SC Software
ActiveSC Software has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €59k. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.73 against 7.07 in 2024; short-term debt: 13.6% and cash: 70.9% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
64.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
38 d early
2023
64 d early
2022
32 d early
2021
60 d early
2020
73 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 9.2%
2024 · €87k
2019: €189k
2020: €221k
2021: €254k
2022: €200k
2023: €177k
2024: €87k
2019 → 2025
Total assets
€91k▼ 9.2%
2024 · €101k
2019: €200k
2020: €242k
2021: €279k
2022: €225k
2023: €191k
2024: €101k
2019 → 2025
Net result
€59k▼ 11.8%
2024 · €67k
2019: €43k
2020: €32k
2021: €33k
2022: €46k
2023: €53k
2024: €67k
2019 → 2025
Working capital
€71k▼ 14.9%
2024 · €84k
2019: €171k
2020: €211k
2021: €250k
2022: €200k
2023: €172k
2024: €84k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€200k▼ 21.2%€177k▼ 11.7%€87k▼ 50.8%€79k▼ 9.2%
Operating result€42k-€58k▲ 37.2%€67k▲ 14.9%€84k▲ 25.7%€74k▼ 11.4%
Net result€33k-€46k▲ 39.4%€53k▲ 15.6%€67k▲ 26.4%€59k▼ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€8k▲ 140%
Current assets
€84k▼ 14.2%
Equity and liabilities €91k
Equity
€79k▼ 9.2%
Debt
€12k▼ 9.8%
The debt ratio falls from 13.7% to 13.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €86k
Cash flow
€62k▼
2024 · €69k
Solvency
86.4%▲
2024 · 86.3%
Current ratio
6.73▼
2024 · 7.07
Quick ratio
6.73▼
2024 · 7.07
Debt / equity
0.16▼
2024 · 0.16
ROE
74.7%▼
2024 · 76.9%
ROA
64.5%▼
2024 · 66.4%
Interest coverage
1425.19▼
2024 · 1591.69
Debt
€12k▼
2024 · €14k
Debt ≤ 1 year
€12k▼
2024 · €14k
Income taxes
€15k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€91k▼
Fixed assets21/28€3k€8k▲
Tangible fixed assets22/27€3k€8k▲
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24-€6k
Current assets29/58€97k€84k▼
Amounts receivable within one year40/41€14k€19k▲
Trade receivables40€14k€14k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€83k€65k▼
Equity and liabilities
Total equity and liabilities10/49€101k€91k▼
Equity10/15€87k€79k▼
Contributions10/11€20k€20k=
Reserves13€67k€59k▼
Distributable reserves133€67k€59k▼
Amounts payable17/49€14k€12k▼
Amounts payable within one year42/48€14k€12k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€2k€153▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€698€719▲
Gross operating margin9900€87k€78k▼
Operating profit (loss)9901€84k€74k▼
Financial charges65/66B€54€54▲
Recurring financial charges65€54€54▲
Profit (loss) for the period before taxes9903€84k€74k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€67k€59k▼
Profit (loss) for the period to be appropriated9905€67k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€59k▼
Transfer from equity791/2€157k€67k▼
Transfer to equity691/2€67k€59k▼
To other reserves6921€67k€59k▼
Profit to be distributed694/7€157k€67k▼
Return on contributions (dividend)694€157k€67k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €67k ▲26.4%
Operating result €84k, net result €67k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €32k ▼24.7%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €221k ▲17%
2 profitable years in a row build equity to €221k.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spiekelei 32820 BonheidenGround area
1,227 m²
Building footprint
245 m²
Volume, LiDAR
1,282 m³
Parcel 12005C0107/00G005, Flanders · tallest building 20.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SC Software
since 20162.254.464.991
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0107/00G005 | Flanders | 1,227 m² | 1 · 245 m² | 20.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.