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SCA CONCEPT

Active
Private limited companyfounded 20179 yrs activeRue Tienne Saint Gilles 100, 6010 Charleroi, BelgiumKBO/BCE: BE 0679.593.480
Summary

The computed 12-month bankruptcy probability of SCA CONCEPT is 1.5% (moderate). The 2025 annual accounts show negative equity (-€13,731) and a net result of -€19,923. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 1920 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
SCA CONCEPTActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Public relations and communication consultancy
NACE 73300NACE 70210
1 site
Size
€22,432total assets 2025
Equity
-€13,731
Loss
-€19,923
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Accounts 23 d early0 of 2 deeds read
Why 52Capped at 59: negative equity- Loss of €19,923, the second in a row (FY 2025)- Negative equity -€13,731+ Size: total assets €22,432+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 4% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-36
equity -61.2% of total assets
Liquidity 7+4
short-term debt 161.2% · cash 5.5%
Profitability 0-8
return on assets -88.8%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● 0.0% vs 11-2024 01-2025: 1.3%▼ -2.3% vs 12-2024lowest value 02-2025: 1.3%● 0.0% vs 01-2025lowest value 03-2025: 1.4%▲ +2.9% vs 02-2025 04-2025: 1.4%▲ +1.8% vs 03-2025 05-2025: 1.4%▼ -0.9% vs 04-2025 06-2025: 1.4%▼ -1.5% vs 05-2025 07-2025: 1.4%▼ -0.1% vs 06-2025 08-2025: 2.0%▲ +51.1% vs 07-2025 09-2025: 2.3%▲ +13.1% vs 08-2025highest value 10-2025: 1.5%▼ -34.4% vs 09-2025 11-2025: 1.5%● 0.0% vs 10-2025 12-2025: 1.5%▲ +0.7% vs 11-2025 01-2026: 1.5%▼ -2.2% vs 12-2025 02-2026: 1.5%● 0.0% vs 01-2026 03-2026: 1.5%▲ +2.5% vs 02-2026 04-2026: 1.6%▲ +1.7% vs 03-2026 05-2026: 1.5%▼ -1.5% vs 04-2026 06-2026: 1.5%▼ -2.1% vs 05-2026 07-2026: 1.5%▲ +0.9% vs 06-2026 08-2026: 1.5%▲ +0.3% vs 07-2026 09-2026: 1.5%● 0.0% vs 08-2026 10-2026: 1.5%● 0.0% vs 09-2026
  • Size: total assets €22,432 lowers the probability for this profile
  • Loss of €19,923, the second in a row (FY 2025) raises the probability
  • Negative equity -€13,731 raises the probability
  • Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
No credit on open account
Liquidity short (current ratio 0.57 against 1.04 in 2024; short-term debt: 161.2% and cash: 5.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 5%, liquidity 6%, profitability 6%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €22,432
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €19,923, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€13,731
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Advertising, market research and public relations activities (NACE 73)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€13,731
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
23 d early
2024
29 d late
2023
68 d late
2022
32 d late
2021
29 d late
2020
75 d late
2019
80 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€13,731 View
  • Caution: Among the weakest 9% on solvencysector median 44.3% · 1,920 companies -61.2% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€19,923 View

By topic

Financials

Fiscal year
2025
Total assets
€22,432
Loss
-€19,923
Solvency
-61.2%
Total assets▼ 59.3%
Net result
20182025
Go to Financials

Timeline

Events
10
Since
2019
Next accounts
by 31-07-2027
  1. 08-07-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 07-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
04-08-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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