SCH
ActiveSummary
The computed 12-month bankruptcy probability of SCH is 7.4% (elevated). The 2025 annual accounts show equity of €825 and a net result of -€175. Its solvency ranks better than 77% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-12-2023 Normal situation
- Activity
- Contract catering and other food service activities NACE 56220and 2 others
- Establishment unit
- 2.375.045.295 1060 Sint-Gillis (bij-Brussel), since 22-05-2025
- Financial year end
- 30 June
- Peppol
- Reachable since 22-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.4%
- Gross margin
- -€163
- Loss
- €175
- Equity
- €825
- Total assets
- €1,349
Score breakdownraises riskFounded in 2023Sector: Food and beverage service activities (NACE 56)1 change of registered office in 24 monthsLiquidity: current ratio 0.42Show the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 77% of them on solvency, 68% on liquidity and 19% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-01-2026 PDF
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12 |
| Gross operating margin9900 | -€163 |
| Operating profit (loss)9901 | -€175 |
| Profit (loss) for the period before taxes9903 | -€175 |
| Profit (loss) for the period9904 | -€175 |
| Profit (loss) for the period to be appropriated9905 | -€175 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,349 | |
| Formation expenses20 | €1,129 | |
| Current assets29/58 | €220 | |
| Amounts receivable within one year40/41 | €220 | |
| Other amounts receivable41 | €220 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,349 | |
| Equity10/15 | €825 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | -€175 | |
| Amounts payable17/49 | €524 | |
| Amounts payable within one year42/48 | €524 | |
| Other amounts payable47/48 | €524 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€175 |
| + Depreciation and write-downs630 | €12 |
| Operating cash flow (approximation) | -€163 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as SCH has now. Two years later, 87.7% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SCH itself is higher: 7.4% within 12 months. It rests on far more data about SCH than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for SCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 28-01-2026 | 2026-00016182 |
Board & ownership
Directors
Owners and capital
Shareholders
- CHERKI Samar 100 shares (100%) · €1,000 in cash
Capital transactions
- 27-12-2023 Incorporation · €1,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| JERIDI Mahmoud |
|
| CHERKI Samar |
|
| Zehair CHERKI |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1”
deed of 23-06-2025 (in French)
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant, moitié acquéreurs proportionnellement nombre d'actions si plusieurs, Article 9”
deed of 27-12-2023 (in French)
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
deed of 27-12-2023 (in French)
Network & group
Companies at the same address
1 other companyConnections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
23-06
Gazette deed
Registered office moved from Tournai to Saint-GillesNew seat: 1060 Saint-Gilles, Rue de la Croix de Pierre 6 · Previous seat: 7500 Tournai, Rue Saint-Eleuthère(TOU) 102 · Resignations: Cherki Samar (director) and Cherki Zehair (director)5 points ▸
- General meeting, “assemblée générale extraordinaire des actionnaires, unanimity” (deed in French)
- Director resignation, Cherki Samar (director)
- Director resignation, Cherki Zehair (director)
- Director appointment, JERIDI Mahmoud (director)
- Registered-office move, 1060 Saint-Gilles, Rue de la Croix de Pierre 6
27-12
Gazette deed
IncorporationStarting capital €1,000 · Appointments: Zehair CHERKI (director) and CHERKI Samar (director) · Founder13 points ▸
- Founder, CHERKI Samar
- Incorporation, 20-12-2023
- Founding capital, €1,000
- Other provision, 17-08-2023
- Declaration, “responsabilité du fondateur en cas de faillite, faillite dans les trois ans de la constitution” (deed in French)
- Other provision, “arrêt des statuts” (deed in French)
- Capital
- Registered office clause, “7500 Tournai,rue Saint-Eleuthère,102” (deed in French)
- Other provision, “adresse électronique, toute communication vers cette adresse par actionnaires titulaires titres certificats réputée intervenue valablement” (deed in French)
- Board rule, 2
- Director appointment, Zehair CHERKI (director (not named in the articles))
- Director appointment, CHERKI Samar (director (not named in the articles))
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20254 activities
- Toutes activités relevant du secteur de l'hôtellerie, de la restauration et du débit de boissons, tels que notamment l'exploitation d'hôtels, restaurants, tavernes, cafés, drugstores, snack-bars, night-clubs, cafétérias et autres établissements similaires ; ainsi que le commerce sous toutes ses formes de produits de consommation et articles pour fumeurs, et notamment de plats préparés à consommer sur place, à emporter ou à livrer à domicile, en ce compris notamment l'activité de traiteur.
- Les activités d’importation, d’exportation, d’achat, de vente, de représentation, de distribution et de négoce, en gros et au détail, de tous produits en lien direct ou indirect avec l’activité de restauration, notamment des denrées alimentaires, boissons, équipements professionnels, mobilier, ustensiles de cuisine et produits connexes.
- Toutes activités dans le domaine de la construction, de la rénovation, de l’aménagement intérieur ou extérieur, en ce compris la gestion de chantiers, la coordination de travaux, la sous-traitance ou la réalisation directe de travaux de gros œuvre ou de parachèvement, pour des tiers ou pour compte propre.
- Les activités de transport de biens et de personnes, tant à titre principal qu’accessoire, en ce compris le transport pour compte propre ou pour compte de tiers, le service de livraison à domicile, les services de transport touristique ou occasionnel, ainsi que toute activité logistique liée au transport
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21562A0123/00X002 | Brussels | 81 m² | 1 · 76 m² | 18.9 m · 5 |
| 21013B0073/00D000 | Brussels | 65 m² | - | - |