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SBUILT

Active
Private limited companyfounded 2024active for 1 yearRue de Ham 42, 1430 Rebecq, BelgiumKBO/BCE: BE 1017.223.261

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SBUILT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,083 and a net result of €95,035. Its solvency ranks better than 75% of 11,752 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 11-12-2024 Normal situation
Legal form
Private limited company
Registered office
Rue de Ham 42, 1430 Rebecq
Activity
Activities of interior architects NACE 71112and 5 others
Establishment unit
2.367.127.622 1430 Rebecq, since 11-12-2024
Financial year end
31 December
Peppol
Reachable since 29-01-2026

How it is doing

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€123,674
▲ 146%
Turnover
≈ €250,000
estimated
Profit
€95,035
▲ 138%
Equity
€139,083
▲ 210%
Total assets
€180,788
▲ 205%
2025 accounts 32 days early
Filed on 29-06-2026at the National Bank
Why 99raises riskFounded in 2024lowers riskLiquidity: current ratio 4.15, cash €120,988Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €139,083 (76.9% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 89% of its sector peers (NACE 71, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.9% of total assets
Liquidity 92+7
short-term debt 23.1% · cash 66.9%
Profitability 100=
return on assets 52.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 01-2026: < 0.1% 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €13,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 4.15, compared with 3.97 in 2024, above the usual 1.5; short-term debt: 23.1% and cash: 66.9% of total assets), and 23.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 84% on liquidity, 88% on profitability and 96% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.15, cash €120,988
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Equity €139,083 (76.9% of total assets)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 days early
2024
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
29-06-2026
Format
micro format
Reference
2026-00246977
Turnover
≈ €250,000
Estimated: probably between €190,000 and €330,000
Total assets
€180,788▲ 205%
2024 · €59,199
Net result
€95,035▲ 138%
2024 · €39,881
Working capital
€131,210▲ 208%
2024 · €42,591
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 143% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€121,240 2025 Net result€95,035 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€49,852-€121,240▲ 143%
Net result€39,881within the sector's middle half-€95,035above the sector's middle half▲ 138%
Equity€44,881within the sector's middle half-€139,083within the sector's middle half▲ 210%
Total assets€59,199below the sector's middle half-€180,788within the sector's middle half▲ 205%
Debt€14,318-€41,705▲ 191%
Working capital€42,591within the sector's middle half-€131,210above the sector's middle half▲ 208%
Solvency75.8%within the sector's middle half-76.9%above the sector's middle half▲ 1.1pp
Current ratio3.97within the sector's middle half-4.15within the sector's middle half▲ 0.17
Return on assets (ROA)67.4%above the sector's middle half-52.6%above the sector's middle half▼ 14.8pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179,680
Fixed assets €6,765
Current assets €172,915
Equity and liabilities €180,788
Equity €139,083 ▲ 210%
Debt €41,705 ▲ 191%
Debt's share of the balance-sheet total falls from 24.2% to 23.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€123,609▲
2024 · €49,926
Cash flow
€97,404▲
2024 · €39,956
Debt to equity
0.30▼
2024 · 0.32
ROE
68.3%▼
2024 · 88.9%
Interest coverage
over 100
Debt ≤ 1 year
€41,705▲
2024 · €14,318
Income taxes
€25,984▲
2024 · €9,970
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 29-06-2026.

Balance sheet Code20242025
Assets
Total assets20/58€59,199€180,788▲
Formation expenses20€2,290€1,108▼
Fixed assets21/28-€6,765
Tangible fixed assets22/27-€6,669
Plant, machinery and equipment23-€3,812
Furniture and vehicles24-€2,857
Financial fixed assets28-€96
Current assets29/58€56,909€172,915▲
Amounts receivable within one year40/41€36,044€45,869▲
Trade receivables40€35,000€45,869▲
Other amounts receivable41€1,044-
Cash at bank and in hand54/58€20,865€120,988▲
Deferred charges and accrued income490/1-€6,058
Equity and liabilities
Total equity and liabilities10/49€59,199€180,788▲
Equity10/15€44,881€139,083▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€39,881€134,083▲
Amounts payable17/49€14,318€41,705▲
Amounts payable within one year42/48€14,318€41,705▲
Trade debts44€1,020€3,237▲
Suppliers440/4€1,020€3,237▲
Taxes, remuneration and social security45€12,852€34,910▲
Taxes450/3€12,852€34,910▲
Other amounts payable47/48€446€3,558▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75€2,369▲
Other operating charges640/8€387€66▼
Gross operating margin9900€50,314€123,674▲
Operating profit (loss)9901€49,852€121,240▲
Financial charges65/66B-€221
Recurring financial charges65-€221
Profit (loss) for the period before taxes9903€49,852€121,018▲
Income taxes67/77€9,970€25,984▲
Profit (loss) for the period9904€39,881€95,035▲
Profit (loss) for the period to be appropriated9905€39,881€95,035▲
Appropriation of the result
Profit (loss) to be appropriated9906€39,881€134,916▲
Profit (loss) brought forward from the previous period14P-€39,881
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75€2,369▲ 32×
Other operating charges640/8€387€66▼ 83.0%
Gross operating margin9900€50,314€123,674▲ 146%
Operating profit (loss)9901€49,852€121,240▲ 143%
Financial charges65/66B-€221-
Recurring financial charges65-€221-
Profit (loss) for the period before taxes9903€49,852€121,018▲ 143%
Income taxes67/77€9,970€25,984▲ 161%
Profit (loss) for the period9904€39,881€95,035▲ 138%
Profit (loss) for the period to be appropriated9905€39,881€95,035▲ 138%
Line20242025Change
Assets
Total assets20/58€59,199€180,788▲ 205%
Formation expenses20€2,290€1,108▼ 51.6%
Fixed assets21/28-€6,765-
Tangible fixed assets22/27-€6,669-
Plant, machinery and equipment23-€3,812-
Furniture and vehicles24-€2,857-
Financial fixed assets28-€96-
Current assets29/58€56,909€172,915▲ 204%
Amounts receivable within one year40/41€36,044€45,869▲ 27.3%
Trade receivables40€35,000€45,869▲ 31.1%
Other amounts receivable41€1,044--
Cash at bank and in hand54/58€20,865€120,988▲ 480%
Deferred charges and accrued income490/1-€6,058-
Equity and liabilities
Total equity and liabilities10/49€59,199€180,788▲ 205%
Equity10/15€44,881€139,083▲ 210%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€39,881€134,083▲ 236%
Amounts payable17/49€14,318€41,705▲ 191%
Amounts payable within one year42/48€14,318€41,705▲ 191%
Trade debts44€1,020€3,237▲ 217%
Suppliers440/4€1,020€3,237▲ 217%
Taxes, remuneration and social security45€12,852€34,910▲ 172%
Taxes450/3€12,852€34,910▲ 172%
Other amounts payable47/48€446€3,558▲ 698%
Line20242025Change
Profit (loss) for the period9904€39,881€95,035▲ 138%
+ Depreciation and write-downs630€75€2,369▲ 32×
Operating cash flow (approximation)€39,956€97,404▲ 144%
Change in cash-€100,123-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-06-2026 2026-00246977 NBB
31-12-2024 micro format 01-07-2025 2025-00223500 NBB

Similar companies · same sector, comparable size

Of the 3,885 active companies whose main activity is activities of interior architects (NACE 71112), figures are known for 1,342. 1,051 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Smets Sébastien Marc Jean-François Patrice
Director (not named in the articles) · appointed in the act of 13-12-2024
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Smets Sébastien Marc Jean-François Patrice
  • Director (not named in the articles), appointed in the act of 13-12-2024, still in office
See the board, name and registered office on a given date →

How the board is organised

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d'administration”
“Sauf décision contraire de l'assemblée générale, gratuit”
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

Articles of association, deed of 13-12-2024 (in French)

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 13-12-2024 ↗
Capital over the years
  1. 13-12-2024 Incorporation · €5,000 · 100 shares

Shares according to the articles of association

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre des actions nominatives avec mentions requises par le Code des sociétés et des associations,consultable par titulaires…”
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Tous cas de cessions entre vifs à titre onéreux ou gratuit,tant volontaires que forcées (exclusion et retrait),tant en usufruit qu’en…”

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “Contrôle, lorsque la loi l'exige et dans les limites qu'elle prévoit”
Other provision: “Représentation-vote par écrit, tout actionnaire par toute personne actionnaire ou non porteuse procuration spéciale”
Other provision: “Séances délibérations procès-verbaux, sauf cas prévus par loi majorité des voix quel que soit nombre titres représentés”
Other provision: “Annule toutes décisions prises, prorogation”
Other provision: “Affectation du bénéfice, assemblée générale”
Other provision: “Article 5:141 CSA, paiement dividendes et acomptes”
Other provision: “Exécution des statuts, élection de domicile”
Other provision: “Compétence judiciaire, société,actionnaires,gérants,commissaires,liquidateurs relatifs affaires société et exécution statuts”
Other provision: “Droit commun, loi pour objets non réglés par statuts”
3 more provisions in the deed, see the deed of 13-12-2024

Articles of association, deed of 13-12-2024 (in French)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SBUILT was incorporated on 11 December 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Smets Sébastien Marc Jean-François Patrice is director of the company, appointed in the act of 13-12-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2025
31-12
Financial Equity above €100,000equity €139,083 ▲210%
A profit in every financial year since 2024 builds equity to €139,083.
01-07
NBB filing Annual accounts filedNBB
financial year 2024 · micro format
2024
13-12
Gazette deed Incorporation
Appointment: Smets Sébastien Marc Jean-François Patrice (director) · Founder · Founding capital10 facts ▸
  • Incorporation, 09-12-2024
  • Founder, Smets Sébastien Marc Jean-François Patrice
  • Founding capital, €5,000
  • Shareholding, 100, “espèces” (deed in French)
  • Bank account, “Belfius, société en formation” (deed in French)
  • Other provision, “plan financier préalable, préalablement à la constitution” (deed in French)
  • Other provision, “3 ans de la constitution, responsabilité des fondateurs en cas de faillite” (deed in French)
  • Registered office clause, “personnalité morale, 1430 Rebecq,Rue de Ham 42” (deed in French)
  • Director appointment, Smets Sébastien Marc Jean-François Patrice (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, engagements,obligations et activités entreprises au nom de la société en formation” (deed in French)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name SBUILT in French
Enterprise number 1017.223.261
Legal form Private limited company
Status Active, normale toestand
Founded 11-12-2024
Type Legal entity

Where it is based

Registered office Rue de Ham 42, 1430 Rebecq, Belgium
Establishments 1 establishment unit since 2024
E-mail sebastien.smets@yahoo.com
Phone +32474980491

What it does

NACEBEL 2025
71112 Activities of interior architects main activity
41001 General construction of residential buildings
68201 Renting and operating of own or leased residential real estate, excluding social housing
70200 Business and other management consultancy
74999 Other professional, scientific and technical activities
82990 Other business support services

Invoicing and payment

VAT number BE 1017.223.261
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1017223261
Also 9925:BE1017223261
Registered 29-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1017.223.261

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SBUILT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région Wallonne, sièges administratifs,d’exploitation,agences et succursales en Belgique ou à l’étranger par simple décision de l’organe…”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

Articles of association, deed of 13-12-2024 (in French)

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here
1 establishment unit
Rue de Ham 42, 1430 Rebecq
Activities of interior architects
since 2024unit no. 2.367.127.622

Buildings and parcels at the address

Ground area
3,864 m²
Building footprint
238 m²
Building volume
1,031 m³
Parcel 25007A0144/00G000, Wallonia · tallest building 6.8 m.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25007A0144/00G000 Wallonia 3,864 m² 1 · 238 m² 6.8 m · 2