SCH
ActiveSummary
The computed 12-month bankruptcy probability of SCH is 7.3% (elevated). The 2025 annual accounts show equity of €825 and a net result of -€175. Its solvency ranks better than 77% of 16,816 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 87.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 7.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12 |
| Gross operating margin9900 | -€163 |
| Operating profit (loss)9901 | -€175 |
| Profit (loss) for the period before taxes9903 | -€175 |
| Profit (loss) for the period9904 | -€175 |
| Profit (loss) for the period to be appropriated9905 | -€175 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,349 | |
| Formation expenses20 | €1,129 | |
| Current assets29/58 | €220 | |
| Amounts receivable within one year40/41 | €220 | |
| Other amounts receivable41 | €220 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,349 | |
| Equity10/15 | €825 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | -€175 | |
| Amounts payable17/49 | €524 | |
| Amounts payable within one year42/48 | €524 | |
| Other amounts payable47/48 | €524 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€175 |
| + Depreciation and write-downs630 | €12 |
| Operating cash flow (approximation) | -€163 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 28-01-2026 | 2026-00016182 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.