period9904-€12,502
Profit (loss) for the period to be appropriated9905-€12,502
Appropriation of the result
Profit (loss) to be appropriated9906-€12,502

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€197,080
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,462
Other operating charges640/8€1,185
Gross operating margin9900€201,648
Operating profit (loss)9901-€12,079
Financial charges65/66B€423
Recurring financial charges65€423
Profit (loss) for the period before taxes9903-€12,502
Profit (loss) for the period9904-€12,502
Profit (loss) for the period to be appropriated9905-€12,502
Line2024
Assets
Total assets20/58€158,074
Fixed assets21/28€103,197
Intangible fixed assets21€8,644
Tangible fixed assets22/27€76,733
Other tangible fixed assets26€76,733
Financial fixed assets28€17,820
Current assets29/58€54,877
Amounts receivable within one year40/41€45,337
Trade receivables40€25,204
Other amounts receivable41€20,133
Cash at bank and in hand54/58€7,740
Deferred charges and accrued income490/1€1,800
Equity and liabilities
Total equity and liabilities10/49€158,074
Equity10/15-€6,502
Contributions10/11€6,000
Profit (loss) carried forward14-€12,502
Amounts payable17/49€164,576
Amounts payable after more than one year17€3,078
Financial debts170/4€3,078
Amounts payable within one year42/48€161,498
Current portion of amounts payable after more than one year42€11,921
Trade debts44€48,740
Suppliers440/4€48,740
Taxes, remuneration and social security45€42,721
Remuneration and social security454/9€42,721
Other amounts payable47/48€58,116
Line2024
Profit (loss) for the period9904-€12,502
+ Depreciation and write-downs630€15,462
Operating cash flow (approximation)€2,960

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 4 establishment units since 2023
seat establishment All 4 establishment units on the map
Ground area
5,968 m²
Building footprint
1,045 m²
Volume, LiDAR
6,572 m³
4 parcels, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
4 establishment units
Mini Garden essene
Molenstraat 135, 1790 AffligemDay nurseries and crèches
since 20232.352.765.385
Mini Garden opwijk
Klei 189, 1745 OpwijkDay nurseries and crèches
since 20232.352.765.484
Mini Garden Kapelle-op-den-Bos
Bormstraat 43, 1880 Kapelle-op-den-BosDay nurseries and crèches
since 20242.360.242.008
Mini Garden Merchten
Stoofstraat 1, 1785 MerchtemDay nurseries and crèches
since 20242.360.242.107
4 parcels
Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23021B0728/00C000 Flanders 3,975 m² 1 · 297 m² 7.4 m · 2 fl.
23060C0147/00E005 Flanders 918 m² 1 · 194 m² 1.6 m
23039A0127/00M003 Flanders 555 m² 1 · 101 m² -
23602H0143/00S002 Flanders 521 m² 1 · 454 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 303,638 EUR awarded · 303,638 EUR paid
Year Entries awardedpaid
2025 1 177,869 EUR177,869 EUR
2024 1 125,769 EUR125,769 EUR
Schemes
2 entries · 303,638 EUR · 303,638 EUR paid · Opgroeien regie

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Affligem2.352.765.385
1 permission
Toelating · Crèche (bereiding - distributie maaltijden) · since 20-12-2023
Kapelle-op-den-Bos2.360.242.008
1 permission
Toelating · Crèche (bereiding - distributie maaltijden) · since 21-06-2024

Care and welfare

5 services · 2 live
Mini garden Affligem
Opgroeien (child and family agency) · live
Groepsopvang · Voorschoolse Opvang
Mini garden Kapelle op den Bos
Opgroeien (child and family agency) · live
Groepsopvang · Voorschoolse Opvang
Mini garden Merchtem
Opgroeien (child and family agency) · ended
Groepsopvang · Voorschoolse Opvang
Mini garden Nieuwenrode
Opgroeien (child and family agency) · under review
Groepsopvang · Voorschoolse Opvang
Show 1 more services
Mini garden Opwijk
Opgroeien (child and family agency) · under review
Groepsopvang · Voorschoolse Opvang

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,588 companies in sector 88911 we hold annual accounts for 709. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Contact
E-mail kdvminigarden@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002612685
Also 9925:BE1002612685
Registered 18-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.